FNB
Price
$15.57
Change
+$0.15 (+0.97%)
Updated
Nov 19, 01:57 PM (EDT)
Capitalization
5.52B
69 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$29.40
Change
+$0.05 (+0.17%)
Updated
Nov 19, 03:44 PM (EDT)
Capitalization
3.57B
62 days until earnings call
Intraday BUY SELL Signals
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FNB vs UCB

Header iconFNB vs UCB Comparison
Open Charts FNB vs UCBBanner chart's image
FNB
Price$15.57
Change+$0.15 (+0.97%)
Volume$4.94K
Capitalization5.52B
United Community Banks
Price$29.40
Change+$0.05 (+0.17%)
Volume$970
Capitalization3.57B
FNB vs UCB Comparison Chart in %
FNB
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
FNB vs. UCB commentary
Nov 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNB is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Nov 19, 2025
Stock price -- (FNB: $15.42 vs. UCB: $29.35)
Brand notoriety: FNB and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNB: 49% vs. UCB: 116%
Market capitalization -- FNB: $5.52B vs. UCB: $3.57B
FNB [@Regional Banks] is valued at $5.52B. UCB’s [@Regional Banks] market capitalization is $3.57B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.09B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNB’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • FNB’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, FNB is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNB’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • FNB’s TA Score: 4 bullish, 6 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UCB is a better buy in the short-term than FNB.

Price Growth

FNB (@Regional Banks) experienced а -4.10% price change this week, while UCB (@Regional Banks) price change was -3.04% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.14%. For the same industry, the average monthly price growth was +1.42%, and the average quarterly price growth was +11.12%.

Reported Earning Dates

FNB is expected to report earnings on Jan 27, 2026.

UCB is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (-1.14% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FNB($5.52B) has a higher market cap than UCB($3.57B). UCB has higher P/E ratio than FNB: UCB (11.65) vs FNB (11.01). FNB YTD gains are higher at: 6.867 vs. UCB (-6.893). FNB has more cash in the bank: 535M vs. UCB (202M). UCB has less debt than FNB: UCB (155M) vs FNB (3.71B). FNB has higher revenues than UCB: FNB (1.64B) vs UCB (953M).
FNBUCBFNB / UCB
Capitalization5.52B3.57B155%
EBITDAN/AN/A-
Gain YTD6.867-6.893-100%
P/E Ratio11.0111.6595%
Revenue1.64B953M172%
Total Cash535M202M265%
Total Debt3.71B155M2,394%
FUNDAMENTALS RATINGS
FNB vs UCB: Fundamental Ratings
FNB
UCB
OUTLOOK RATING
1..100
1811
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
76
Overvalued
PROFIT vs RISK RATING
1..100
2865
SMR RATING
1..100
1113
PRICE GROWTH RATING
1..100
5460
P/E GROWTH RATING
1..100
7691
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FNB's Valuation (68) in the Regional Banks industry is in the same range as UCB (76). This means that FNB’s stock grew similarly to UCB’s over the last 12 months.

FNB's Profit vs Risk Rating (28) in the Regional Banks industry is somewhat better than the same rating for UCB (65). This means that FNB’s stock grew somewhat faster than UCB’s over the last 12 months.

FNB's SMR Rating (11) in the Regional Banks industry is in the same range as UCB (13). This means that FNB’s stock grew similarly to UCB’s over the last 12 months.

FNB's Price Growth Rating (54) in the Regional Banks industry is in the same range as UCB (60). This means that FNB’s stock grew similarly to UCB’s over the last 12 months.

FNB's P/E Growth Rating (76) in the Regional Banks industry is in the same range as UCB (91). This means that FNB’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNBUCB
RSI
ODDS (%)
Bullish Trend 2 days ago
57%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
63%
Bearish Trend 2 days ago
70%
Momentum
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 2 days ago
57%
MACD
ODDS (%)
Bearish Trend 2 days ago
78%
Bullish Trend 2 days ago
69%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
54%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 10 days ago
56%
Bullish Trend 9 days ago
57%
Declines
ODDS (%)
Bearish Trend 22 days ago
58%
Bearish Trend 7 days ago
71%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
70%
Bullish Trend 3 days ago
63%
Aroon
ODDS (%)
Bullish Trend 2 days ago
46%
Bearish Trend 2 days ago
65%
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FNB
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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