FNB
Price
$16.02
Change
+$0.15 (+0.95%)
Updated
Jul 18, 04:02 PM (EDT)
Capitalization
4.97B
89 days until earnings call
UMBF
Price
$109.47
Change
+$0.05 (+0.05%)
Updated
Jul 18, 02:18 PM (EDT)
Capitalization
4.12B
11 days until earnings call
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FNB vs UMBF

Header iconFNB vs UMBF Comparison
Open Charts FNB vs UMBFBanner chart's image
FNB
Price$16.02
Change+$0.15 (+0.95%)
Volume$11.75K
Capitalization4.97B
UMB Financial
Price$109.47
Change+$0.05 (+0.05%)
Volume$322
Capitalization4.12B
FNB vs UMBF Comparison Chart in %
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FNB
Daily Signalchanged days ago
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UMBF
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FNB vs. UMBF commentary
Jul 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNB is a Hold and UMBF is a Hold.

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COMPARISON
Comparison
Jul 18, 2025
Stock price -- (FNB: $15.87 vs. UMBF: $109.42)
Brand notoriety: FNB and UMBF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNB: 211% vs. UMBF: 76%
Market capitalization -- FNB: $4.97B vs. UMBF: $4.12B
FNB [@Regional Banks] is valued at $4.97B. UMBF’s [@Regional Banks] market capitalization is $4.12B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNB’s FA Score shows that 2 FA rating(s) are green whileUMBF’s FA Score has 1 green FA rating(s).

  • FNB’s FA Score: 2 green, 3 red.
  • UMBF’s FA Score: 1 green, 4 red.
According to our system of comparison, FNB is a better buy in the long-term than UMBF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNB’s TA Score shows that 4 TA indicator(s) are bullish while UMBF’s TA Score has 2 bullish TA indicator(s).

  • FNB’s TA Score: 4 bullish, 3 bearish.
  • UMBF’s TA Score: 2 bullish, 6 bearish.
According to our system of comparison, FNB is a better buy in the short-term than UMBF.

Price Growth

FNB (@Regional Banks) experienced а -0.81% price change this week, while UMBF (@Regional Banks) price change was -1.83% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.30%. For the same industry, the average monthly price growth was +5.33%, and the average quarterly price growth was +9.85%.

Reported Earning Dates

FNB is expected to report earnings on Oct 15, 2025.

UMBF is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (+0.30% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FNB($4.97B) has a higher market cap than UMBF($4.12B). UMBF has higher P/E ratio than FNB: UMBF (11.78) vs FNB (10.55). FNB YTD gains are higher at: 9.195 vs. UMBF (-2.301). FNB (447M) and UMBF (447M) have equal amount of cash in the bank . UMBF has less debt than FNB: UMBF (1.38B) vs FNB (3.98B). FNB has higher revenues than UMBF: FNB (1.57B) vs UMBF (1.33B).
FNBUMBFFNB / UMBF
Capitalization4.97B4.12B120%
EBITDAN/AN/A-
Gain YTD9.195-2.301-400%
P/E Ratio10.5511.7890%
Revenue1.57B1.33B118%
Total Cash447M447M100%
Total Debt3.98B1.38B288%
FUNDAMENTALS RATINGS
FNB vs UMBF: Fundamental Ratings
FNB
UMBF
OUTLOOK RATING
1..100
2417
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
71
Overvalued
PROFIT vs RISK RATING
1..100
2337
SMR RATING
1..100
1010
PRICE GROWTH RATING
1..100
4549
P/E GROWTH RATING
1..100
5040
SEASONALITY SCORE
1..100
n/a95

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FNB's Valuation (44) in the Regional Banks industry is in the same range as UMBF (71). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

FNB's Profit vs Risk Rating (23) in the Regional Banks industry is in the same range as UMBF (37). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

FNB's SMR Rating (10) in the Regional Banks industry is in the same range as UMBF (10). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

FNB's Price Growth Rating (45) in the Regional Banks industry is in the same range as UMBF (49). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

UMBF's P/E Growth Rating (40) in the Regional Banks industry is in the same range as FNB (50). This means that UMBF’s stock grew similarly to FNB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNBUMBF
RSI
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
61%
Momentum
ODDS (%)
Bullish Trend 2 days ago
67%
Bearish Trend 2 days ago
63%
MACD
ODDS (%)
Bullish Trend 2 days ago
60%
Bearish Trend 2 days ago
57%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
63%
Declines
ODDS (%)
N/A
Bearish Trend 19 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
72%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
54%
Bearish Trend 2 days ago
67%
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FNB
Daily Signalchanged days ago
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UMBF
Daily Signalchanged days ago
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UMBF and

Correlation & Price change

A.I.dvisor indicates that over the last year, UMBF has been closely correlated with HWC. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if UMBF jumps, then HWC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UMBF
1D Price
Change %
UMBF100%
+0.86%
HWC - UMBF
90%
Closely correlated
+1.38%
SNV - UMBF
90%
Closely correlated
+1.85%
PNFP - UMBF
90%
Closely correlated
+2.04%
FNB - UMBF
89%
Closely correlated
+2.32%
TRMK - UMBF
89%
Closely correlated
+0.79%
More