FNLC
Price
$25.32
Change
+$0.30 (+1.20%)
Updated
Aug 8 closing price
Capitalization
283.73M
PEBO
Price
$28.47
Change
+$0.23 (+0.81%)
Updated
Aug 8 closing price
Capitalization
1.02B
79 days until earnings call
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FNLC vs PEBO

Header iconFNLC vs PEBO Comparison
Open Charts FNLC vs PEBOBanner chart's image
First Ban
Price$25.32
Change+$0.30 (+1.20%)
Volume$10.42K
Capitalization283.73M
Peoples Ban
Price$28.47
Change+$0.23 (+0.81%)
Volume$101.09K
Capitalization1.02B
FNLC vs PEBO Comparison Chart in %
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FNLC
Daily Signalchanged days ago
Gain/Loss if bought
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PEBO
Daily Signalchanged days ago
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FNLC vs. PEBO commentary
Aug 10, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNLC is a Buy and PEBO is a Hold.

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COMPARISON
Comparison
Aug 10, 2025
Stock price -- (FNLC: $25.32 vs. PEBO: $28.47)
Brand notoriety: FNLC and PEBO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNLC: 45% vs. PEBO: 53%
Market capitalization -- FNLC: $283.73M vs. PEBO: $1.02B
FNLC [@Regional Banks] is valued at $283.73M. PEBO’s [@Regional Banks] market capitalization is $1.02B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $7.73B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNLC’s FA Score shows that 1 FA rating(s) are green whilePEBO’s FA Score has 4 green FA rating(s).

  • FNLC’s FA Score: 1 green, 4 red.
  • PEBO’s FA Score: 4 green, 1 red.
According to our system of comparison, PEBO is a better buy in the long-term than FNLC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNLC’s TA Score shows that 5 TA indicator(s) are bullish while PEBO’s TA Score has 4 bullish TA indicator(s).

  • FNLC’s TA Score: 5 bullish, 4 bearish.
  • PEBO’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, FNLC is a better buy in the short-term than PEBO.

Price Growth

FNLC (@Regional Banks) experienced а +2.18% price change this week, while PEBO (@Regional Banks) price change was +1.21% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.47%. For the same industry, the average monthly price growth was +0.46%, and the average quarterly price growth was +7.74%.

Reported Earning Dates

PEBO is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (+1.47% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PEBO($1.02B) has a higher market cap than FNLC($284M). PEBO (9.72) and FNLC (9.45) have similar P/E ratio . FNLC YTD gains are higher at: -3.449 vs. PEBO (-6.416). PEBO has more cash in the bank: 122M vs. FNLC (26.4M). FNLC has less debt than PEBO: FNLC (185M) vs PEBO (606M). PEBO has higher revenues than FNLC: PEBO (447M) vs FNLC (83.5M).
FNLCPEBOFNLC / PEBO
Capitalization284M1.02B28%
EBITDAN/AN/A-
Gain YTD-3.449-6.41654%
P/E Ratio9.459.7297%
Revenue83.5M447M19%
Total Cash26.4M122M22%
Total Debt185M606M31%
FUNDAMENTALS RATINGS
FNLC vs PEBO: Fundamental Ratings
FNLC
PEBO
OUTLOOK RATING
1..100
7158
VALUATION
overvalued / fair valued / undervalued
1..100
23
Undervalued
15
Undervalued
PROFIT vs RISK RATING
1..100
4027
SMR RATING
1..100
4720
PRICE GROWTH RATING
1..100
5462
P/E GROWTH RATING
1..100
6533
SEASONALITY SCORE
1..100
8575

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PEBO's Valuation (15) in the Major Banks industry is in the same range as FNLC (23) in the Regional Banks industry. This means that PEBO’s stock grew similarly to FNLC’s over the last 12 months.

PEBO's Profit vs Risk Rating (27) in the Major Banks industry is in the same range as FNLC (40) in the Regional Banks industry. This means that PEBO’s stock grew similarly to FNLC’s over the last 12 months.

PEBO's SMR Rating (20) in the Major Banks industry is in the same range as FNLC (47) in the Regional Banks industry. This means that PEBO’s stock grew similarly to FNLC’s over the last 12 months.

FNLC's Price Growth Rating (54) in the Regional Banks industry is in the same range as PEBO (62) in the Major Banks industry. This means that FNLC’s stock grew similarly to PEBO’s over the last 12 months.

PEBO's P/E Growth Rating (33) in the Major Banks industry is in the same range as FNLC (65) in the Regional Banks industry. This means that PEBO’s stock grew similarly to FNLC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNLCPEBO
RSI
ODDS (%)
Bearish Trend 3 days ago
59%
Bullish Trend 3 days ago
67%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
56%
Bullish Trend 3 days ago
72%
Momentum
ODDS (%)
Bearish Trend 3 days ago
49%
Bearish Trend 3 days ago
60%
MACD
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
56%
Bullish Trend 3 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
44%
Bearish Trend 3 days ago
53%
Advances
ODDS (%)
Bullish Trend 14 days ago
55%
Bullish Trend 3 days ago
59%
Declines
ODDS (%)
Bearish Trend 10 days ago
53%
Bearish Trend 10 days ago
54%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
54%
Bullish Trend 3 days ago
67%
Aroon
ODDS (%)
Bullish Trend 3 days ago
50%
Bearish Trend 3 days ago
56%
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FNLC
Daily Signalchanged days ago
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PEBO
Daily Signalchanged days ago
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FNLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNLC has been closely correlated with CTBI. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNLC jumps, then CTBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNLC
1D Price
Change %
FNLC100%
+1.20%
CTBI - FNLC
81%
Closely correlated
+0.79%
CVBF - FNLC
81%
Closely correlated
-0.95%
MBWM - FNLC
81%
Closely correlated
-0.29%
HFWA - FNLC
80%
Closely correlated
+1.58%
PEBO - FNLC
79%
Closely correlated
+0.81%
More

PEBO and

Correlation & Price change

A.I.dvisor indicates that over the last year, PEBO has been closely correlated with MBWM. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if PEBO jumps, then MBWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PEBO
1D Price
Change %
PEBO100%
+0.81%
MBWM - PEBO
91%
Closely correlated
-0.29%
TCBK - PEBO
90%
Closely correlated
+0.65%
FFBC - PEBO
89%
Closely correlated
+0.59%
STBA - PEBO
89%
Closely correlated
+0.58%
UBSI - PEBO
89%
Closely correlated
+1.07%
More