FRME
Price
$35.31
Change
-$0.05 (-0.14%)
Updated
Nov 20, 04:59 PM (EDT)
Capitalization
2.04B
63 days until earnings call
Intraday BUY SELL Signals
SBCF
Price
$29.40
Change
-$0.31 (-1.04%)
Updated
Nov 20, 04:59 PM (EDT)
Capitalization
2.88B
63 days until earnings call
Intraday BUY SELL Signals
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FRME vs SBCF

Header iconFRME vs SBCF Comparison
Open Charts FRME vs SBCFBanner chart's image
First Merchants
Price$35.31
Change-$0.05 (-0.14%)
Volume$2.82K
Capitalization2.04B
Seacoast Banking
Price$29.40
Change-$0.31 (-1.04%)
Volume$12.27K
Capitalization2.88B
FRME vs SBCF Comparison Chart in %
FRME
Daily Signal:
Gain/Loss:
SBCF
Daily Signal:
Gain/Loss:
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FRME vs. SBCF commentary
Nov 21, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Hold and SBCF is a Hold.

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COMPARISON
Comparison
Nov 21, 2025
Stock price -- (FRME: $35.30 vs. SBCF: $29.39)
Brand notoriety: FRME and SBCF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 61% vs. SBCF: 63%
Market capitalization -- FRME: $2.04B vs. SBCF: $2.88B
FRME [@Regional Banks] is valued at $2.04B. SBCF’s [@Regional Banks] market capitalization is $2.88B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.21B to $0. The average market capitalization across the [@Regional Banks] industry is $7.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 2 FA rating(s) are green whileSBCF’s FA Score has 1 green FA rating(s).

  • FRME’s FA Score: 2 green, 3 red.
  • SBCF’s FA Score: 1 green, 4 red.
According to our system of comparison, SBCF is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 5 TA indicator(s) are bullish while SBCF’s TA Score has 3 bullish TA indicator(s).

  • FRME’s TA Score: 5 bullish, 4 bearish.
  • SBCF’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, FRME is a better buy in the short-term than SBCF.

Price Growth

FRME (@Regional Banks) experienced а -2.35% price change this week, while SBCF (@Regional Banks) price change was -2.10% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.90%. For the same industry, the average monthly price growth was +1.45%, and the average quarterly price growth was +11.29%.

Reported Earning Dates

FRME is expected to report earnings on Jan 22, 2026.

SBCF is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (-0.90% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SBCF($2.88B) has a higher market cap than FRME($2.04B). SBCF has higher P/E ratio than FRME: SBCF (17.49) vs FRME (8.82). SBCF YTD gains are higher at: 8.908 vs. FRME (-9.095). SBCF has more cash in the bank: 182M vs. FRME (81.6M). SBCF (822M) and FRME (856M) have identical debt. FRME has higher revenues than SBCF: FRME (648M) vs SBCF (555M).
FRMESBCFFRME / SBCF
Capitalization2.04B2.88B71%
EBITDAN/AN/A-
Gain YTD-9.0958.908-102%
P/E Ratio8.8217.4950%
Revenue648M555M117%
Total Cash81.6M182M45%
Total Debt856M822M104%
FUNDAMENTALS RATINGS
FRME vs SBCF: Fundamental Ratings
FRME
SBCF
OUTLOOK RATING
1..100
98
VALUATION
overvalued / fair valued / undervalued
1..100
29
Undervalued
72
Overvalued
PROFIT vs RISK RATING
1..100
5963
SMR RATING
1..100
1618
PRICE GROWTH RATING
1..100
7450
P/E GROWTH RATING
1..100
8765
SEASONALITY SCORE
1..100
7585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (29) in the Regional Banks industry is somewhat better than the same rating for SBCF (72). This means that FRME’s stock grew somewhat faster than SBCF’s over the last 12 months.

FRME's Profit vs Risk Rating (59) in the Regional Banks industry is in the same range as SBCF (63). This means that FRME’s stock grew similarly to SBCF’s over the last 12 months.

FRME's SMR Rating (16) in the Regional Banks industry is in the same range as SBCF (18). This means that FRME’s stock grew similarly to SBCF’s over the last 12 months.

SBCF's Price Growth Rating (50) in the Regional Banks industry is in the same range as FRME (74). This means that SBCF’s stock grew similarly to FRME’s over the last 12 months.

SBCF's P/E Growth Rating (65) in the Regional Banks industry is in the same range as FRME (87). This means that SBCF’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMESBCF
RSI
ODDS (%)
Bullish Trend 3 days ago
65%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
68%
Momentum
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
70%
MACD
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
62%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
67%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
60%
Declines
ODDS (%)
Bearish Trend 23 days ago
64%
Bearish Trend 8 days ago
68%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
79%
Aroon
ODDS (%)
Bearish Trend 2 days ago
57%
N/A
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FRME
Daily Signal:
Gain/Loss:
SBCF
Daily Signal:
Gain/Loss:
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FRME and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRME has been closely correlated with SBCF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then SBCF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRME
1D Price
Change %
FRME100%
-0.17%
SBCF - FRME
87%
Closely correlated
-1.08%
FCF - FRME
87%
Closely correlated
+0.19%
STBA - FRME
86%
Closely correlated
+0.12%
FNB - FRME
86%
Closely correlated
-0.76%
TRMK - FRME
86%
Closely correlated
-0.24%
More

SBCF and

Correlation & Price change

A.I.dvisor indicates that over the last year, SBCF has been closely correlated with UBSI. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if SBCF jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SBCF
1D Price
Change %
SBCF100%
-1.08%
UBSI - SBCF
88%
Closely correlated
+0.48%
UCB - SBCF
88%
Closely correlated
-0.07%
TRMK - SBCF
88%
Closely correlated
-0.24%
ABCB - SBCF
87%
Closely correlated
-0.28%
EFSC - SBCF
87%
Closely correlated
+0.11%
More