FRME
Price
$38.05
Change
-$0.44 (-1.14%)
Updated
Oct 7 closing price
Capitalization
2.2B
14 days until earnings call
STBA
Price
$37.27
Change
-$0.44 (-1.17%)
Updated
Oct 7 closing price
Capitalization
1.43B
15 days until earnings call
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FRME vs STBA

Header iconFRME vs STBA Comparison
Open Charts FRME vs STBABanner chart's image
First Merchants
Price$38.05
Change-$0.44 (-1.14%)
Volume$285.95K
Capitalization2.2B
S&T Ban
Price$37.27
Change-$0.44 (-1.17%)
Volume$105.3K
Capitalization1.43B
FRME vs STBA Comparison Chart in %
FRME
Daily Signalchanged days ago
Gain/Loss if bought
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STBA
Daily Signalchanged days ago
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FRME vs. STBA commentary
Oct 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a StrongBuy and STBA is a Hold.

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COMPARISON
Comparison
Oct 08, 2025
Stock price -- (FRME: $38.05 vs. STBA: $37.27)
Brand notoriety: FRME and STBA are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 97% vs. STBA: 82%
Market capitalization -- FRME: $2.2B vs. STBA: $1.43B
FRME [@Regional Banks] is valued at $2.2B. STBA’s [@Regional Banks] market capitalization is $1.43B. The market cap for tickers in the [@Regional Banks] industry ranges from $170.11B to $0. The average market capitalization across the [@Regional Banks] industry is $7.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 1 FA rating(s) are green whileSTBA’s FA Score has 3 green FA rating(s).

  • FRME’s FA Score: 1 green, 4 red.
  • STBA’s FA Score: 3 green, 2 red.
According to our system of comparison, STBA is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 5 TA indicator(s) are bullish while STBA’s TA Score has 3 bullish TA indicator(s).

  • FRME’s TA Score: 5 bullish, 6 bearish.
  • STBA’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, FRME is a better buy in the short-term than STBA.

Price Growth

FRME (@Regional Banks) experienced а +0.93% price change this week, while STBA (@Regional Banks) price change was -0.85% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.06%. For the same industry, the average monthly price growth was +0.16%, and the average quarterly price growth was +20.53%.

Reported Earning Dates

FRME is expected to report earnings on Oct 22, 2025.

STBA is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.06% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FRME($2.2B) has a higher market cap than STBA($1.43B). STBA has higher P/E ratio than FRME: STBA (10.96) vs FRME (9.88). STBA YTD gains are higher at: 0.125 vs. FRME (-2.013). STBA has more cash in the bank: 86.4M vs. FRME (81.6M). STBA has less debt than FRME: STBA (250M) vs FRME (961M). FRME has higher revenues than STBA: FRME (638M) vs STBA (385M).
FRMESTBAFRME / STBA
Capitalization2.2B1.43B154%
EBITDAN/AN/A-
Gain YTD-2.0130.125-1,615%
P/E Ratio9.8810.9690%
Revenue638M385M166%
Total Cash81.6M86.4M94%
Total Debt961M250M384%
FUNDAMENTALS RATINGS
FRME vs STBA: Fundamental Ratings
FRME
STBA
OUTLOOK RATING
1..100
5556
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
28
Undervalued
PROFIT vs RISK RATING
1..100
5024
SMR RATING
1..100
1620
PRICE GROWTH RATING
1..100
6060
P/E GROWTH RATING
1..100
7650
SEASONALITY SCORE
1..100
85n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

STBA's Valuation (28) in the Regional Banks industry is in the same range as FRME (35). This means that STBA’s stock grew similarly to FRME’s over the last 12 months.

STBA's Profit vs Risk Rating (24) in the Regional Banks industry is in the same range as FRME (50). This means that STBA’s stock grew similarly to FRME’s over the last 12 months.

FRME's SMR Rating (16) in the Regional Banks industry is in the same range as STBA (20). This means that FRME’s stock grew similarly to STBA’s over the last 12 months.

FRME's Price Growth Rating (60) in the Regional Banks industry is in the same range as STBA (60). This means that FRME’s stock grew similarly to STBA’s over the last 12 months.

STBA's P/E Growth Rating (50) in the Regional Banks industry is in the same range as FRME (76). This means that STBA’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMESTBA
RSI
ODDS (%)
Bullish Trend 1 day ago
73%
N/A
Stochastic
ODDS (%)
Bullish Trend 1 day ago
59%
Bullish Trend 1 day ago
67%
Momentum
ODDS (%)
Bearish Trend 1 day ago
72%
Bearish Trend 1 day ago
63%
MACD
ODDS (%)
Bearish Trend 1 day ago
74%
Bearish Trend 1 day ago
72%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
60%
Bearish Trend 1 day ago
64%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
56%
Advances
ODDS (%)
Bullish Trend 3 days ago
59%
Bullish Trend 3 days ago
65%
Declines
ODDS (%)
Bearish Trend 10 days ago
62%
Bearish Trend 7 days ago
66%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
60%
Aroon
ODDS (%)
Bearish Trend 1 day ago
62%
Bearish Trend 1 day ago
58%
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FRME
Daily Signalchanged days ago
Gain/Loss if bought
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STBA
Daily Signalchanged days ago
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