FRME
Price
$39.60
Change
+$0.12 (+0.30%)
Updated
Oct 16 closing price
Capitalization
2.54B
4 days until earnings call
Intraday BUY SELL Signals
UBSI
Price
$46.69
Change
+$0.09 (+0.19%)
Updated
Oct 16 closing price
Capitalization
6.36B
5 days until earnings call
Intraday BUY SELL Signals
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FRME vs UBSI

FRME vs UBSI Comparison Chart in %
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FRME vs. UBSI commentary
Oct 17, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Hold and UBSI is a Hold.

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SUMMARIES
A.I.Advisor
a Summary for FRME with price predictions
Oct 16, 2026

FRME's MACD Histogram just turned positive

The Moving Average Convergence Divergence (MACD) for FRME turned positive on October 16, 2026. Looking at past instances where FRME's MACD turned positive, the stock continued to rise in 33 of 50 cases over the following month. The odds of a continued upward trend are 66%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 40 of 64 cases where FRME's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 62%.

Following a +2.11% 3-day Advance, the price is estimated to grow further. Considering data from situations where FRME advanced for three days, in 171 of 297 cases, the price rose further within the following month. The odds of a continued upward trend are 58%.

FRME may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on September 17, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on FRME as a result. In 62 of 91 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 68%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where FRME declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 62%.

The Aroon Indicator for FRME entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron PE Growth Rating for this company is 16 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron SMR rating for this company is 16 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Valuation Rating of 26 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.949) is normal, around the industry mean (1.323). P/E Ratio (12.984) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.530) is also within normal values, averaging (1.190). Dividend Yield (0.036) settles around the average of (0.030) among similar stocks. P/S Ratio (3.542) is also within normal values, averaging (3.738).

The Tickeron Price Growth Rating for this company is 58 (best 1 - 100 worst), indicating fairly steady price growth. FRME’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 69 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FRME’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.

The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

A.I.Advisor
a Summary for UBSI with price predictions
Oct 16, 2026

UBSI in upward trend: price expected to rise as it breaks its lower Bollinger Band on October 07, 2026

UBSI may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In 30 of 45 cases where UBSI's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are 67%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 37 of 60 cases where UBSI's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 62%.

The Moving Average Convergence Divergence (MACD) for UBSI just turned positive on October 15, 2026. Looking at past instances where UBSI's MACD turned positive, the stock continued to rise in 27 of 46 cases over the following month. The odds of a continued upward trend are 59%.

Following a +1.99% 3-day Advance, the price is estimated to grow further. Considering data from situations where UBSI advanced for three days, in 154 of 297 cases, the price rose further within the following month. The odds of a continued upward trend are 52%.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on October 16, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on UBSI as a result. In 64 of 90 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 71%.

UBSI moved below its 50-day moving average on September 16, 2026 date and that indicates a change from an upward trend to a downward trend.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where UBSI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 54%.

The Aroon Indicator for UBSI entered a downward trend on October 16, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 11 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Profit vs. Risk Rating rating for this company is 33 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.

The Tickeron PE Growth Rating for this company is 40 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Price Growth Rating for this company is 46 (best 1 - 100 worst), indicating steady price growth. UBSI’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Valuation Rating of 52 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.154) is normal, around the industry mean (1.323). P/E Ratio (12.732) is within average values for comparable stocks, (23.509). Projected Growth (PEG Ratio) (0.260) is also within normal values, averaging (1.190). Dividend Yield (0.032) settles around the average of (0.030) among similar stocks. P/S Ratio (5.184) is also within normal values, averaging (3.738).

The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

FUNDAMENTALS RATINGS
FRME vs UBSI: Fundamental Ratings
FRME
UBSI
OUTLOOK RATING
1..100
6285
VALUATION
overvalued / fair valued / undervalued
1..100
26
Undervalued
52
Fair valued
PROFIT vs RISK RATING
1..100
6933
SMR RATING
1..100
1611
PRICE GROWTH RATING
1..100
5846
P/E GROWTH RATING
1..100
1640
SEASONALITY SCORE
1..100
8590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (26) in the Regional Banks industry is in the same range as UBSI (52). This means that FRME’s stock grew similarly to UBSI’s over the last 12 months.

UBSI's Profit vs Risk Rating (33) in the Regional Banks industry is somewhat better than the same rating for FRME (69). This means that UBSI’s stock grew somewhat faster than FRME’s over the last 12 months.

UBSI's SMR Rating (11) in the Regional Banks industry is in the same range as FRME (16). This means that UBSI’s stock grew similarly to FRME’s over the last 12 months.

UBSI's Price Growth Rating (46) in the Regional Banks industry is in the same range as FRME (58). This means that UBSI’s stock grew similarly to FRME’s over the last 12 months.

FRME's P/E Growth Rating (16) in the Regional Banks industry is in the same range as UBSI (40). This means that FRME’s stock grew similarly to UBSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMEUBSI
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
62%
Momentum
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
71%
MACD
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
59%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
56%
Bullish Trend 2 days ago
55%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
52%
Declines
ODDS (%)
Bearish Trend 4 days ago
62%
Bearish Trend 11 days ago
54%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
67%
Aroon
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
57%
COMPARISON
Comparison
Oct 17, 2026
Stock price -- (FRME: $39.60 vs. UBSI: $46.69)
Brand notoriety: FRME and UBSI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 100% vs. UBSI: 91%
Market capitalization -- FRME: $2.54B vs. UBSI: $6.36B
FRME [@Regional Banks] is valued at $2.54B. UBSI’s [@Regional Banks] market capitalization is $6.36B. The market cap for tickers in the [@Regional Banks] industry ranges from $22.65 to $173.74B. The average market capitalization across the [@Regional Banks] industry is $6.15B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 3 FA rating(s) are green while UBSI’s FA Score has 2 green FA rating(s).

  • FRME’s FA Score: 3 green, 2 red.
  • UBSI’s FA Score: 2 green, 3 red.
According to our system of comparison, UBSI is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 4 TA indicator(s) are bullish while UBSI’s TA Score has 4 bullish TA indicator(s).

  • FRME’s TA Score: 4 bullish, 3 bearish.
  • UBSI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, FRME is a better buy in the short-term than UBSI.

Price Growth

FRME (@Regional Banks) experienced а +1.54% price change this week, while UBSI (@Regional Banks) price change was +2.71% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.49%. For the same industry, the average monthly price growth was -2.80%, and the average quarterly price growth was +4.68%.

Reported Earning Dates

FRME is expected to report earnings on Oct 21, 2026.

UBSI is expected to report earnings on Oct 22, 2026.

Industries' Descriptions

@Regional Banks (+0.49% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

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UBSI
Daily Signal:
Gain/Loss:
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