HBCP
Price
$54.98
Change
+$0.60 (+1.10%)
Updated
Sep 17 closing price
Capitalization
425.51M
27 days until earnings call
UCB
Price
$31.56
Change
+$0.31 (+0.99%)
Updated
Sep 17 closing price
Capitalization
3.8B
33 days until earnings call
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HBCP vs UCB

Header iconHBCP vs UCB Comparison
Open Charts HBCP vs UCBBanner chart's image
Home Ban
Price$54.98
Change+$0.60 (+1.10%)
Volume$40.89K
Capitalization425.51M
United Community Banks
Price$31.56
Change+$0.31 (+0.99%)
Volume$661.87K
Capitalization3.8B
HBCP vs UCB Comparison Chart in %
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HBCP
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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HBCP vs. UCB commentary
Sep 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBCP is a Hold and UCB is a Buy.

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COMPARISON
Comparison
Sep 18, 2025
Stock price -- (HBCP: $55.00 vs. UCB: $31.56)
Brand notoriety: HBCP and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBCP: 121% vs. UCB: 109%
Market capitalization -- HBCP: $425.51M vs. UCB: $3.8B
HBCP [@Regional Banks] is valued at $425.51M. UCB’s [@Regional Banks] market capitalization is $3.8B. The market cap for tickers in the [@Regional Banks] industry ranges from $168.53B to $0. The average market capitalization across the [@Regional Banks] industry is $7.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBCP’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • HBCP’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, HBCP is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBCP’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 5 bullish TA indicator(s).

  • HBCP’s TA Score: 6 bullish, 4 bearish.
  • UCB’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, HBCP is a better buy in the short-term than UCB.

Price Growth

HBCP (@Regional Banks) experienced а -1.47% price change this week, while UCB (@Regional Banks) price change was -2.26% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.27%. For the same industry, the average monthly price growth was +2.90%, and the average quarterly price growth was +13.33%.

Reported Earning Dates

HBCP is expected to report earnings on Oct 15, 2025.

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+0.27% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.8B) has a higher market cap than HBCP($426M). UCB has higher P/E ratio than HBCP: UCB (14.35) vs HBCP (10.56). HBCP YTD gains are higher at: 20.955 vs. UCB (0.118). HBCP (148M) and UCB (155M) have identical debt. UCB has higher revenues than HBCP: UCB (953M) vs HBCP (142M).
HBCPUCBHBCP / UCB
Capitalization426M3.8B11%
EBITDAN/AN/A-
Gain YTD20.9550.11817,809%
P/E Ratio10.5614.3574%
Revenue142M953M15%
Total CashN/A202M-
Total Debt148M155M95%
FUNDAMENTALS RATINGS
HBCP vs UCB: Fundamental Ratings
HBCP
UCB
OUTLOOK RATING
1..100
7662
VALUATION
overvalued / fair valued / undervalued
1..100
38
Fair valued
81
Overvalued
PROFIT vs RISK RATING
1..100
1751
SMR RATING
1..100
3813
PRICE GROWTH RATING
1..100
4750
P/E GROWTH RATING
1..100
3779
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBCP's Valuation (38) in the Savings Banks industry is somewhat better than the same rating for UCB (81) in the Regional Banks industry. This means that HBCP’s stock grew somewhat faster than UCB’s over the last 12 months.

HBCP's Profit vs Risk Rating (17) in the Savings Banks industry is somewhat better than the same rating for UCB (51) in the Regional Banks industry. This means that HBCP’s stock grew somewhat faster than UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as HBCP (38) in the Savings Banks industry. This means that UCB’s stock grew similarly to HBCP’s over the last 12 months.

HBCP's Price Growth Rating (47) in the Savings Banks industry is in the same range as UCB (50) in the Regional Banks industry. This means that HBCP’s stock grew similarly to UCB’s over the last 12 months.

HBCP's P/E Growth Rating (37) in the Savings Banks industry is somewhat better than the same rating for UCB (79) in the Regional Banks industry. This means that HBCP’s stock grew somewhat faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBCPUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
53%
Bearish Trend 1 day ago
73%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
67%
Bullish Trend 1 day ago
65%
Momentum
ODDS (%)
Bearish Trend 1 day ago
49%
Bearish Trend 1 day ago
66%
MACD
ODDS (%)
Bearish Trend 1 day ago
55%
Bearish Trend 1 day ago
59%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
54%
Bearish Trend 1 day ago
68%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
58%
Advances
ODDS (%)
Bullish Trend 22 days ago
64%
Bullish Trend 22 days ago
60%
Declines
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
69%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
78%
Bullish Trend 1 day ago
72%
Aroon
ODDS (%)
Bullish Trend 1 day ago
59%
Bullish Trend 1 day ago
54%
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HBCP
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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HBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBCP has been closely correlated with SMBC. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBCP jumps, then SMBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBCP
1D Price
Change %
HBCP100%
+1.14%
SMBC - HBCP
80%
Closely correlated
+0.85%
STEL - HBCP
78%
Closely correlated
+1.05%
UCB - HBCP
78%
Closely correlated
+0.99%
MOFG - HBCP
78%
Closely correlated
+0.42%
FBIZ - HBCP
78%
Closely correlated
+0.26%
More