HBCP
Price
$54.23
Change
-$0.21 (-0.39%)
Updated
Oct 8, 04:58 PM (EDT)
Capitalization
425.98M
7 days until earnings call
UCB
Price
$32.01
Change
-$0.06 (-0.19%)
Updated
Oct 8, 04:59 PM (EDT)
Capitalization
3.9B
14 days until earnings call
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HBCP vs UCB

Header iconHBCP vs UCB Comparison
Open Charts HBCP vs UCBBanner chart's image
Home Ban
Price$54.23
Change-$0.21 (-0.39%)
Volume$200
Capitalization425.98M
United Community Banks
Price$32.01
Change-$0.06 (-0.19%)
Volume$8.56K
Capitalization3.9B
HBCP vs UCB Comparison Chart in %
HBCP
Daily Signalchanged days ago
Gain/Loss if bought
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UCB
Daily Signalchanged days ago
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HBCP vs. UCB commentary
Oct 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBCP is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Oct 08, 2025
Stock price -- (HBCP: $54.44 vs. UCB: $32.07)
Brand notoriety: HBCP and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBCP: 101% vs. UCB: 142%
Market capitalization -- HBCP: $425.98M vs. UCB: $3.9B
HBCP [@Regional Banks] is valued at $425.98M. UCB’s [@Regional Banks] market capitalization is $3.9B. The market cap for tickers in the [@Regional Banks] industry ranges from $170.11B to $0. The average market capitalization across the [@Regional Banks] industry is $7.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBCP’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • HBCP’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, HBCP is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBCP’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 5 bullish TA indicator(s).

  • HBCP’s TA Score: 4 bullish, 4 bearish.
  • UCB’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both HBCP and UCB are a good buy in the short-term.

Price Growth

HBCP (@Regional Banks) experienced а +0.21% price change this week, while UCB (@Regional Banks) price change was +2.30% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.18%. For the same industry, the average monthly price growth was +0.02%, and the average quarterly price growth was +20.36%.

Reported Earning Dates

HBCP is expected to report earnings on Oct 15, 2025.

UCB is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (+0.18% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.9B) has a higher market cap than HBCP($426M). UCB has higher P/E ratio than HBCP: UCB (14.58) vs HBCP (10.45). HBCP YTD gains are higher at: 19.723 vs. UCB (1.736). HBCP (148M) and UCB (155M) have identical debt. UCB has higher revenues than HBCP: UCB (953M) vs HBCP (142M).
HBCPUCBHBCP / UCB
Capitalization426M3.9B11%
EBITDAN/AN/A-
Gain YTD19.7231.7361,136%
P/E Ratio10.4514.5872%
Revenue142M953M15%
Total CashN/A202M-
Total Debt148M155M95%
FUNDAMENTALS RATINGS
HBCP vs UCB: Fundamental Ratings
HBCP
UCB
OUTLOOK RATING
1..100
646
VALUATION
overvalued / fair valued / undervalued
1..100
37
Fair valued
82
Overvalued
PROFIT vs RISK RATING
1..100
1949
SMR RATING
1..100
3813
PRICE GROWTH RATING
1..100
5052
P/E GROWTH RATING
1..100
4877
SEASONALITY SCORE
1..100
9085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBCP's Valuation (37) in the Savings Banks industry is somewhat better than the same rating for UCB (82) in the Regional Banks industry. This means that HBCP’s stock grew somewhat faster than UCB’s over the last 12 months.

HBCP's Profit vs Risk Rating (19) in the Savings Banks industry is in the same range as UCB (49) in the Regional Banks industry. This means that HBCP’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as HBCP (38) in the Savings Banks industry. This means that UCB’s stock grew similarly to HBCP’s over the last 12 months.

HBCP's Price Growth Rating (50) in the Savings Banks industry is in the same range as UCB (52) in the Regional Banks industry. This means that HBCP’s stock grew similarly to UCB’s over the last 12 months.

HBCP's P/E Growth Rating (48) in the Savings Banks industry is in the same range as UCB (77) in the Regional Banks industry. This means that HBCP’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBCPUCB
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
63%
Momentum
ODDS (%)
Bearish Trend 2 days ago
52%
Bullish Trend 2 days ago
55%
MACD
ODDS (%)
Bearish Trend 2 days ago
56%
Bearish Trend 2 days ago
77%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 3 days ago
64%
Bullish Trend 2 days ago
59%
Declines
ODDS (%)
Bearish Trend 7 days ago
52%
Bearish Trend 8 days ago
69%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
59%
Aroon
ODDS (%)
Bearish Trend 2 days ago
50%
Bearish Trend 2 days ago
66%
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HBCP
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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HBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBCP has been closely correlated with SMBC. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBCP jumps, then SMBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBCP
1D Price
Change %
HBCP100%
-1.29%
SMBC - HBCP
80%
Closely correlated
-1.82%
STEL - HBCP
79%
Closely correlated
-1.38%
FBIZ - HBCP
78%
Closely correlated
-1.65%
UCB - HBCP
78%
Closely correlated
+0.69%
MOFG - HBCP
78%
Closely correlated
-0.48%
More