HMN
Price
$44.37
Change
+$0.13 (+0.29%)
Updated
Oct 21, 04:59 PM (EDT)
Capitalization
1.81B
14 days until earnings call
Intraday Buy/Sell Signals
HRTG
Price
$22.85
Change
-$0.36 (-1.55%)
Updated
Oct 21, 04:59 PM (EDT)
Capitalization
709.37M
21 days until earnings call
Intraday Buy/Sell Signals
Interact to see
Advertisement

HMN vs HRTG

Header iconHMN vs HRTG Comparison
Open Charts HMN vs HRTGBanner chart's image
Horace Mann Educators
Price$44.37
Change+$0.13 (+0.29%)
Volume$1.53K
Capitalization1.81B
Heritage Insurance Holdings
Price$22.85
Change-$0.36 (-1.55%)
Volume$508
Capitalization709.37M
HMN vs HRTG Comparison Chart in %
HMN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
HRTG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
HMN vs. HRTG commentary
Oct 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HMN is a Hold and HRTG is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Oct 22, 2025
Stock price -- (HMN: $44.24 vs. HRTG: $23.21)
Brand notoriety: HMN and HRTG are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HMN: 47% vs. HRTG: 104%
Market capitalization -- HMN: $1.8B vs. HRTG: $719.92M
HMN [@Property/Casualty Insurance] is valued at $1.8B. HRTG’s [@Property/Casualty Insurance] market capitalization is $719.92M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $128.64B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.37B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HMN’s FA Score shows that 1 FA rating(s) are green whileHRTG’s FA Score has 2 green FA rating(s).

  • HMN’s FA Score: 1 green, 4 red.
  • HRTG’s FA Score: 2 green, 3 red.
According to our system of comparison, HRTG is a better buy in the long-term than HMN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HMN’s TA Score shows that 3 TA indicator(s) are bullish while HRTG’s TA Score has 3 bullish TA indicator(s).

  • HMN’s TA Score: 3 bullish, 7 bearish.
  • HRTG’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, HRTG is a better buy in the short-term than HMN.

Price Growth

HMN (@Property/Casualty Insurance) experienced а -0.16% price change this week, while HRTG (@Property/Casualty Insurance) price change was -7.79% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -2.12%. For the same industry, the average monthly price growth was -1.68%, and the average quarterly price growth was +8.61%.

Reported Earning Dates

HMN is expected to report earnings on Nov 04, 2025.

HRTG is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Property/Casualty Insurance (-2.12% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
HMN($1.81B) has a higher market cap than HRTG($709M). HMN has higher P/E ratio than HRTG: HMN (13.14) vs HRTG (6.59). HRTG YTD gains are higher at: 91.818 vs. HMN (15.518). HRTG has less debt than HMN: HRTG (115M) vs HMN (548M). HMN has higher revenues than HRTG: HMN (1.58B) vs HRTG (842M).
HMNHRTGHMN / HRTG
Capitalization1.81B709M255%
EBITDAN/AN/A-
Gain YTD15.51891.81817%
P/E Ratio13.146.59199%
Revenue1.58B842M188%
Total CashN/A571M-
Total Debt548M115M477%
FUNDAMENTALS RATINGS
HMN vs HRTG: Fundamental Ratings
HMN
HRTG
OUTLOOK RATING
1..100
6680
VALUATION
overvalued / fair valued / undervalued
1..100
34
Fair valued
59
Fair valued
PROFIT vs RISK RATING
1..100
3334
SMR RATING
1..100
7930
PRICE GROWTH RATING
1..100
5143
P/E GROWTH RATING
1..100
8522
SEASONALITY SCORE
1..100
855

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HMN's Valuation (34) in the Multi Line Insurance industry is in the same range as HRTG (59) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to HRTG’s over the last 12 months.

HMN's Profit vs Risk Rating (33) in the Multi Line Insurance industry is in the same range as HRTG (34) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's SMR Rating (30) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HMN (79) in the Multi Line Insurance industry. This means that HRTG’s stock grew somewhat faster than HMN’s over the last 12 months.

HRTG's Price Growth Rating (43) in the Property Or Casualty Insurance industry is in the same range as HMN (51) in the Multi Line Insurance industry. This means that HRTG’s stock grew similarly to HMN’s over the last 12 months.

HRTG's P/E Growth Rating (22) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HMN (85) in the Multi Line Insurance industry. This means that HRTG’s stock grew somewhat faster than HMN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HMNHRTG
RSI
ODDS (%)
Bearish Trend 7 days ago
69%
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
72%
Momentum
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
80%
MACD
ODDS (%)
Bearish Trend 7 days ago
55%
Bearish Trend 2 days ago
79%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
49%
Bearish Trend 2 days ago
80%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
78%
Advances
ODDS (%)
Bullish Trend 2 days ago
54%
Bullish Trend 14 days ago
78%
Declines
ODDS (%)
Bearish Trend 6 days ago
50%
Bearish Trend 5 days ago
84%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
62%
Bearish Trend 2 days ago
76%
Aroon
ODDS (%)
Bearish Trend 2 days ago
52%
Bullish Trend 2 days ago
60%
View a ticker or compare two or three
Interact to see
Advertisement
HMN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
HRTG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
LSOFX18.47N/A
N/A
LS Opportunity Fund Institutional Class
IESGX25.94N/A
N/A
Sit ESG Growth I
AEGMX14.78N/A
N/A
American Century Emerging Markets R5
FNIDX15.37N/A
N/A
Fidelity Intl Sustainability Idx
ACIPX16.50N/A
N/A
American Century Mid Cap Value G

HMN and

Correlation & Price change

A.I.dvisor indicates that over the last year, HMN has been closely correlated with SAFT. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if HMN jumps, then SAFT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HMN
1D Price
Change %
HMN100%
+0.57%
SAFT - HMN
69%
Closely correlated
+0.33%
THG - HMN
66%
Closely correlated
+0.40%
CINF - HMN
66%
Loosely correlated
+1.23%
L - HMN
64%
Loosely correlated
+0.37%
ORI - HMN
64%
Loosely correlated
+0.65%
More

HRTG and

Correlation & Price change

A.I.dvisor indicates that over the last year, HRTG has been loosely correlated with UVE. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if HRTG jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HRTG
1D Price
Change %
HRTG100%
+1.04%
UVE - HRTG
49%
Loosely correlated
+1.67%
SKWD - HRTG
46%
Loosely correlated
+0.43%
ORI - HRTG
38%
Loosely correlated
+0.65%
HMN - HRTG
38%
Loosely correlated
+0.57%
KMPR - HRTG
38%
Loosely correlated
+0.53%
More