HMN
Price
$46.28
Change
-$0.68 (-1.45%)
Updated
Sep 5 closing price
Capitalization
1.88B
54 days until earnings call
HRTG
Price
$24.09
Change
-$0.38 (-1.55%)
Updated
Sep 5 closing price
Capitalization
747.21M
66 days until earnings call
Interact to see
Advertisement

HMN vs HRTG

Header iconHMN vs HRTG Comparison
Open Charts HMN vs HRTGBanner chart's image
Horace Mann Educators
Price$46.28
Change-$0.68 (-1.45%)
Volume$156.2K
Capitalization1.88B
Heritage Insurance Holdings
Price$24.09
Change-$0.38 (-1.55%)
Volume$301.88K
Capitalization747.21M
HMN vs HRTG Comparison Chart in %
Loading...
HMN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
HRTG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
HMN vs. HRTG commentary
Sep 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HMN is a Buy and HRTG is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 06, 2025
Stock price -- (HMN: $46.28 vs. HRTG: $24.09)
Brand notoriety: HMN and HRTG are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HMN: 68% vs. HRTG: 58%
Market capitalization -- HMN: $1.88B vs. HRTG: $747.21M
HMN [@Property/Casualty Insurance] is valued at $1.88B. HRTG’s [@Property/Casualty Insurance] market capitalization is $747.21M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $143B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HMN’s FA Score shows that 0 FA rating(s) are green whileHRTG’s FA Score has 1 green FA rating(s).

  • HMN’s FA Score: 0 green, 5 red.
  • HRTG’s FA Score: 1 green, 4 red.
According to our system of comparison, HRTG is a better buy in the long-term than HMN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HMN’s TA Score shows that 3 TA indicator(s) are bullish while HRTG’s TA Score has 6 bullish TA indicator(s).

  • HMN’s TA Score: 3 bullish, 4 bearish.
  • HRTG’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, HRTG is a better buy in the short-term than HMN.

Price Growth

HMN (@Property/Casualty Insurance) experienced а +0.65% price change this week, while HRTG (@Property/Casualty Insurance) price change was +5.80% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +0.22%. For the same industry, the average monthly price growth was +3.56%, and the average quarterly price growth was +13.99%.

Reported Earning Dates

HMN is expected to report earnings on Oct 30, 2025.

HRTG is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Property/Casualty Insurance (+0.22% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
HMN($1.88B) has a higher market cap than HRTG($747M). HMN has higher P/E ratio than HRTG: HMN (13.69) vs HRTG (7.05). HRTG YTD gains are higher at: 99.091 vs. HMN (19.945). HMN has more cash in the bank: 2.48B vs. HRTG (571M). HRTG has less debt than HMN: HRTG (115M) vs HMN (548M). HMN has higher revenues than HRTG: HMN (1.58B) vs HRTG (842M).
HMNHRTGHMN / HRTG
Capitalization1.88B747M252%
EBITDAN/AN/A-
Gain YTD19.94599.09120%
P/E Ratio13.697.05194%
Revenue1.58B842M188%
Total Cash2.48B571M434%
Total Debt548M115M477%
FUNDAMENTALS RATINGS
HMN vs HRTG: Fundamental Ratings
HMN
HRTG
OUTLOOK RATING
1..100
2816
VALUATION
overvalued / fair valued / undervalued
1..100
34
Fair valued
58
Fair valued
PROFIT vs RISK RATING
1..100
4445
SMR RATING
1..100
7830
PRICE GROWTH RATING
1..100
4539
P/E GROWTH RATING
1..100
8072
SEASONALITY SCORE
1..100
5085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HMN's Valuation (34) in the Multi Line Insurance industry is in the same range as HRTG (58) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to HRTG’s over the last 12 months.

HMN's Profit vs Risk Rating (44) in the Multi Line Insurance industry is in the same range as HRTG (45) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's SMR Rating (30) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HMN (78) in the Multi Line Insurance industry. This means that HRTG’s stock grew somewhat faster than HMN’s over the last 12 months.

HRTG's Price Growth Rating (39) in the Property Or Casualty Insurance industry is in the same range as HMN (45) in the Multi Line Insurance industry. This means that HRTG’s stock grew similarly to HMN’s over the last 12 months.

HRTG's P/E Growth Rating (72) in the Property Or Casualty Insurance industry is in the same range as HMN (80) in the Multi Line Insurance industry. This means that HRTG’s stock grew similarly to HMN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HMNHRTG
RSI
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
84%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
78%
Momentum
ODDS (%)
N/A
Bullish Trend 1 day ago
78%
MACD
ODDS (%)
N/A
Bullish Trend 1 day ago
76%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
55%
Bullish Trend 1 day ago
79%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
53%
Bullish Trend 1 day ago
72%
Advances
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
77%
Declines
ODDS (%)
Bearish Trend 12 days ago
50%
Bearish Trend 13 days ago
85%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 1 day ago
74%
Aroon
ODDS (%)
Bullish Trend 1 day ago
56%
Bullish Trend 1 day ago
71%
View a ticker or compare two or three
Interact to see
Advertisement
HMN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
HRTG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
SSAIX14.09N/A
N/A
State Street International Stock Sel N
SWDSX17.73N/A
N/A
Schwab Dividend Equity
TMDPX17.52N/A
N/A
AMG TimesSquare Mid Cap Growth N
NEQAX12.81N/A
N/A
Neuberger Berman U.S. Equity Impact A
VGIFX90.16N/A
N/A
JPMorgan US Value R5

HMN and

Correlation & Price change

A.I.dvisor indicates that over the last year, HMN has been closely correlated with SAFT. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if HMN jumps, then SAFT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HMN
1D Price
Change %
HMN100%
-1.45%
SAFT - HMN
67%
Closely correlated
-0.67%
CINF - HMN
66%
Closely correlated
-1.43%
THG - HMN
65%
Loosely correlated
-2.05%
ORI - HMN
64%
Loosely correlated
-0.86%
L - HMN
63%
Loosely correlated
-0.91%
More

HRTG and

Correlation & Price change

A.I.dvisor indicates that over the last year, HRTG has been loosely correlated with UVE. These tickers have moved in lockstep 55% of the time. This A.I.-generated data suggests there is some statistical probability that if HRTG jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HRTG
1D Price
Change %
HRTG100%
-1.55%
UVE - HRTG
55%
Loosely correlated
-3.38%
HCI - HRTG
45%
Loosely correlated
-2.19%
SKWD - HRTG
42%
Loosely correlated
-1.82%
ACIC - HRTG
39%
Loosely correlated
-2.49%
HMN - HRTG
37%
Loosely correlated
-1.45%
More