HMN
Price
$44.52
Change
-$0.57 (-1.26%)
Updated
Aug 15 closing price
Capitalization
1.81B
75 days until earnings call
HRTG
Price
$21.44
Change
-$1.01 (-4.50%)
Updated
Aug 15 closing price
Capitalization
665.02M
87 days until earnings call
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HMN vs HRTG

Header iconHMN vs HRTG Comparison
Open Charts HMN vs HRTGBanner chart's image
Horace Mann Educators
Price$44.52
Change-$0.57 (-1.26%)
Volume$265.87K
Capitalization1.81B
Heritage Insurance Holdings
Price$21.44
Change-$1.01 (-4.50%)
Volume$499.76K
Capitalization665.02M
HMN vs HRTG Comparison Chart in %
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HMN
Daily Signalchanged days ago
Gain/Loss if bought
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HRTG
Daily Signalchanged days ago
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HMN vs. HRTG commentary
Aug 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HMN is a Hold and HRTG is a Hold.

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COMPARISON
Comparison
Aug 16, 2025
Stock price -- (HMN: $44.52 vs. HRTG: $21.44)
Brand notoriety: HMN and HRTG are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HMN: 107% vs. HRTG: 108%
Market capitalization -- HMN: $1.81B vs. HRTG: $665.02M
HMN [@Property/Casualty Insurance] is valued at $1.81B. HRTG’s [@Property/Casualty Insurance] market capitalization is $665.02M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $144.88B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HMN’s FA Score shows that 1 FA rating(s) are green whileHRTG’s FA Score has 0 green FA rating(s).

  • HMN’s FA Score: 1 green, 4 red.
  • HRTG’s FA Score: 0 green, 5 red.
According to our system of comparison, HRTG is a better buy in the long-term than HMN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HMN’s TA Score shows that 6 TA indicator(s) are bullish while HRTG’s TA Score has 5 bullish TA indicator(s).

  • HMN’s TA Score: 6 bullish, 4 bearish.
  • HRTG’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both HMN and HRTG are a good buy in the short-term.

Price Growth

HMN (@Property/Casualty Insurance) experienced а +2.58% price change this week, while HRTG (@Property/Casualty Insurance) price change was -0.05% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.95%. For the same industry, the average monthly price growth was +2.27%, and the average quarterly price growth was +14.03%.

Reported Earning Dates

HMN is expected to report earnings on Oct 30, 2025.

HRTG is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Property/Casualty Insurance (+1.95% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HMN($1.81B) has a higher market cap than HRTG($665M). HMN has higher P/E ratio than HRTG: HMN (13.17) vs HRTG (6.18). HRTG YTD gains are higher at: 77.190 vs. HMN (15.383). HRTG has less debt than HMN: HRTG (119M) vs HMN (547M). HMN has higher revenues than HRTG: HMN (1.57B) vs HRTG (844M).
HMNHRTGHMN / HRTG
Capitalization1.81B665M272%
EBITDAN/AN/A-
Gain YTD15.38377.19020%
P/E Ratio13.176.18213%
Revenue1.57B844M186%
Total CashN/A542M-
Total Debt547M119M460%
FUNDAMENTALS RATINGS
HMN vs HRTG: Fundamental Ratings
HMN
HRTG
OUTLOOK RATING
1..100
2313
VALUATION
overvalued / fair valued / undervalued
1..100
32
Undervalued
55
Fair valued
PROFIT vs RISK RATING
1..100
4349
SMR RATING
1..100
8336
PRICE GROWTH RATING
1..100
4540
P/E GROWTH RATING
1..100
8070
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HMN's Valuation (32) in the Multi Line Insurance industry is in the same range as HRTG (55) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to HRTG’s over the last 12 months.

HMN's Profit vs Risk Rating (43) in the Multi Line Insurance industry is in the same range as HRTG (49) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's SMR Rating (36) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HMN (83) in the Multi Line Insurance industry. This means that HRTG’s stock grew somewhat faster than HMN’s over the last 12 months.

HRTG's Price Growth Rating (40) in the Property Or Casualty Insurance industry is in the same range as HMN (45) in the Multi Line Insurance industry. This means that HRTG’s stock grew similarly to HMN’s over the last 12 months.

HRTG's P/E Growth Rating (70) in the Property Or Casualty Insurance industry is in the same range as HMN (80) in the Multi Line Insurance industry. This means that HRTG’s stock grew similarly to HMN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HMNHRTG
RSI
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
80%
Momentum
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
77%
MACD
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
85%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
54%
Bearish Trend 2 days ago
81%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
53%
Bearish Trend 2 days ago
78%
Advances
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
76%
Declines
ODDS (%)
Bearish Trend 18 days ago
52%
Bearish Trend 23 days ago
84%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
70%
Aroon
ODDS (%)
Bullish Trend 2 days ago
56%
Bearish Trend 2 days ago
81%
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HMN
Daily Signalchanged days ago
Gain/Loss if bought
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HRTG
Daily Signalchanged days ago
Gain/Loss if bought
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HMN and

Correlation & Price change

A.I.dvisor indicates that over the last year, HMN has been closely correlated with SAFT. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if HMN jumps, then SAFT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HMN
1D Price
Change %
HMN100%
-1.26%
SAFT - HMN
68%
Closely correlated
-1.32%
CINF - HMN
66%
Loosely correlated
-2.00%
THG - HMN
65%
Loosely correlated
-1.16%
ORI - HMN
64%
Loosely correlated
-0.21%
L - HMN
64%
Loosely correlated
-0.61%
More

HRTG and

Correlation & Price change

A.I.dvisor indicates that over the last year, HRTG has been loosely correlated with UVE. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if HRTG jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HRTG
1D Price
Change %
HRTG100%
-4.50%
UVE - HRTG
52%
Loosely correlated
-3.12%
HCI - HRTG
42%
Loosely correlated
-0.66%
ACIC - HRTG
36%
Loosely correlated
-1.36%
SKWD - HRTG
35%
Loosely correlated
-1.73%
HMN - HRTG
35%
Loosely correlated
-1.26%
More