HRTG
Price
$21.44
Change
-$1.01 (-4.50%)
Updated
Aug 15 closing price
Capitalization
665.02M
87 days until earnings call
UVE
Price
$23.60
Change
-$0.76 (-3.12%)
Updated
Aug 15 closing price
Capitalization
668.32M
68 days until earnings call
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HRTG vs UVE

Header iconHRTG vs UVE Comparison
Open Charts HRTG vs UVEBanner chart's image
Heritage Insurance Holdings
Price$21.44
Change-$1.01 (-4.50%)
Volume$499.76K
Capitalization665.02M
Universal Insurance
Price$23.60
Change-$0.76 (-3.12%)
Volume$243.65K
Capitalization668.32M
HRTG vs UVE Comparison Chart in %
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HRTG
Daily Signalchanged days ago
Gain/Loss if bought
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UVE
Daily Signalchanged days ago
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HRTG vs. UVE commentary
Aug 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HRTG is a Hold and UVE is a Hold.

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COMPARISON
Comparison
Aug 16, 2025
Stock price -- (HRTG: $21.44 vs. UVE: $23.60)
Brand notoriety: HRTG and UVE are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HRTG: 108% vs. UVE: 90%
Market capitalization -- HRTG: $665.02M vs. UVE: $668.32M
HRTG [@Property/Casualty Insurance] is valued at $665.02M. UVE’s [@Property/Casualty Insurance] market capitalization is $668.32M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $144.88B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HRTG’s FA Score shows that 0 FA rating(s) are green whileUVE’s FA Score has 2 green FA rating(s).

  • HRTG’s FA Score: 0 green, 5 red.
  • UVE’s FA Score: 2 green, 3 red.
According to our system of comparison, UVE is a better buy in the long-term than HRTG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HRTG’s TA Score shows that 5 TA indicator(s) are bullish while UVE’s TA Score has 4 bullish TA indicator(s).

  • HRTG’s TA Score: 5 bullish, 4 bearish.
  • UVE’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, HRTG is a better buy in the short-term than UVE.

Price Growth

HRTG (@Property/Casualty Insurance) experienced а -0.05% price change this week, while UVE (@Property/Casualty Insurance) price change was +0.55% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.95%. For the same industry, the average monthly price growth was +2.27%, and the average quarterly price growth was +14.03%.

Reported Earning Dates

HRTG is expected to report earnings on Nov 11, 2025.

UVE is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Property/Casualty Insurance (+1.95% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVE($668M) and HRTG($665M) have the same market capitalization . UVE has higher P/E ratio than HRTG: UVE (10.26) vs HRTG (6.18). HRTG YTD gains are higher at: 77.190 vs. UVE (14.395). UVE (563M) and HRTG (542M) have equal amount of cash in the bank . UVE has less debt than HRTG: UVE (101M) vs HRTG (119M). UVE has higher revenues than HRTG: UVE (1.57B) vs HRTG (844M).
HRTGUVEHRTG / UVE
Capitalization665M668M100%
EBITDAN/AN/A-
Gain YTD77.19014.395536%
P/E Ratio6.1810.2660%
Revenue844M1.57B54%
Total Cash542M563M96%
Total Debt119M101M118%
FUNDAMENTALS RATINGS
HRTG vs UVE: Fundamental Ratings
HRTG
UVE
OUTLOOK RATING
1..100
1318
VALUATION
overvalued / fair valued / undervalued
1..100
55
Fair valued
33
Fair valued
PROFIT vs RISK RATING
1..100
4941
SMR RATING
1..100
3655
PRICE GROWTH RATING
1..100
4050
P/E GROWTH RATING
1..100
7017
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVE's Valuation (33) in the Property Or Casualty Insurance industry is in the same range as HRTG (55). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

UVE's Profit vs Risk Rating (41) in the Property Or Casualty Insurance industry is in the same range as HRTG (49). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's SMR Rating (36) in the Property Or Casualty Insurance industry is in the same range as UVE (55). This means that HRTG’s stock grew similarly to UVE’s over the last 12 months.

HRTG's Price Growth Rating (40) in the Property Or Casualty Insurance industry is in the same range as UVE (50). This means that HRTG’s stock grew similarly to UVE’s over the last 12 months.

UVE's P/E Growth Rating (17) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HRTG (70). This means that UVE’s stock grew somewhat faster than HRTG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HRTGUVE
RSI
ODDS (%)
Bullish Trend 1 day ago
76%
Bullish Trend 1 day ago
87%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
80%
Bearish Trend 1 day ago
61%
Momentum
ODDS (%)
Bullish Trend 1 day ago
77%
Bullish Trend 1 day ago
80%
MACD
ODDS (%)
Bullish Trend 1 day ago
85%
Bullish Trend 1 day ago
78%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
81%
Bullish Trend 1 day ago
73%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
78%
Bearish Trend 1 day ago
60%
Advances
ODDS (%)
Bullish Trend 2 days ago
76%
Bullish Trend 3 days ago
73%
Declines
ODDS (%)
Bearish Trend 22 days ago
84%
Bearish Trend 1 day ago
61%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
70%
Bearish Trend 1 day ago
58%
Aroon
ODDS (%)
Bearish Trend 1 day ago
81%
Bearish Trend 1 day ago
51%
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HRTG
Daily Signalchanged days ago
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UVE
Daily Signalchanged days ago
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