HRTG
Price
$22.96
Change
-$0.43 (-1.84%)
Updated
May 22, 04:59 PM (EDT)
Capitalization
332.11M
82 days until earnings call
UVE
Price
$26.37
Change
-$0.17 (-0.64%)
Updated
May 22, 04:59 PM (EDT)
Capitalization
576.13M
61 days until earnings call
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HRTG vs UVE

Header iconHRTG vs UVE Comparison
Open Charts HRTG vs UVEBanner chart's image
Heritage Insurance Holdings
Price$22.96
Change-$0.43 (-1.84%)
Volume$1.21K
Capitalization332.11M
Universal Insurance
Price$26.37
Change-$0.17 (-0.64%)
Volume$2.01K
Capitalization576.13M
HRTG vs UVE Comparison Chart
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HRTG
Daily Signalchanged days ago
Gain/Loss if bought
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UVE
Daily Signalchanged days ago
Gain/Loss if bought
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HRTG vs. UVE commentary
May 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HRTG is a Hold and UVE is a Buy.

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COMPARISON
Comparison
May 23, 2025
Stock price -- (HRTG: $23.39 vs. UVE: $26.54)
Brand notoriety: HRTG and UVE are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HRTG: 143% vs. UVE: 74%
Market capitalization -- HRTG: $332.11M vs. UVE: $576.13M
HRTG [@Property/Casualty Insurance] is valued at $332.11M. UVE’s [@Property/Casualty Insurance] market capitalization is $576.13M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $121.13B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $14.77B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HRTG’s FA Score shows that 1 FA rating(s) are green whileUVE’s FA Score has 2 green FA rating(s).

  • HRTG’s FA Score: 1 green, 4 red.
  • UVE’s FA Score: 2 green, 3 red.
According to our system of comparison, UVE is a better buy in the long-term than HRTG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HRTG’s TA Score shows that 2 TA indicator(s) are bullish while UVE’s TA Score has 4 bullish TA indicator(s).

  • HRTG’s TA Score: 2 bullish, 6 bearish.
  • UVE’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UVE is a better buy in the short-term than HRTG.

Price Growth

HRTG (@Property/Casualty Insurance) experienced а -0.72% price change this week, while UVE (@Property/Casualty Insurance) price change was +3.23% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -1.16%. For the same industry, the average monthly price growth was +5.74%, and the average quarterly price growth was +10.24%.

Reported Earning Dates

HRTG is expected to report earnings on Aug 12, 2025.

UVE is expected to report earnings on Jul 23, 2025.

Industries' Descriptions

@Property/Casualty Insurance (-1.16% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVE($576M) has a higher market cap than HRTG($332M). UVE has higher P/E ratio than HRTG: UVE (8.96) vs HRTG (6.35). HRTG YTD gains are higher at: 93.306 vs. UVE (27.767). HRTG has more cash in the bank: 553M vs. UVE (492M). UVE has less debt than HRTG: UVE (117M) vs HRTG (148M). UVE has higher revenues than HRTG: UVE (1.39B) vs HRTG (735M).
HRTGUVEHRTG / UVE
Capitalization332M576M58%
EBITDAN/AN/A-
Gain YTD93.30627.767336%
P/E Ratio6.358.9671%
Revenue735M1.39B53%
Total Cash553M492M112%
Total Debt148M117M126%
FUNDAMENTALS RATINGS
HRTG vs UVE: Fundamental Ratings
HRTG
UVE
OUTLOOK RATING
1..100
1274
VALUATION
overvalued / fair valued / undervalued
1..100
58
Fair valued
39
Fair valued
PROFIT vs RISK RATING
1..100
3429
SMR RATING
1..100
100100
PRICE GROWTH RATING
1..100
3539
P/E GROWTH RATING
1..100
1115
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVE's Valuation (39) in the Property Or Casualty Insurance industry is in the same range as HRTG (58). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

UVE's Profit vs Risk Rating (29) in the Property Or Casualty Insurance industry is in the same range as HRTG (34). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

UVE's SMR Rating (100) in the Property Or Casualty Insurance industry is in the same range as HRTG (100). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's Price Growth Rating (35) in the Property Or Casualty Insurance industry is in the same range as UVE (39). This means that HRTG’s stock grew similarly to UVE’s over the last 12 months.

HRTG's P/E Growth Rating (11) in the Property Or Casualty Insurance industry is in the same range as UVE (15). This means that HRTG’s stock grew similarly to UVE’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HRTGUVE
RSI
ODDS (%)
Bearish Trend 2 days ago
84%
Bearish Trend 2 days ago
81%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
56%
Momentum
ODDS (%)
Bearish Trend 2 days ago
77%
Bullish Trend 2 days ago
71%
MACD
ODDS (%)
Bearish Trend 2 days ago
85%
Bullish Trend 2 days ago
69%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
80%
Bullish Trend 2 days ago
74%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 4 days ago
77%
Bullish Trend 14 days ago
74%
Declines
ODDS (%)
Bearish Trend 2 days ago
84%
Bearish Trend 2 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
59%
Aroon
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
72%
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HRTG
Daily Signalchanged days ago
Gain/Loss if bought
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UVE
Daily Signalchanged days ago
Gain/Loss if bought
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HRTG and

Correlation & Price change

A.I.dvisor indicates that over the last year, HRTG has been loosely correlated with UVE. These tickers have moved in lockstep 51% of the time. This A.I.-generated data suggests there is some statistical probability that if HRTG jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HRTG
1D Price
Change %
HRTG100%
-5.46%
UVE - HRTG
51%
Loosely correlated
-0.08%
HCI - HRTG
42%
Loosely correlated
-1.60%
HG - HRTG
41%
Loosely correlated
-0.38%
ACIC - HRTG
38%
Loosely correlated
-1.34%
L - HRTG
37%
Loosely correlated
-1.35%
More

UVE and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVE has been loosely correlated with HCI. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if UVE jumps, then HCI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVE
1D Price
Change %
UVE100%
-0.08%
HCI - UVE
61%
Loosely correlated
-1.60%
CINF - UVE
52%
Loosely correlated
-2.43%
HRTG - UVE
51%
Loosely correlated
-5.46%
L - UVE
51%
Loosely correlated
-1.35%
ACIC - UVE
51%
Loosely correlated
-1.34%
More