HTBK
Price
$10.69
Change
+$0.12 (+1.14%)
Updated
Jul 3 closing price
Capitalization
524.83M
19 days until earnings call
TOWN
Price
$36.00
Change
+$0.59 (+1.67%)
Updated
Jul 3 closing price
Capitalization
2.06B
19 days until earnings call
Interact to see
Advertisement

HTBK vs TOWN

Header iconHTBK vs TOWN Comparison
Open Charts HTBK vs TOWNBanner chart's image
Heritage Commerce
Price$10.69
Change+$0.12 (+1.14%)
Volume$378.76K
Capitalization524.83M
TowneBank
Price$36.00
Change+$0.59 (+1.67%)
Volume$231.07K
Capitalization2.06B
HTBK vs TOWN Comparison Chart in %
Loading...
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
HTBK vs. TOWN commentary
Jul 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a StrongBuy and TOWN is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 05, 2025
Stock price -- (HTBK: $10.69 vs. TOWN: $36.00)
Brand notoriety: HTBK and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 101% vs. TOWN: 95%
Market capitalization -- HTBK: $524.83M vs. TOWN: $2.06B
HTBK [@Regional Banks] is valued at $524.83M. TOWN’s [@Regional Banks] market capitalization is $2.06B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 2 FA rating(s) are green whileTOWN’s FA Score has 2 green FA rating(s).

  • HTBK’s FA Score: 2 green, 3 red.
  • TOWN’s FA Score: 2 green, 3 red.
According to our system of comparison, HTBK is a better buy in the long-term than TOWN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 4 TA indicator(s) are bullish while TOWN’s TA Score has 5 bullish TA indicator(s).

  • HTBK’s TA Score: 4 bullish, 4 bearish.
  • TOWN’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both HTBK and TOWN are a good buy in the short-term.

Price Growth

HTBK (@Regional Banks) experienced а +11.12% price change this week, while TOWN (@Regional Banks) price change was +5.36% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.85%, and the average quarterly price growth was +11.72%.

Reported Earning Dates

HTBK is expected to report earnings on Jul 24, 2025.

TOWN is expected to report earnings on Jul 24, 2025.

Industries' Descriptions

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
TOWN($2.06B) has a higher market cap than HTBK($525M). TOWN has higher P/E ratio than HTBK: TOWN (13.37) vs HTBK (8.01). HTBK YTD gains are higher at: 17.125 vs. TOWN (7.310). TOWN has more cash in the bank: 83.9M vs. HTBK (40.1M). HTBK has less debt than TOWN: HTBK (39.5M) vs TOWN (460M). TOWN has higher revenues than HTBK: TOWN (695M) vs HTBK (192M).
HTBKTOWNHTBK / TOWN
Capitalization525M2.06B25%
EBITDAN/AN/A-
Gain YTD17.1257.310234%
P/E Ratio8.0113.3760%
Revenue192M695M28%
Total Cash40.1M83.9M48%
Total Debt39.5M460M9%
FUNDAMENTALS RATINGS
HTBK vs TOWN: Fundamental Ratings
HTBK
TOWN
OUTLOOK RATING
1..100
3534
VALUATION
overvalued / fair valued / undervalued
1..100
46
Fair valued
70
Overvalued
PROFIT vs RISK RATING
1..100
6024
SMR RATING
1..100
2413
PRICE GROWTH RATING
1..100
4246
P/E GROWTH RATING
1..100
1342
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (46) in the Regional Banks industry is in the same range as TOWN (70). This means that HTBK’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Profit vs Risk Rating (24) in the Regional Banks industry is somewhat better than the same rating for HTBK (60). This means that TOWN’s stock grew somewhat faster than HTBK’s over the last 12 months.

TOWN's SMR Rating (13) in the Regional Banks industry is in the same range as HTBK (24). This means that TOWN’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's Price Growth Rating (42) in the Regional Banks industry is in the same range as TOWN (46). This means that HTBK’s stock grew similarly to TOWN’s over the last 12 months.

HTBK's P/E Growth Rating (13) in the Regional Banks industry is in the same range as TOWN (42). This means that HTBK’s stock grew similarly to TOWN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKTOWN
RSI
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
56%
Bearish Trend 3 days ago
66%
Momentum
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
62%
MACD
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
76%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
58%
Advances
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
59%
Declines
ODDS (%)
Bearish Trend 19 days ago
57%
Bearish Trend 19 days ago
56%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
59%
Aroon
ODDS (%)
Bullish Trend 3 days ago
55%
Bearish Trend 3 days ago
58%
View a ticker or compare two or three
Interact to see
Advertisement
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
PLAAX16.110.17
+1.07%
PACE Large Co Growth Equity A
TRCSX15.890.16
+1.02%
T. Rowe Price Small-Cap Index I
STBIX470.403.96
+0.85%
State Street Equity 500 Index Svc
MLMAX22.490.18
+0.81%
Morgan Stanley Instl Global Core A
AVUDX8.200.03
+0.37%
American Century Value R6

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with FMBH. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
+1.14%
FMBH - HTBK
86%
Closely correlated
+0.76%
IBCP - HTBK
85%
Closely correlated
+2.52%
BUSE - HTBK
85%
Closely correlated
+1.41%
TCBK - HTBK
85%
Closely correlated
+1.27%
UVSP - HTBK
85%
Closely correlated
+4.44%
More