HTBK
Price
$10.23
Change
-$0.01 (-0.10%)
Updated
Nov 19, 01:45 PM (EDT)
Capitalization
627.54M
64 days until earnings call
Intraday BUY SELL Signals
TRCY
Price
$17.15
Change
-$0.00 (-0.00%)
Updated
Nov 18 closing price
Capitalization
152.72M
Intraday BUY SELL Signals
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HTBK vs TRCY

Header iconHTBK vs TRCY Comparison
Open Charts HTBK vs TRCYBanner chart's image
Heritage Commerce
Price$10.23
Change-$0.01 (-0.10%)
Volume$280
Capitalization627.54M
Tri City Bankshares
Price$17.15
Change-$0.00 (-0.00%)
Volume$4.02K
Capitalization152.72M
HTBK vs TRCY Comparison Chart in %
HTBK
Daily Signal:
Gain/Loss:
TRCY
Daily Signal:
Gain/Loss:
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VS
HTBK vs. TRCY commentary
Nov 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Hold and TRCY is a Hold.

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COMPARISON
Comparison
Nov 19, 2025
Stock price -- (HTBK: $10.24 vs. TRCY: $17.15)
Brand notoriety: HTBK and TRCY are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 90% vs. TRCY: 191%
Market capitalization -- HTBK: $627.54M vs. TRCY: $152.72M
HTBK [@Regional Banks] is valued at $627.54M. TRCY’s [@Regional Banks] market capitalization is $152.72M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.09B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 0 FA rating(s) are green whileTRCY’s FA Score has 2 green FA rating(s).

  • HTBK’s FA Score: 0 green, 5 red.
  • TRCY’s FA Score: 2 green, 3 red.
According to our system of comparison, HTBK is a better buy in the long-term than TRCY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 5 TA indicator(s) are bullish while TRCY’s TA Score has 2 bullish TA indicator(s).

  • HTBK’s TA Score: 5 bullish, 4 bearish.
  • TRCY’s TA Score: 2 bullish, 5 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than TRCY.

Price Growth

HTBK (@Regional Banks) experienced а -4.66% price change this week, while TRCY (@Regional Banks) price change was 0.00% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.14%. For the same industry, the average monthly price growth was +1.42%, and the average quarterly price growth was +11.12%.

Reported Earning Dates

HTBK is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (-1.14% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTBK($628M) has a higher market cap than TRCY($153M). TRCY YTD gains are higher at: 28.518 vs. HTBK (15.145). TRCY has more cash in the bank: 89.6M vs. HTBK (55.4M). HTBK has less debt than TRCY: HTBK (39.7M) vs TRCY (162M). HTBK has higher revenues than TRCY: HTBK (190M) vs TRCY (68.3M).
HTBKTRCYHTBK / TRCY
Capitalization628M153M410%
EBITDAN/AN/A-
Gain YTD15.14528.51853%
P/E Ratio14.63N/A-
Revenue190M68.3M278%
Total Cash55.4M89.6M62%
Total Debt39.7M162M25%
FUNDAMENTALS RATINGS
HTBK vs TRCY: Fundamental Ratings
HTBK
TRCY
OUTLOOK RATING
1..100
2031
VALUATION
overvalued / fair valued / undervalued
1..100
53
Fair valued
22
Undervalued
PROFIT vs RISK RATING
1..100
5868
SMR RATING
1..100
366
PRICE GROWTH RATING
1..100
4844
P/E GROWTH RATING
1..100
4375
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TRCY's Valuation (22) in the null industry is in the same range as HTBK (53) in the Regional Banks industry. This means that TRCY’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's Profit vs Risk Rating (58) in the Regional Banks industry is in the same range as TRCY (68) in the null industry. This means that HTBK’s stock grew similarly to TRCY’s over the last 12 months.

TRCY's SMR Rating (6) in the null industry is in the same range as HTBK (36) in the Regional Banks industry. This means that TRCY’s stock grew similarly to HTBK’s over the last 12 months.

TRCY's Price Growth Rating (44) in the null industry is in the same range as HTBK (48) in the Regional Banks industry. This means that TRCY’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (43) in the Regional Banks industry is in the same range as TRCY (75) in the null industry. This means that HTBK’s stock grew similarly to TRCY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKTRCY
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
37%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
60%
N/A
Momentum
ODDS (%)
Bearish Trend 2 days ago
56%
Bullish Trend 2 days ago
28%
MACD
ODDS (%)
Bearish Trend 2 days ago
56%
Bearish Trend 2 days ago
52%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
34%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
33%
Advances
ODDS (%)
Bullish Trend 10 days ago
56%
Bullish Trend about 1 month ago
42%
Declines
ODDS (%)
Bearish Trend 7 days ago
58%
Bearish Trend 16 days ago
49%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
37%
Aroon
ODDS (%)
Bullish Trend 2 days ago
48%
Bearish Trend 2 days ago
65%
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HTBK
Daily Signal:
Gain/Loss:
TRCY
Daily Signal:
Gain/Loss:
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HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with UVSP. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
+0.39%
UVSP - HTBK
86%
Closely correlated
-0.01%
WSBC - HTBK
86%
Closely correlated
+1.54%
HOMB - HTBK
85%
Closely correlated
+1.56%
NBTB - HTBK
84%
Closely correlated
+0.30%
FULT - HTBK
84%
Closely correlated
+1.29%
More

TRCY and

Correlation & Price change

A.I.dvisor indicates that over the last year, TRCY has been loosely correlated with PSBQ. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if TRCY jumps, then PSBQ could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TRCY
1D Price
Change %
TRCY100%
N/A
PSBQ - TRCY
33%
Loosely correlated
-0.41%
HTBK - TRCY
30%
Poorly correlated
+0.39%
FFIN - TRCY
30%
Poorly correlated
+1.24%
SFNC - TRCY
30%
Poorly correlated
+0.64%
FBNC - TRCY
29%
Poorly correlated
+0.54%
More