HTBK
Price
$9.20
Change
-$0.10 (-1.08%)
Updated
May 9 closing price
Capitalization
524.83M
75 days until earnings call
UVSP
Price
$30.27
Change
-$0.39 (-1.27%)
Updated
May 9 closing price
Capitalization
600.91M
74 days until earnings call
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HTBK vs UVSP

Header iconHTBK vs UVSP Comparison
Open Charts HTBK vs UVSPBanner chart's image
Heritage Commerce
Price$9.20
Change-$0.10 (-1.08%)
Volume$218.19K
Capitalization524.83M
Univest Financial
Price$30.27
Change-$0.39 (-1.27%)
Volume$87.71K
Capitalization600.91M
HTBK vs UVSP Comparison Chart
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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UVSP
Daily Signalchanged days ago
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HTBK vs. UVSP commentary
May 10, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Buy and UVSP is a StrongBuy.

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COMPARISON
Comparison
May 10, 2025
Stock price -- (HTBK: $9.20 vs. UVSP: $30.27)
Brand notoriety: HTBK and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 69% vs. UVSP: 71%
Market capitalization -- HTBK: $524.83M vs. UVSP: $600.91M
HTBK [@Regional Banks] is valued at $524.83M. UVSP’s [@Regional Banks] market capitalization is $600.91M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 2 FA rating(s) are green whileUVSP’s FA Score has 3 green FA rating(s).

  • HTBK’s FA Score: 2 green, 3 red.
  • UVSP’s FA Score: 3 green, 2 red.
According to our system of comparison, UVSP is a better buy in the long-term than HTBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 6 TA indicator(s) are bullish while UVSP’s TA Score has 6 bullish TA indicator(s).

  • HTBK’s TA Score: 6 bullish, 4 bearish.
  • UVSP’s TA Score: 6 bullish, 5 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than UVSP.

Price Growth

HTBK (@Regional Banks) experienced а +0.34% price change this week, while UVSP (@Regional Banks) price change was -0.09% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.64%. For the same industry, the average monthly price growth was +6.60%, and the average quarterly price growth was +4.22%.

Reported Earning Dates

HTBK is expected to report earnings on Jul 24, 2025.

UVSP is expected to report earnings on Jul 23, 2025.

Industries' Descriptions

@Regional Banks (+0.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVSP($601M) has a higher market cap than HTBK($525M). UVSP has higher P/E ratio than HTBK: UVSP (8.44) vs HTBK (8.01). UVSP YTD gains are higher at: 4.043 vs. HTBK (0.800). UVSP has more cash in the bank: 72.8M vs. HTBK (40.1M). HTBK has less debt than UVSP: HTBK (39.5M) vs UVSP (494M). UVSP has higher revenues than HTBK: UVSP (297M) vs HTBK (192M).
HTBKUVSPHTBK / UVSP
Capitalization525M601M87%
EBITDAN/AN/A-
Gain YTD0.8004.04320%
P/E Ratio8.018.4495%
Revenue192M297M65%
Total Cash40.1M72.8M55%
Total Debt39.5M494M8%
FUNDAMENTALS RATINGS
HTBK vs UVSP: Fundamental Ratings
HTBK
UVSP
OUTLOOK RATING
1..100
1918
VALUATION
overvalued / fair valued / undervalued
1..100
37
Fair valued
45
Fair valued
PROFIT vs RISK RATING
1..100
5628
SMR RATING
1..100
1111
PRICE GROWTH RATING
1..100
5143
P/E GROWTH RATING
1..100
1524
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (37) in the Regional Banks industry is in the same range as UVSP (45). This means that HTBK’s stock grew similarly to UVSP’s over the last 12 months.

UVSP's Profit vs Risk Rating (28) in the Regional Banks industry is in the same range as HTBK (56). This means that UVSP’s stock grew similarly to HTBK’s over the last 12 months.

UVSP's SMR Rating (11) in the Regional Banks industry is in the same range as HTBK (11). This means that UVSP’s stock grew similarly to HTBK’s over the last 12 months.

UVSP's Price Growth Rating (43) in the Regional Banks industry is in the same range as HTBK (51). This means that UVSP’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (15) in the Regional Banks industry is in the same range as UVSP (24). This means that HTBK’s stock grew similarly to UVSP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKUVSP
RSI
ODDS (%)
Bullish Trend 2 days ago
58%
Bearish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
69%
Momentum
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
61%
MACD
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
60%
Bearish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
56%
Declines
ODDS (%)
Bearish Trend 5 days ago
58%
Bearish Trend 30 days ago
66%
BollingerBands
ODDS (%)
Bullish Trend 5 days ago
65%
Bearish Trend 2 days ago
69%
Aroon
ODDS (%)
Bearish Trend 2 days ago
59%
Bullish Trend 2 days ago
53%
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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UVSP
Daily Signalchanged days ago
Gain/Loss if bought
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