HWBK
Price
$29.78
Change
-$0.59 (-1.94%)
Updated
Oct 6 closing price
Capitalization
205.66M
UBFO
Price
$9.26
Change
+$0.09 (+0.98%)
Updated
Oct 6, 04:58 PM (EDT)
Capitalization
162.01M
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HWBK vs UBFO

Header iconHWBK vs UBFO Comparison
Open Charts HWBK vs UBFOBanner chart's image
Hawthorn Bancshares
Price$29.78
Change-$0.59 (-1.94%)
Volume$3.33K
Capitalization205.66M
United Security Bancshares
Price$9.26
Change+$0.09 (+0.98%)
Volume$2.12K
Capitalization162.01M
HWBK vs UBFO Comparison Chart in %
HWBK
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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HWBK vs. UBFO commentary
Oct 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HWBK is a StrongBuy and UBFO is a Hold.

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COMPARISON
Comparison
Oct 07, 2025
Stock price -- (HWBK: $29.78 vs. UBFO: $9.27)
Brand notoriety: HWBK and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HWBK: 39% vs. UBFO: 88%
Market capitalization -- HWBK: $205.66M vs. UBFO: $162.01M
HWBK [@Regional Banks] is valued at $205.66M. UBFO’s [@Regional Banks] market capitalization is $162.01M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.54B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HWBK’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • HWBK’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, HWBK is a better buy in the long-term than UBFO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HWBK’s TA Score shows that 4 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • HWBK’s TA Score: 4 bullish, 6 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than HWBK.

Price Growth

HWBK (@Regional Banks) experienced а -3.44% price change this week, while UBFO (@Regional Banks) price change was +1.10% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.29%. For the same industry, the average monthly price growth was +0.48%, and the average quarterly price growth was +18.55%.

Industries' Descriptions

@Regional Banks (+0.29% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HWBK($206M) has a higher market cap than UBFO($162M). UBFO has higher P/E ratio than HWBK: UBFO (14.26) vs HWBK (10.03). HWBK YTD gains are higher at: 7.195 vs. UBFO (-3.199). UBFO has more cash in the bank: 44M vs. HWBK (22.9M). UBFO has less debt than HWBK: UBFO (14.6M) vs HWBK (192M). HWBK has higher revenues than UBFO: HWBK (75.4M) vs UBFO (52.3M).
HWBKUBFOHWBK / UBFO
Capitalization206M162M127%
EBITDAN/AN/A-
Gain YTD7.195-3.199-225%
P/E Ratio10.0314.2670%
Revenue75.4M52.3M144%
Total Cash22.9M44M52%
Total Debt192M14.6M1,315%
FUNDAMENTALS RATINGS
HWBK vs UBFO: Fundamental Ratings
HWBK
UBFO
OUTLOOK RATING
1..100
9185
VALUATION
overvalued / fair valued / undervalued
1..100
36
Fair valued
69
Overvalued
PROFIT vs RISK RATING
1..100
2723
SMR RATING
1..100
4357
PRICE GROWTH RATING
1..100
5153
P/E GROWTH RATING
1..100
9911
SEASONALITY SCORE
1..100
40n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HWBK's Valuation (36) in the Regional Banks industry is somewhat better than the same rating for UBFO (69). This means that HWBK’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (23) in the Regional Banks industry is in the same range as HWBK (27). This means that UBFO’s stock grew similarly to HWBK’s over the last 12 months.

HWBK's SMR Rating (43) in the Regional Banks industry is in the same range as UBFO (57). This means that HWBK’s stock grew similarly to UBFO’s over the last 12 months.

HWBK's Price Growth Rating (51) in the Regional Banks industry is in the same range as UBFO (53). This means that HWBK’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is significantly better than the same rating for HWBK (99). This means that UBFO’s stock grew significantly faster than HWBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HWBKUBFO
RSI
ODDS (%)
Bearish Trend 5 days ago
47%
Bearish Trend 4 days ago
45%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
76%
Bullish Trend 4 days ago
63%
Momentum
ODDS (%)
Bearish Trend 4 days ago
46%
Bearish Trend 4 days ago
40%
MACD
ODDS (%)
Bearish Trend 4 days ago
45%
Bearish Trend 4 days ago
38%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
49%
Bearish Trend 4 days ago
44%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
50%
Bearish Trend 4 days ago
43%
Advances
ODDS (%)
Bullish Trend 6 days ago
64%
Bullish Trend 18 days ago
63%
Declines
ODDS (%)
Bearish Trend 14 days ago
55%
Bearish Trend 5 days ago
44%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
69%
Bearish Trend 4 days ago
48%
Aroon
ODDS (%)
Bearish Trend 4 days ago
66%
Bullish Trend 4 days ago
65%
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HWBK
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with SHBI. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then SHBI could also see price increases.

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1W
1M
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6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+1.09%
SHBI - UBFO
67%
Closely correlated
+0.98%
VLY - UBFO
66%
Loosely correlated
+2.54%
WTFC - UBFO
66%
Loosely correlated
+1.72%
HBNC - UBFO
65%
Loosely correlated
+1.89%
ABCB - UBFO
65%
Loosely correlated
+1.48%
More