IBCP
Price
$35.48
Change
-$1.83 (-4.90%)
Updated
Dec 18, 04:59 PM (EDT)
36 days until earnings call
TOWN
Price
$34.19
Change
-$1.65 (-4.60%)
Updated
Dec 18, 04:59 PM (EDT)
36 days until earnings call
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IBCP vs TOWN

Header iconIBCP vs TOWN Comparison
Open Charts IBCP vs TOWNBanner chart's image
Independent Bank
Price$35.48
Change-$1.83 (-4.90%)
Volume$1.3K
CapitalizationN/A
TowneBank
Price$34.19
Change-$1.65 (-4.60%)
Volume$10.75K
CapitalizationN/A
IBCP vs TOWN Comparison Chart
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP vs. TOWN commentary
Dec 19, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a StrongSell and TOWN is a Hold.

COMPARISON
Comparison
Dec 19, 2024
Stock price -- (IBCP: $37.31 vs. TOWN: $35.84)
Brand notoriety: IBCP and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 152% vs. TOWN: 113%
Market capitalization -- IBCP: $529.95M vs. TOWN: $2.06B
IBCP [@Regional Banks] is valued at $529.95M. TOWN’s [@Regional Banks] market capitalization is $2.06B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 3 FA rating(s) are green whileTOWN’s FA Score has 3 green FA rating(s).

  • IBCP’s FA Score: 3 green, 2 red.
  • TOWN’s FA Score: 3 green, 2 red.
According to our system of comparison, both IBCP and TOWN are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 2 TA indicator(s) are bullish while TOWN’s TA Score has 4 bullish TA indicator(s).

  • IBCP’s TA Score: 2 bullish, 6 bearish.
  • TOWN’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than IBCP.

Price Growth

IBCP (@Regional Banks) experienced а -1.30% price change this week, while TOWN (@Regional Banks) price change was -3.53% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -3.08%. For the same industry, the average monthly price growth was -0.84%, and the average quarterly price growth was +20.19%.

Reported Earning Dates

IBCP is expected to report earnings on Jan 23, 2025.

TOWN is expected to report earnings on Jan 23, 2025.

Industries' Descriptions

@Regional Banks (-3.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TOWN($2.06B) has a higher market cap than IBCP($530M). TOWN has higher P/E ratio than IBCP: TOWN (13.37) vs IBCP (8.82). IBCP YTD gains are higher at: 48.336 vs. TOWN (23.626). TOWN has more cash in the bank: 83.9M vs. IBCP (58.6M). IBCP has less debt than TOWN: IBCP (129M) vs TOWN (460M). TOWN has higher revenues than IBCP: TOWN (695M) vs IBCP (200M).
IBCPTOWNIBCP / TOWN
Capitalization530M2.06B26%
EBITDAN/AN/A-
Gain YTD48.33623.626205%
P/E Ratio8.8213.3766%
Revenue200M695M29%
Total Cash58.6M83.9M70%
Total Debt129M460M28%
FUNDAMENTALS RATINGS
IBCP vs TOWN: Fundamental Ratings
IBCP
TOWN
OUTLOOK RATING
1..100
6560
VALUATION
overvalued / fair valued / undervalued
1..100
85
Overvalued
74
Overvalued
PROFIT vs RISK RATING
1..100
1630
SMR RATING
1..100
2013
PRICE GROWTH RATING
1..100
4043
P/E GROWTH RATING
1..100
2216
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TOWN's Valuation (74) in the Regional Banks industry is in the same range as IBCP (85). This means that TOWN’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's Profit vs Risk Rating (16) in the Regional Banks industry is in the same range as TOWN (30). This means that IBCP’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's SMR Rating (13) in the Regional Banks industry is in the same range as IBCP (20). This means that TOWN’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's Price Growth Rating (40) in the Regional Banks industry is in the same range as TOWN (43). This means that IBCP’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's P/E Growth Rating (16) in the Regional Banks industry is in the same range as IBCP (22). This means that TOWN’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPTOWN
RSI
ODDS (%)
Bearish Trend 3 days ago
59%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bullish Trend 2 days ago
69%
Momentum
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 2 days ago
68%
MACD
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
62%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
68%
Bullish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 3 days ago
65%
Bullish Trend 8 days ago
57%
Declines
ODDS (%)
Bearish Trend 10 days ago
66%
Bearish Trend 6 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
63%
Bullish Trend 2 days ago
78%
Aroon
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
61%
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with BUSE. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then BUSE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-2.05%
BUSE - IBCP
87%
Closely correlated
-2.35%
THFF - IBCP
86%
Closely correlated
-2.86%
FCF - IBCP
86%
Closely correlated
-2.89%
TOWN - IBCP
86%
Closely correlated
-1.38%
WSBC - IBCP
86%
Closely correlated
-2.18%
More

TOWN and

Correlation & Price change

A.I.dvisor indicates that over the last year, TOWN has been closely correlated with UBSI. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if TOWN jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TOWN
1D Price
Change %
TOWN100%
-1.38%
UBSI - TOWN
90%
Closely correlated
-2.49%
BUSE - TOWN
88%
Closely correlated
-2.35%
SSB - TOWN
88%
Closely correlated
-1.82%
FRME - TOWN
88%
Closely correlated
-2.35%
UCB - TOWN
87%
Closely correlated
-1.08%
More