IBCP
Price
$33.87
Change
+$0.40 (+1.20%)
Updated
Jul 16 closing price
Capitalization
529.95M
7 days until earnings call
VLYPP
Price
$25.00
Change
-$0.00 (-0.00%)
Updated
Jul 16 closing price
Capitalization
22.65
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IBCP vs VLYPP

Header iconIBCP vs VLYPP Comparison
Open Charts IBCP vs VLYPPBanner chart's image
Independent Bank
Price$33.87
Change+$0.40 (+1.20%)
Volume$73.56K
Capitalization529.95M
Valley National Ban
Price$25.00
Change-$0.00 (-0.00%)
Volume$3.35K
Capitalization22.65
IBCP vs VLYPP Comparison Chart in %
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP vs. VLYPP commentary
Jul 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a StrongBuy and VLYPP is a Hold.

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COMPARISON
Comparison
Jul 17, 2025
Stock price -- (IBCP: $33.87 vs. VLYPP: $25.00)
Brand notoriety: IBCP and VLYPP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 100% vs. VLYPP: 47%
Market capitalization -- IBCP: $529.95M vs. VLYPP: $22.65
IBCP [@Regional Banks] is valued at $529.95M. VLYPP’s [@Regional Banks] market capitalization is $22.65. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 2 FA rating(s) are green whileVLYPP’s FA Score has 2 green FA rating(s).

  • IBCP’s FA Score: 2 green, 3 red.
  • VLYPP’s FA Score: 2 green, 3 red.
According to our system of comparison, IBCP is a better buy in the long-term than VLYPP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 5 TA indicator(s) are bullish while VLYPP’s TA Score has 3 bullish TA indicator(s).

  • IBCP’s TA Score: 5 bullish, 5 bearish.
  • VLYPP’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, both IBCP and VLYPP are a good buy in the short-term.

Price Growth

IBCP (@Regional Banks) experienced а -1.34% price change this week, while VLYPP (@Regional Banks) price change was -0.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.46%. For the same industry, the average monthly price growth was +4.56%, and the average quarterly price growth was +9.93%.

Reported Earning Dates

IBCP is expected to report earnings on Oct 28, 2025.

VLYPP is expected to report earnings on May 08, 2025.

Industries' Descriptions

@Regional Banks (-0.46% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBCP($530M) has a higher market cap than VLYPP($22.65). VLYPP YTD gains are higher at: 0.463 vs. IBCP (-1.226). VLYPP has more cash in the bank: 445M vs. IBCP (58.6M). IBCP has less debt than VLYPP: IBCP (129M) vs VLYPP (3.64B). VLYPP has higher revenues than IBCP: VLYPP (1.88B) vs IBCP (200M).
IBCPVLYPPIBCP / VLYPP
Capitalization530M22.652,340,048,899%
EBITDAN/AN/A-
Gain YTD-1.2260.463-265%
P/E Ratio8.82N/A-
Revenue200M1.88B11%
Total Cash58.6M445M13%
Total Debt129M3.64B4%
FUNDAMENTALS RATINGS
IBCP vs VLYPP: Fundamental Ratings
IBCP
VLYPP
OUTLOOK RATING
1..100
225
VALUATION
overvalued / fair valued / undervalued
1..100
81
Overvalued
5
Undervalued
PROFIT vs RISK RATING
1..100
1862
SMR RATING
1..100
201
PRICE GROWTH RATING
1..100
4851
P/E GROWTH RATING
1..100
40100
SEASONALITY SCORE
1..100
9595

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VLYPP's Valuation (5) in the Regional Banks industry is significantly better than the same rating for IBCP (81). This means that VLYPP’s stock grew significantly faster than IBCP’s over the last 12 months.

IBCP's Profit vs Risk Rating (18) in the Regional Banks industry is somewhat better than the same rating for VLYPP (62). This means that IBCP’s stock grew somewhat faster than VLYPP’s over the last 12 months.

VLYPP's SMR Rating (1) in the Regional Banks industry is in the same range as IBCP (20). This means that VLYPP’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's Price Growth Rating (48) in the Regional Banks industry is in the same range as VLYPP (51). This means that IBCP’s stock grew similarly to VLYPP’s over the last 12 months.

IBCP's P/E Growth Rating (40) in the Regional Banks industry is somewhat better than the same rating for VLYPP (100). This means that IBCP’s stock grew somewhat faster than VLYPP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPVLYPP
RSI
ODDS (%)
Bearish Trend 1 day ago
64%
N/A
Stochastic
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
40%
Momentum
ODDS (%)
Bullish Trend 1 day ago
73%
Bearish Trend 1 day ago
41%
MACD
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
48%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
43%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
64%
Bullish Trend 1 day ago
45%
Advances
ODDS (%)
Bullish Trend 8 days ago
63%
Bullish Trend 7 days ago
54%
Declines
ODDS (%)
Bearish Trend about 1 month ago
65%
Bearish Trend 23 days ago
40%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 1 day ago
31%
Aroon
ODDS (%)
Bearish Trend 1 day ago
67%
Bullish Trend 1 day ago
46%
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with SBSI. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then SBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+1.20%
SBSI - IBCP
89%
Closely correlated
+1.36%
FCF - IBCP
89%
Closely correlated
+0.30%
FMBH - IBCP
88%
Closely correlated
-1.88%
TCBK - IBCP
88%
Closely correlated
+1.11%
CTBI - IBCP
87%
Closely correlated
+3.82%
More

VLYPP and

Correlation & Price change

A.I.dvisor indicates that over the last year, VLYPP has been loosely correlated with VLYPO. These tickers have moved in lockstep 51% of the time. This A.I.-generated data suggests there is some statistical probability that if VLYPP jumps, then VLYPO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VLYPP
1D Price
Change %
VLYPP100%
N/A
VLYPO - VLYPP
51%
Loosely correlated
-0.22%
FFIC - VLYPP
49%
Loosely correlated
+0.33%
FHB - VLYPP
47%
Loosely correlated
+0.76%
DCOM - VLYPP
46%
Loosely correlated
+2.18%
IBCP - VLYPP
45%
Loosely correlated
+1.20%
More