BY
Price
$38.25
Change
-$0.08 (-0.21%)
Updated
Aug 21 closing price
Capitalization
1.73B
60 days until earnings call
Intraday BUY SELL Signals
IBCP
Price
$37.13
Change
-$0.13 (-0.35%)
Updated
Aug 21 closing price
Capitalization
824.26M
65 days until earnings call
Intraday BUY SELL Signals
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BY vs IBCP

BY vs IBCP Comparison Chart in %
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BY vs. IBCP commentary
Aug 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a Hold and IBCP is a Hold.

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COMPARISON
Comparison
Aug 23, 2026
Stock price -- (BY: $38.25 vs. IBCP: $37.13)
Brand notoriety: BY and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 113% vs. IBCP: 143%
Market capitalization -- BY: $1.73B vs. IBCP: $824.26M
BY [@Regional Banks] is valued at $1.73B. IBCP’s [@Regional Banks] market capitalization is $824.26M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.34B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 1 FA rating(s) are green whileIBCP’s FA Score has 2 green FA rating(s).

  • BY’s FA Score: 1 green, 4 red.
  • IBCP’s FA Score: 2 green, 3 red.
According to our system of comparison, IBCP is a better buy in the long-term than BY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 4 TA indicator(s) are bullish while IBCP’s TA Score has 4 bullish TA indicator(s).

  • BY’s TA Score: 4 bullish, 4 bearish.
  • IBCP’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, BY is a better buy in the short-term than IBCP.

Price Growth

BY (@Regional Banks) experienced а -2.60% price change this week, while IBCP (@Regional Banks) price change was -3.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -2.32%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +9.01%.

Reported Earning Dates

BY is expected to report earnings on Oct 22, 2026.

IBCP is expected to report earnings on Oct 27, 2026.

Industries' Descriptions

@Regional Banks (-2.32% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($1.73B) has a higher market cap than IBCP($824M). BY has higher P/E ratio than IBCP: BY (11.52) vs IBCP (10.76). BY YTD gains are higher at: 32.662 vs. IBCP (16.844). BY has more cash in the bank: 62.3M vs. IBCP (48.5M). IBCP has less debt than BY: IBCP (66.9M) vs BY (580M). BY has higher revenues than IBCP: BY (450M) vs IBCP (223M).
BYIBCPBY / IBCP
Capitalization1.73B824M210%
EBITDAN/AN/A-
Gain YTD32.66216.844194%
P/E Ratio11.5210.76107%
Revenue450M223M202%
Total Cash62.3M48.5M128%
Total Debt580M66.9M867%
FUNDAMENTALS RATINGS
BY vs IBCP: Fundamental Ratings
BY
IBCP
OUTLOOK RATING
1..100
8450
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
33
Fair valued
PROFIT vs RISK RATING
1..100
3222
SMR RATING
1..100
4246
PRICE GROWTH RATING
1..100
4448
P/E GROWTH RATING
1..100
3440
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (33) in the Regional Banks industry is somewhat better than the same rating for BY (67). This means that IBCP’s stock grew somewhat faster than BY’s over the last 12 months.

IBCP's Profit vs Risk Rating (22) in the Regional Banks industry is in the same range as BY (32). This means that IBCP’s stock grew similarly to BY’s over the last 12 months.

BY's SMR Rating (42) in the Regional Banks industry is in the same range as IBCP (46). This means that BY’s stock grew similarly to IBCP’s over the last 12 months.

BY's Price Growth Rating (44) in the Regional Banks industry is in the same range as IBCP (48). This means that BY’s stock grew similarly to IBCP’s over the last 12 months.

BY's P/E Growth Rating (34) in the Regional Banks industry is in the same range as IBCP (40). This means that BY’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYIBCP
RSI
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 3 days ago
66%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
69%
Momentum
ODDS (%)
Bearish Trend 3 days ago
48%
Bearish Trend 3 days ago
63%
MACD
ODDS (%)
Bearish Trend 3 days ago
48%
Bearish Trend 3 days ago
57%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
58%
Bearish Trend 3 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
60%
Advances
ODDS (%)
Bullish Trend 10 days ago
59%
Bullish Trend 11 days ago
63%
Declines
ODDS (%)
Bearish Trend 6 days ago
57%
Bearish Trend 5 days ago
62%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
63%
Bullish Trend 3 days ago
61%
Aroon
ODDS (%)
Bullish Trend 3 days ago
48%
Bullish Trend 3 days ago
55%
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BY
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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