INDB
Price
$67.19
Change
+$0.61 (+0.92%)
Updated
Nov 19 closing price
Capitalization
3.33B
56 days until earnings call
Intraday BUY SELL Signals
SPFI
Price
$36.93
Change
+$0.41 (+1.12%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
601.01M
64 days until earnings call
Intraday BUY SELL Signals
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INDB vs SPFI

Header iconINDB vs SPFI Comparison
Open Charts INDB vs SPFIBanner chart's image
Independent Bank
Price$67.19
Change+$0.61 (+0.92%)
Volume$210.47K
Capitalization3.33B
South Plains Financial
Price$36.93
Change+$0.41 (+1.12%)
Volume$2K
Capitalization601.01M
INDB vs SPFI Comparison Chart in %
INDB
Daily Signal:
Gain/Loss:
SPFI
Daily Signal:
Gain/Loss:
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INDB vs. SPFI commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INDB is a Hold and SPFI is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (INDB: $67.19 vs. SPFI: $36.99)
Brand notoriety: INDB and SPFI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: INDB: 69% vs. SPFI: 87%
Market capitalization -- INDB: $3.33B vs. SPFI: $601.01M
INDB [@Regional Banks] is valued at $3.33B. SPFI’s [@Regional Banks] market capitalization is $601.01M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $7.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

INDB’s FA Score shows that 2 FA rating(s) are green whileSPFI’s FA Score has 2 green FA rating(s).

  • INDB’s FA Score: 2 green, 3 red.
  • SPFI’s FA Score: 2 green, 3 red.
According to our system of comparison, SPFI is a better buy in the long-term than INDB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

INDB’s TA Score shows that 3 TA indicator(s) are bullish while SPFI’s TA Score has 4 bullish TA indicator(s).

  • INDB’s TA Score: 3 bullish, 6 bearish.
  • SPFI’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, SPFI is a better buy in the short-term than INDB.

Price Growth

INDB (@Regional Banks) experienced а -3.64% price change this week, while SPFI (@Regional Banks) price change was -2.50% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.93%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

INDB is expected to report earnings on Jan 15, 2026.

SPFI is expected to report earnings on Jan 23, 2026.

Industries' Descriptions

@Regional Banks (-0.93% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
INDB($3.33B) has a higher market cap than SPFI($601M). INDB has higher P/E ratio than SPFI: INDB (16.55) vs SPFI (10.40). SPFI YTD gains are higher at: 8.260 vs. INDB (7.543). INDB has more cash in the bank: 219M vs. SPFI (60.4M). SPFI has less debt than INDB: SPFI (112M) vs INDB (759M). INDB has higher revenues than SPFI: INDB (705M) vs SPFI (198M).
INDBSPFIINDB / SPFI
Capitalization3.33B601M554%
EBITDAN/AN/A-
Gain YTD7.5438.26091%
P/E Ratio16.5510.40159%
Revenue705M198M356%
Total Cash219M60.4M363%
Total Debt759M112M678%
FUNDAMENTALS RATINGS
INDB vs SPFI: Fundamental Ratings
INDB
SPFI
OUTLOOK RATING
1..100
196
VALUATION
overvalued / fair valued / undervalued
1..100
94
Overvalued
45
Fair valued
PROFIT vs RISK RATING
1..100
7122
SMR RATING
1..100
1632
PRICE GROWTH RATING
1..100
5457
P/E GROWTH RATING
1..100
3380
SEASONALITY SCORE
1..100
5012

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SPFI's Valuation (45) in the Financial Conglomerates industry is somewhat better than the same rating for INDB (94) in the Regional Banks industry. This means that SPFI’s stock grew somewhat faster than INDB’s over the last 12 months.

SPFI's Profit vs Risk Rating (22) in the Financial Conglomerates industry is somewhat better than the same rating for INDB (71) in the Regional Banks industry. This means that SPFI’s stock grew somewhat faster than INDB’s over the last 12 months.

INDB's SMR Rating (16) in the Regional Banks industry is in the same range as SPFI (32) in the Financial Conglomerates industry. This means that INDB’s stock grew similarly to SPFI’s over the last 12 months.

INDB's Price Growth Rating (54) in the Regional Banks industry is in the same range as SPFI (57) in the Financial Conglomerates industry. This means that INDB’s stock grew similarly to SPFI’s over the last 12 months.

INDB's P/E Growth Rating (33) in the Regional Banks industry is somewhat better than the same rating for SPFI (80) in the Financial Conglomerates industry. This means that INDB’s stock grew somewhat faster than SPFI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
INDBSPFI
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 1 day ago
59%
Bearish Trend 2 days ago
53%
Momentum
ODDS (%)
Bearish Trend 1 day ago
68%
Bullish Trend 2 days ago
66%
MACD
ODDS (%)
Bearish Trend 1 day ago
73%
Bullish Trend 2 days ago
77%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
72%
Bearish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
70%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 8 days ago
57%
Declines
ODDS (%)
Bearish Trend 7 days ago
73%
Bearish Trend 2 days ago
63%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
79%
Bullish Trend 3 days ago
71%
Aroon
ODDS (%)
Bullish Trend 1 day ago
53%
Bearish Trend 2 days ago
76%
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INDB
Daily Signal:
Gain/Loss:
SPFI
Daily Signal:
Gain/Loss:
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SPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPFI has been closely correlated with INDB. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if SPFI jumps, then INDB could also see price increases.

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1Y
5Y
Ticker /
NAME
Correlation
To SPFI
1D Price
Change %
SPFI100%
+1.29%
INDB - SPFI
78%
Closely correlated
+0.92%
FMBH - SPFI
78%
Closely correlated
+1.20%
FFIN - SPFI
76%
Closely correlated
-0.07%
STEL - SPFI
75%
Closely correlated
+0.30%
MCBS - SPFI
75%
Closely correlated
+0.32%
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