INDB
Price
$69.85
Change
-$1.15 (-1.62%)
Updated
Sep 9 closing price
Capitalization
3.49B
36 days until earnings call
SPFI
Price
$40.35
Change
-$0.47 (-1.15%)
Updated
Sep 9 closing price
Capitalization
655.15M
48 days until earnings call
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INDB vs SPFI

Header iconINDB vs SPFI Comparison
Open Charts INDB vs SPFIBanner chart's image
Independent Bank
Price$69.85
Change-$1.15 (-1.62%)
Volume$251.4K
Capitalization3.49B
South Plains Financial
Price$40.35
Change-$0.47 (-1.15%)
Volume$53.12K
Capitalization655.15M
INDB vs SPFI Comparison Chart in %
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INDB
Daily Signalchanged days ago
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SPFI
Daily Signalchanged days ago
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INDB vs. SPFI commentary
Sep 10, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INDB is a StrongBuy and SPFI is a Buy.

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COMPARISON
Comparison
Sep 10, 2025
Stock price -- (INDB: $69.85 vs. SPFI: $40.35)
Brand notoriety: INDB and SPFI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: INDB: 65% vs. SPFI: 96%
Market capitalization -- INDB: $3.49B vs. SPFI: $655.15M
INDB [@Regional Banks] is valued at $3.49B. SPFI’s [@Regional Banks] market capitalization is $655.15M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.04B to $0. The average market capitalization across the [@Regional Banks] industry is $7.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

INDB’s FA Score shows that 2 FA rating(s) are green whileSPFI’s FA Score has 2 green FA rating(s).

  • INDB’s FA Score: 2 green, 3 red.
  • SPFI’s FA Score: 2 green, 3 red.
According to our system of comparison, SPFI is a better buy in the long-term than INDB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

INDB’s TA Score shows that 4 TA indicator(s) are bullish while SPFI’s TA Score has 4 bullish TA indicator(s).

  • INDB’s TA Score: 4 bullish, 6 bearish.
  • SPFI’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, SPFI is a better buy in the short-term than INDB.

Price Growth

INDB (@Regional Banks) experienced а -1.69% price change this week, while SPFI (@Regional Banks) price change was -0.62% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +4.44%, and the average quarterly price growth was +14.50%.

Reported Earning Dates

INDB is expected to report earnings on Oct 16, 2025.

SPFI is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
INDB($3.49B) has a higher market cap than SPFI($655M). INDB has higher P/E ratio than SPFI: INDB (15.77) vs SPFI (12.61). SPFI YTD gains are higher at: 17.603 vs. INDB (10.871). INDB has more cash in the bank: 215M vs. SPFI (56M). SPFI has less debt than INDB: SPFI (112M) vs INDB (759M). INDB has higher revenues than SPFI: INDB (705M) vs SPFI (198M).
INDBSPFIINDB / SPFI
Capitalization3.49B655M532%
EBITDAN/AN/A-
Gain YTD10.87117.60362%
P/E Ratio15.7712.61125%
Revenue705M198M356%
Total Cash215M56M384%
Total Debt759M112M678%
FUNDAMENTALS RATINGS
INDB vs SPFI: Fundamental Ratings
INDB
SPFI
OUTLOOK RATING
1..100
6571
VALUATION
overvalued / fair valued / undervalued
1..100
94
Overvalued
54
Fair valued
PROFIT vs RISK RATING
1..100
8017
SMR RATING
1..100
1632
PRICE GROWTH RATING
1..100
4644
P/E GROWTH RATING
1..100
2346
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SPFI's Valuation (54) in the Financial Conglomerates industry is somewhat better than the same rating for INDB (94) in the Regional Banks industry. This means that SPFI’s stock grew somewhat faster than INDB’s over the last 12 months.

SPFI's Profit vs Risk Rating (17) in the Financial Conglomerates industry is somewhat better than the same rating for INDB (80) in the Regional Banks industry. This means that SPFI’s stock grew somewhat faster than INDB’s over the last 12 months.

INDB's SMR Rating (16) in the Regional Banks industry is in the same range as SPFI (32) in the Financial Conglomerates industry. This means that INDB’s stock grew similarly to SPFI’s over the last 12 months.

SPFI's Price Growth Rating (44) in the Financial Conglomerates industry is in the same range as INDB (46) in the Regional Banks industry. This means that SPFI’s stock grew similarly to INDB’s over the last 12 months.

INDB's P/E Growth Rating (23) in the Regional Banks industry is in the same range as SPFI (46) in the Financial Conglomerates industry. This means that INDB’s stock grew similarly to SPFI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
INDBSPFI
RSI
ODDS (%)
Bearish Trend 1 day ago
82%
Bearish Trend 1 day ago
59%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
75%
Bearish Trend 1 day ago
52%
Momentum
ODDS (%)
Bearish Trend 1 day ago
74%
Bearish Trend 1 day ago
64%
MACD
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
54%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
63%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
67%
Advances
ODDS (%)
Bullish Trend 15 days ago
63%
Bullish Trend 15 days ago
58%
Declines
ODDS (%)
Bearish Trend 1 day ago
72%
Bearish Trend 8 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
72%
N/A
Aroon
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
58%
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INDB
Daily Signalchanged days ago
Gain/Loss if bought
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SPFI
Daily Signalchanged days ago
Gain/Loss if bought
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SPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPFI has been closely correlated with SBSI. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if SPFI jumps, then SBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPFI
1D Price
Change %
SPFI100%
-1.15%
SBSI - SPFI
84%
Closely correlated
-1.14%
FFIN - SPFI
83%
Closely correlated
-1.80%
UBSI - SPFI
83%
Closely correlated
-1.13%
MCBS - SPFI
83%
Closely correlated
-1.28%
INDB - SPFI
82%
Closely correlated
-1.62%
More