JFIN
Price
$11.33
Change
+$0.27 (+2.44%)
Updated
Oct 8 closing price
Capitalization
590.27M
41 days until earnings call
ZH
Price
$4.94
Change
+$0.06 (+1.23%)
Updated
Oct 8 closing price
Capitalization
444.94M
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JFIN vs ZH

Header iconJFIN vs ZH Comparison
Open Charts JFIN vs ZHBanner chart's image
Jiayin Group
Price$11.33
Change+$0.27 (+2.44%)
Volume$30.04K
Capitalization590.27M
Zhihu
Price$4.94
Change+$0.06 (+1.23%)
Volume$106.81K
Capitalization444.94M
JFIN vs ZH Comparison Chart in %
JFIN
Daily Signalchanged days ago
Gain/Loss if bought
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ZH
Daily Signalchanged days ago
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JFIN vs. ZH commentary
Oct 09, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JFIN is a StrongBuy and ZH is a Hold.

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COMPARISON
Comparison
Oct 09, 2025
Stock price -- (JFIN: $11.33 vs. ZH: $4.94)
Brand notoriety: JFIN and ZH are both not notable
Both companies represent the Internet Software/Services industry
Current volume relative to the 65-day Moving Average: JFIN: 28% vs. ZH: 30%
Market capitalization -- JFIN: $590.27M vs. ZH: $444.94M
JFIN [@Internet Software/Services] is valued at $590.27M. ZH’s [@Internet Software/Services] market capitalization is $444.94M. The market cap for tickers in the [@Internet Software/Services] industry ranges from $2.96T to $0. The average market capitalization across the [@Internet Software/Services] industry is $83.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

JFIN’s FA Score shows that 3 FA rating(s) are green whileZH’s FA Score has 0 green FA rating(s).

  • JFIN’s FA Score: 3 green, 2 red.
  • ZH’s FA Score: 0 green, 5 red.
According to our system of comparison, JFIN is a better buy in the long-term than ZH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

JFIN’s TA Score shows that 5 TA indicator(s) are bullish while ZH’s TA Score has 3 bullish TA indicator(s).

  • JFIN’s TA Score: 5 bullish, 3 bearish.
  • ZH’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, JFIN is a better buy in the short-term than ZH.

Price Growth

JFIN (@Internet Software/Services) experienced а +4.33% price change this week, while ZH (@Internet Software/Services) price change was -2.76% for the same time period.

The average weekly price growth across all stocks in the @Internet Software/Services industry was -0.04%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +31.53%.

Reported Earning Dates

JFIN is expected to report earnings on Nov 19, 2025.

Industries' Descriptions

@Internet Software/Services (-0.04% weekly)

Companies in this industry typically license software on a subscription basis and it is centrally hosted. Such products usually go by the names web-based software, on-demand software and hosted software. Cloud computing has emerged as a major force in this space, making it possible to save files to a remote database (without requiring them to be saved on local storage device); as long as a device has access to the web, it can access the data and the software programs to run it. This has in many cases facilitated cost efficiency, speed and security of data for businesses and consumers. Alphabet Inc., Facebook, Inc. and Yahoo! Inc. are some well-known names in the internet software/services industry.

SUMMARIES
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FUNDAMENTALS
Fundamentals
JFIN($590M) has a higher market cap than ZH($445M). ZH has higher P/E ratio than JFIN: ZH (23.45) vs JFIN (2.61). JFIN YTD gains are higher at: 86.225 vs. ZH (39.548). JFIN has higher annual earnings (EBITDA): 1.95B vs. ZH (-216.07M). ZH has more cash in the bank: 4.61B vs. JFIN (316M). JFIN has less debt than ZH: JFIN (43.4M) vs ZH (230M). JFIN has higher revenues than ZH: JFIN (6.51B) vs ZH (3.15B).
JFINZHJFIN / ZH
Capitalization590M445M133%
EBITDA1.95B-216.07M-902%
Gain YTD86.22539.548218%
P/E Ratio2.6123.4511%
Revenue6.51B3.15B207%
Total Cash316M4.61B7%
Total Debt43.4M230M19%
FUNDAMENTALS RATINGS
JFIN: Fundamental Ratings
JFIN
OUTLOOK RATING
1..100
3
VALUATION
overvalued / fair valued / undervalued
1..100
23
Undervalued
PROFIT vs RISK RATING
1..100
48
SMR RATING
1..100
20
PRICE GROWTH RATING
1..100
61
P/E GROWTH RATING
1..100
20
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
JFINZH
RSI
ODDS (%)
Bullish Trend 1 day ago
90%
Bearish Trend 1 day ago
77%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
72%
Bullish Trend 1 day ago
82%
Momentum
ODDS (%)
Bullish Trend 1 day ago
87%
Bearish Trend 1 day ago
86%
MACD
ODDS (%)
Bullish Trend 1 day ago
77%
Bearish Trend 1 day ago
87%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
83%
Bearish Trend 1 day ago
83%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
82%
Bearish Trend 1 day ago
85%
Advances
ODDS (%)
Bullish Trend 7 days ago
82%
Bullish Trend 7 days ago
75%
Declines
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 20 days ago
86%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
83%
Bearish Trend 1 day ago
83%
Aroon
ODDS (%)
Bearish Trend 1 day ago
79%
Bullish Trend 1 day ago
75%
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JFIN
Daily Signalchanged days ago
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ZH
Daily Signalchanged days ago
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JFIN and

Correlation & Price change

A.I.dvisor tells us that JFIN and WB have been poorly correlated (+32% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that JFIN and WB's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JFIN
1D Price
Change %
JFIN100%
+2.44%
WB - JFIN
32%
Poorly correlated
+1.04%
BZ - JFIN
30%
Poorly correlated
+2.09%
MOMO - JFIN
29%
Poorly correlated
+0.55%
ZH - JFIN
29%
Poorly correlated
+1.23%
BIDU - JFIN
28%
Poorly correlated
-0.75%
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ZH and

Correlation & Price change

A.I.dvisor indicates that over the last year, ZH has been loosely correlated with BILI. These tickers have moved in lockstep 46% of the time. This A.I.-generated data suggests there is some statistical probability that if ZH jumps, then BILI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ZH
1D Price
Change %
ZH100%
+1.23%
BILI - ZH
46%
Loosely correlated
+2.74%
WB - ZH
46%
Loosely correlated
+1.04%
BIDU - ZH
44%
Loosely correlated
-0.75%
ATHM - ZH
38%
Loosely correlated
-0.80%
BZ - ZH
37%
Loosely correlated
+2.09%
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