MGIC
Price
$22.61
Change
-$0.45 (-1.95%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
1.14B
118 days until earnings call
Intraday BUY SELL Signals
PAY
Price
$34.68
Change
+$0.10 (+0.29%)
Updated
Nov 19 closing price
Capitalization
4.35B
90 days until earnings call
Intraday BUY SELL Signals
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MGIC vs PAY

Header iconMGIC vs PAY Comparison
Open Charts MGIC vs PAYBanner chart's image
Magic Software Enterprises
Price$22.61
Change-$0.45 (-1.95%)
Volume$405
Capitalization1.14B
Paymentus Holdings
Price$34.68
Change+$0.10 (+0.29%)
Volume$755.59K
Capitalization4.35B
MGIC vs PAY Comparison Chart in %
MGIC
Daily Signal:
Gain/Loss:
PAY
Daily Signal:
Gain/Loss:
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MGIC vs. PAY commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MGIC is a Hold and PAY is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (MGIC: $22.61 vs. PAY: $34.68)
Brand notoriety: MGIC and PAY are both not notable
MGIC represents the Information Technology Services, while PAY is part of the Computer Communications industry
Current volume relative to the 65-day Moving Average: MGIC: 172% vs. PAY: 90%
Market capitalization -- MGIC: $1.14B vs. PAY: $4.35B
MGIC [@Information Technology Services] is valued at $1.14B. PAY’s [@Computer Communications] market capitalization is $4.35B. The market cap for tickers in the [@Information Technology Services] industry ranges from $269.7B to $0. The market cap for tickers in the [@Computer Communications] industry ranges from $3.62T to $0. The average market capitalization across the [@Information Technology Services] industry is $9.85B. The average market capitalization across the [@Computer Communications] industry is $25.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MGIC’s FA Score shows that 2 FA rating(s) are green whilePAY’s FA Score has 0 green FA rating(s).

  • MGIC’s FA Score: 2 green, 3 red.
  • PAY’s FA Score: 0 green, 5 red.
According to our system of comparison, MGIC is a better buy in the long-term than PAY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MGIC’s TA Score shows that 5 TA indicator(s) are bullish while PAY’s TA Score has 4 bullish TA indicator(s).

  • MGIC’s TA Score: 5 bullish, 4 bearish.
  • PAY’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, MGIC is a better buy in the short-term than PAY.

Price Growth

MGIC (@Information Technology Services) experienced а -6.43% price change this week, while PAY (@Computer Communications) price change was -5.71% for the same time period.

The average weekly price growth across all stocks in the @Information Technology Services industry was -5.27%. For the same industry, the average monthly price growth was -7.47%, and the average quarterly price growth was -4.33%.

The average weekly price growth across all stocks in the @Computer Communications industry was -6.62%. For the same industry, the average monthly price growth was -11.35%, and the average quarterly price growth was +28.89%.

Reported Earning Dates

MGIC is expected to report earnings on Mar 18, 2026.

PAY is expected to report earnings on Feb 18, 2026.

Industries' Descriptions

@Information Technology Services (-5.27% weekly)

The industry, whose total market cap runs into trillions, makes hardware/software that allows data to be stored, retrieved, transmitted, and manipulated on computers. With the ever-increasing relevance of data, the information technology (IT) industry has gained momentous growth over the years, and continues to thrive on innovation. Some of the behemoths in the industry are International Business Machines Corporation, Accenture, and VMware, Inc.

@Computer Communications (-6.62% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PAY($4.35B) has a higher market cap than MGIC($1.14B). PAY has higher P/E ratio than MGIC: PAY (73.79) vs MGIC (27.58). MGIC YTD gains are higher at: 95.593 vs. PAY (6.152). PAY has higher annual earnings (EBITDA): 98.1M vs. MGIC (84.9M). PAY has less debt than MGIC: PAY (8.04M) vs MGIC (98M). PAY has higher revenues than MGIC: PAY (1.05B) vs MGIC (585M).
MGICPAYMGIC / PAY
Capitalization1.14B4.35B26%
EBITDA84.9M98.1M87%
Gain YTD95.5936.1521,554%
P/E Ratio27.5873.7937%
Revenue585M1.05B56%
Total CashN/A266M-
Total Debt98M8.04M1,218%
FUNDAMENTALS RATINGS
MGIC vs PAY: Fundamental Ratings
MGIC
PAY
OUTLOOK RATING
1..100
2124
VALUATION
overvalued / fair valued / undervalued
1..100
11
Undervalued
78
Overvalued
PROFIT vs RISK RATING
1..100
4962
SMR RATING
1..100
5562
PRICE GROWTH RATING
1..100
3751
P/E GROWTH RATING
1..100
883
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MGIC's Valuation (11) in the Packaged Software industry is significantly better than the same rating for PAY (78) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew significantly faster than PAY’s over the last 12 months.

MGIC's Profit vs Risk Rating (49) in the Packaged Software industry is in the same range as PAY (62) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew similarly to PAY’s over the last 12 months.

MGIC's SMR Rating (55) in the Packaged Software industry is in the same range as PAY (62) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew similarly to PAY’s over the last 12 months.

MGIC's Price Growth Rating (37) in the Packaged Software industry is in the same range as PAY (51) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew similarly to PAY’s over the last 12 months.

MGIC's P/E Growth Rating (8) in the Packaged Software industry is significantly better than the same rating for PAY (83) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew significantly faster than PAY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MGICPAY
RSI
ODDS (%)
Bearish Trend 2 days ago
86%
Bearish Trend 1 day ago
73%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
75%
Bearish Trend 1 day ago
82%
Momentum
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 1 day ago
79%
MACD
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 1 day ago
90%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 1 day ago
79%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 1 day ago
76%
Advances
ODDS (%)
Bullish Trend 3 days ago
71%
Bullish Trend 6 days ago
81%
Declines
ODDS (%)
Bearish Trend 29 days ago
67%
Bearish Trend 2 days ago
80%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 1 day ago
79%
Aroon
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 1 day ago
70%
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MGIC
Daily Signal:
Gain/Loss:
PAY
Daily Signal:
Gain/Loss:
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MGIC and

Correlation & Price change

A.I.dvisor indicates that over the last year, MGIC has been loosely correlated with AI. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if MGIC jumps, then AI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MGIC
1D Price
Change %
MGIC100%
-1.93%
AI - MGIC
52%
Loosely correlated
-1.46%
FLYW - MGIC
47%
Loosely correlated
-1.40%
PSFE - MGIC
46%
Loosely correlated
-1.20%
PAY - MGIC
43%
Loosely correlated
+0.29%
NYAX - MGIC
36%
Loosely correlated
+8.84%
More