NATL
Price
$40.05
Change
+$0.28 (+0.70%)
Updated
Sep 5 closing price
Capitalization
2.95B
72 days until earnings call
UPBD
Price
$25.40
Change
+$0.11 (+0.43%)
Updated
Sep 5 closing price
Capitalization
1.47B
52 days until earnings call
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NATL vs UPBD

Header iconNATL vs UPBD Comparison
Open Charts NATL vs UPBDBanner chart's image
NCR Atleos
Price$40.05
Change+$0.28 (+0.70%)
Volume$1.23M
Capitalization2.95B
Upbound Group
Price$25.40
Change+$0.11 (+0.43%)
Volume$665.75K
Capitalization1.47B
NATL vs UPBD Comparison Chart in %
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NATL
Daily Signalchanged days ago
Gain/Loss if bought
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UPBD
Daily Signalchanged days ago
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NATL vs. UPBD commentary
Sep 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NATL is a StrongBuy and UPBD is a StrongBuy.

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COMPARISON
Comparison
Sep 07, 2025
Stock price -- (NATL: $40.05 vs. UPBD: $25.40)
Brand notoriety: NATL and UPBD are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: NATL: 151% vs. UPBD: 98%
Market capitalization -- NATL: $2.95B vs. UPBD: $1.47B
NATL [@Packaged Software] is valued at $2.95B. UPBD’s [@Packaged Software] market capitalization is $1.47B. The market cap for tickers in the [@Packaged Software] industry ranges from $309.84B to $0. The average market capitalization across the [@Packaged Software] industry is $8.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

NATL’s FA Score shows that 1 FA rating(s) are green whileUPBD’s FA Score has 1 green FA rating(s).

  • NATL’s FA Score: 1 green, 4 red.
  • UPBD’s FA Score: 1 green, 4 red.
According to our system of comparison, NATL is a better buy in the long-term than UPBD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

NATL’s TA Score shows that 5 TA indicator(s) are bullish while UPBD’s TA Score has 7 bullish TA indicator(s).

  • NATL’s TA Score: 5 bullish, 5 bearish.
  • UPBD’s TA Score: 7 bullish, 3 bearish.
According to our system of comparison, UPBD is a better buy in the short-term than NATL.

Price Growth

NATL (@Packaged Software) experienced а +1.09% price change this week, while UPBD (@Packaged Software) price change was -0.04% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was -1.74%. For the same industry, the average monthly price growth was -0.36%, and the average quarterly price growth was +23.00%.

Reported Earning Dates

NATL is expected to report earnings on Nov 18, 2025.

UPBD is expected to report earnings on Oct 29, 2025.

Industries' Descriptions

@Packaged Software (-1.74% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
NATL($2.95B) has a higher market cap than UPBD($1.47B). NATL has higher P/E ratio than UPBD: NATL (23.28) vs UPBD (14.11). NATL YTD gains are higher at: 18.072 vs. UPBD (-10.127). UPBD has higher annual earnings (EBITDA): 1.73B vs. NATL (767M). NATL has more cash in the bank: 357M vs. UPBD (107M). UPBD has less debt than NATL: UPBD (1.85B) vs NATL (3.02B). UPBD (4.48B) and NATL (4.27B) have equivalent revenues.
NATLUPBDNATL / UPBD
Capitalization2.95B1.47B200%
EBITDA767M1.73B44%
Gain YTD18.072-10.127-178%
P/E Ratio23.2814.11165%
Revenue4.27B4.48B95%
Total Cash357M107M334%
Total Debt3.02B1.85B163%
FUNDAMENTALS RATINGS
NATL vs UPBD: Fundamental Ratings
NATL
UPBD
OUTLOOK RATING
1..100
8923
VALUATION
overvalued / fair valued / undervalued
1..100
65
Fair valued
3
Undervalued
PROFIT vs RISK RATING
1..100
45100
SMR RATING
1..100
2252
PRICE GROWTH RATING
1..100
3852
P/E GROWTH RATING
1..100
3596
SEASONALITY SCORE
1..100
n/a85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UPBD's Valuation (3) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for NATL (65) in the Property Or Casualty Insurance industry. This means that UPBD’s stock grew somewhat faster than NATL’s over the last 12 months.

NATL's Profit vs Risk Rating (45) in the Property Or Casualty Insurance industry is somewhat better than the same rating for UPBD (100) in the Finance Or Rental Or Leasing industry. This means that NATL’s stock grew somewhat faster than UPBD’s over the last 12 months.

NATL's SMR Rating (22) in the Property Or Casualty Insurance industry is in the same range as UPBD (52) in the Finance Or Rental Or Leasing industry. This means that NATL’s stock grew similarly to UPBD’s over the last 12 months.

NATL's Price Growth Rating (38) in the Property Or Casualty Insurance industry is in the same range as UPBD (52) in the Finance Or Rental Or Leasing industry. This means that NATL’s stock grew similarly to UPBD’s over the last 12 months.

NATL's P/E Growth Rating (35) in the Property Or Casualty Insurance industry is somewhat better than the same rating for UPBD (96) in the Finance Or Rental Or Leasing industry. This means that NATL’s stock grew somewhat faster than UPBD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
NATLUPBD
RSI
ODDS (%)
Bearish Trend 3 days ago
80%
Bearish Trend 3 days ago
70%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
77%
Bearish Trend 3 days ago
78%
Momentum
ODDS (%)
Bullish Trend 3 days ago
79%
Bullish Trend 3 days ago
81%
MACD
ODDS (%)
Bearish Trend 3 days ago
56%
Bullish Trend 3 days ago
76%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
77%
Bearish Trend 3 days ago
70%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
74%
Bullish Trend 3 days ago
73%
Advances
ODDS (%)
Bullish Trend 3 days ago
74%
Bullish Trend 3 days ago
71%
Declines
ODDS (%)
Bearish Trend 6 days ago
79%
Bearish Trend 6 days ago
71%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
86%
Bullish Trend 6 days ago
76%
Aroon
ODDS (%)
Bullish Trend 3 days ago
85%
Bullish Trend 3 days ago
70%
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NATL
Daily Signalchanged days ago
Gain/Loss if bought
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UPBD
Daily Signalchanged days ago
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NATL and

Correlation & Price change

A.I.dvisor indicates that over the last year, NATL has been loosely correlated with EEFT. These tickers have moved in lockstep 53% of the time. This A.I.-generated data suggests there is some statistical probability that if NATL jumps, then EEFT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NATL
1D Price
Change %
NATL100%
+0.70%
EEFT - NATL
53%
Loosely correlated
+0.32%
CPAY - NATL
52%
Loosely correlated
-1.03%
NTCT - NATL
48%
Loosely correlated
-0.76%
FFIV - NATL
46%
Loosely correlated
+0.49%
UPBD - NATL
46%
Loosely correlated
+0.43%
More

UPBD and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPBD has been closely correlated with PRG. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UPBD jumps, then PRG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPBD
1D Price
Change %
UPBD100%
+0.43%
PRG - UPBD
67%
Closely correlated
-0.42%
ALLY - UPBD
53%
Loosely correlated
-0.51%
OMF - UPBD
52%
Loosely correlated
-1.77%
SYF - UPBD
52%
Loosely correlated
-1.63%
SPSC - UPBD
52%
Loosely correlated
+1.13%
More