NU
Price
$13.60
Change
+$0.11 (+0.82%)
Updated
Jul 3 closing price
Capitalization
56.33B
39 days until earnings call
SOFI
Price
$18.12
Change
-$0.00 (-0.00%)
Updated
Jul 3 closing price
Capitalization
7.66B
22 days until earnings call
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NU vs SOFI

Header iconNU vs SOFI Comparison
Open Charts NU vs SOFIBanner chart's image
Nu Holdings
Price$13.60
Change+$0.11 (+0.82%)
Volume$32.69M
Capitalization56.33B
SoFi Technologies
Price$18.12
Change-$0.00 (-0.00%)
Volume$1.11M
Capitalization7.66B
NU vs SOFI Comparison Chart in %
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NU
Daily Signalchanged days ago
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SOFI
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NU vs. SOFI commentary
Jul 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NU is a StrongBuy and SOFI is a StrongBuy.

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COMPARISON
Comparison
Jul 07, 2025
Stock price -- (NU: $13.60 vs. SOFI: $18.57)
Brand notoriety: NU and SOFI are both not notable
NU represents the Regional Banks, while SOFI is part of the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: NU: 53% vs. SOFI: 69%
Market capitalization -- NU: $56.33B vs. SOFI: $7.66B
NU [@Regional Banks] is valued at $56.33B. SOFI’s [@Finance/Rental/Leasing] market capitalization is $7.66B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

NU’s FA Score shows that 1 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • NU’s FA Score: 1 green, 4 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, both NU and SOFI are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

NU’s TA Score shows that 4 TA indicator(s) are bullish while SOFI’s TA Score has 5 bullish TA indicator(s).

  • NU’s TA Score: 4 bullish, 3 bearish.
  • SOFI’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both NU and SOFI are a good buy in the short-term.

Price Growth

NU (@Regional Banks) experienced а +1.57% price change this week, while SOFI (@Finance/Rental/Leasing) price change was +10.73% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.85%, and the average quarterly price growth was +11.72%.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +2.32%. For the same industry, the average monthly price growth was +6.71%, and the average quarterly price growth was +16.74%.

Reported Earning Dates

NU is expected to report earnings on Nov 18, 2025.

SOFI is expected to report earnings on Nov 04, 2025.

Industries' Descriptions

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

@Finance/Rental/Leasing (+2.32% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
NU($56.3B) has a higher market cap than SOFI($7.66B). NU has higher P/E ratio than SOFI: NU (55.73) vs SOFI (9.44). NU YTD gains are higher at: 31.274 vs. SOFI (20.584). NU has less debt than SOFI: NU (1.12B) vs SOFI (5.36B). NU has higher revenues than SOFI: NU (4.91B) vs SOFI (2.11B).
NUSOFINU / SOFI
Capitalization56.3B7.66B735%
EBITDAN/AN/A-
Gain YTD31.27420.584152%
P/E Ratio55.739.44590%
Revenue4.91B2.11B233%
Total CashN/AN/A-
Total Debt1.12B5.36B21%
TECHNICAL ANALYSIS
Technical Analysis
NUSOFI
RSI
ODDS (%)
N/A
Bearish Trend 4 days ago
85%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
63%
Bearish Trend 4 days ago
87%
Momentum
ODDS (%)
Bullish Trend 4 days ago
85%
Bullish Trend 4 days ago
83%
MACD
ODDS (%)
Bullish Trend 4 days ago
86%
Bullish Trend 4 days ago
86%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
83%
Bullish Trend 4 days ago
82%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
81%
Bullish Trend 4 days ago
81%
Advances
ODDS (%)
Bullish Trend 13 days ago
80%
Bullish Trend 4 days ago
84%
Declines
ODDS (%)
Bearish Trend 5 days ago
70%
Bearish Trend 24 days ago
84%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
77%
Aroon
ODDS (%)
Bullish Trend 4 days ago
80%
Bullish Trend 4 days ago
84%
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NU
Daily Signalchanged days ago
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SOFI
Daily Signalchanged days ago
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