OCFC
Price
$18.99
Change
-$0.02 (-0.11%)
Updated
Jul 10 closing price
Capitalization
932.06M
13 days until earnings call
TRST
Price
$35.34
Change
+$0.06 (+0.17%)
Updated
Jul 10 closing price
Capitalization
534.21M
17 days until earnings call
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OCFC vs TRST

Header iconOCFC vs TRST Comparison
Open Charts OCFC vs TRSTBanner chart's image
OceanFirst Financial
Price$18.99
Change-$0.02 (-0.11%)
Volume$228.84K
Capitalization932.06M
TrustCo Bank
Price$35.34
Change+$0.06 (+0.17%)
Volume$60.57K
Capitalization534.21M
OCFC vs TRST Comparison Chart in %
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OCFC
Daily Signalchanged days ago
Gain/Loss if bought
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TRST
Daily Signalchanged days ago
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OCFC vs. TRST commentary
Jul 11, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OCFC is a Buy and TRST is a StrongBuy.

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COMPARISON
Comparison
Jul 11, 2025
Stock price -- (OCFC: $18.99 vs. TRST: $35.34)
Brand notoriety: OCFC and TRST are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OCFC: 76% vs. TRST: 69%
Market capitalization -- OCFC: $932.06M vs. TRST: $534.21M
OCFC [@Regional Banks] is valued at $932.06M. TRST’s [@Regional Banks] market capitalization is $534.21M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OCFC’s FA Score shows that 3 FA rating(s) are green whileTRST’s FA Score has 2 green FA rating(s).

  • OCFC’s FA Score: 3 green, 2 red.
  • TRST’s FA Score: 2 green, 3 red.
According to our system of comparison, both OCFC and TRST are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OCFC’s TA Score shows that 4 TA indicator(s) are bullish while TRST’s TA Score has 4 bullish TA indicator(s).

  • OCFC’s TA Score: 4 bullish, 4 bearish.
  • TRST’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, OCFC is a better buy in the short-term than TRST.

Price Growth

OCFC (@Regional Banks) experienced а +1.12% price change this week, while TRST (@Regional Banks) price change was -0.67% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.53%. For the same industry, the average monthly price growth was +4.18%, and the average quarterly price growth was +13.97%.

Reported Earning Dates

OCFC is expected to report earnings on Oct 22, 2025.

TRST is expected to report earnings on Oct 27, 2025.

Industries' Descriptions

@Regional Banks (+0.53% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OCFC($932M) has a higher market cap than TRST($534M). OCFC (9.30) and TRST (9.12) have similar P/E ratio . TRST YTD gains are higher at: 8.577 vs. OCFC (7.346). TRST has less debt than OCFC: TRST (44.5M) vs OCFC (974M). OCFC has higher revenues than TRST: OCFC (399M) vs TRST (190M).
OCFCTRSTOCFC / TRST
Capitalization932M534M175%
EBITDAN/AN/A-
Gain YTD7.3468.57786%
P/E Ratio9.309.12102%
Revenue399M190M210%
Total CashN/AN/A-
Total Debt974M44.5M2,189%
FUNDAMENTALS RATINGS
OCFC vs TRST: Fundamental Ratings
OCFC
TRST
OUTLOOK RATING
1..100
2028
VALUATION
overvalued / fair valued / undervalued
1..100
20
Undervalued
53
Fair valued
PROFIT vs RISK RATING
1..100
6346
SMR RATING
1..100
1625
PRICE GROWTH RATING
1..100
4443
P/E GROWTH RATING
1..100
2326
SEASONALITY SCORE
1..100
1550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OCFC's Valuation (20) in the Savings Banks industry is somewhat better than the same rating for TRST (53) in the Regional Banks industry. This means that OCFC’s stock grew somewhat faster than TRST’s over the last 12 months.

TRST's Profit vs Risk Rating (46) in the Regional Banks industry is in the same range as OCFC (63) in the Savings Banks industry. This means that TRST’s stock grew similarly to OCFC’s over the last 12 months.

OCFC's SMR Rating (16) in the Savings Banks industry is in the same range as TRST (25) in the Regional Banks industry. This means that OCFC’s stock grew similarly to TRST’s over the last 12 months.

TRST's Price Growth Rating (43) in the Regional Banks industry is in the same range as OCFC (44) in the Savings Banks industry. This means that TRST’s stock grew similarly to OCFC’s over the last 12 months.

OCFC's P/E Growth Rating (23) in the Savings Banks industry is in the same range as TRST (26) in the Regional Banks industry. This means that OCFC’s stock grew similarly to TRST’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OCFCTRST
RSI
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
84%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
75%
Bearish Trend 1 day ago
61%
Momentum
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
56%
MACD
ODDS (%)
Bullish Trend 1 day ago
57%
Bullish Trend 1 day ago
77%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
54%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
56%
Advances
ODDS (%)
Bullish Trend 3 days ago
66%
Bullish Trend 9 days ago
54%
Declines
ODDS (%)
Bearish Trend 29 days ago
64%
Bearish Trend 25 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
70%
Bearish Trend 1 day ago
66%
Aroon
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
48%
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OCFC
Daily Signalchanged days ago
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TRST
Daily Signalchanged days ago
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OCFC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OCFC has been closely correlated with HOPE. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if OCFC jumps, then HOPE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OCFC
1D Price
Change %
OCFC100%
-0.11%
HOPE - OCFC
89%
Closely correlated
+0.26%
NWBI - OCFC
89%
Closely correlated
+0.37%
UBSI - OCFC
89%
Closely correlated
+0.29%
TCBK - OCFC
88%
Closely correlated
+0.49%
PFS - OCFC
88%
Closely correlated
+0.27%
More

TRST and

Correlation & Price change

A.I.dvisor indicates that over the last year, TRST has been closely correlated with NWBI. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if TRST jumps, then NWBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TRST
1D Price
Change %
TRST100%
+0.17%
NWBI - TRST
88%
Closely correlated
+0.37%
STBA - TRST
86%
Closely correlated
+0.51%
TCBK - TRST
86%
Closely correlated
+0.49%
THFF - TRST
86%
Closely correlated
-0.09%
CTBI - TRST
86%
Closely correlated
+0.36%
More