OPHC
Price
$4.13
Change
-$0.02 (-0.48%)
Updated
Nov 19, 04:58 PM (EDT)
Capitalization
47.87M
83 days until earnings call
Intraday BUY SELL Signals
PDLB
Price
$15.05
Change
-$0.04 (-0.27%)
Updated
Nov 19 closing price
Capitalization
361.22M
75 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

OPHC vs PDLB

Header iconOPHC vs PDLB Comparison
Open Charts OPHC vs PDLBBanner chart's image
OptimumBank Holdings
Price$4.13
Change-$0.02 (-0.48%)
Volume$330
Capitalization47.87M
Ponce Financial Group
Price$15.05
Change-$0.04 (-0.27%)
Volume$48.18K
Capitalization361.22M
OPHC vs PDLB Comparison Chart in %
OPHC
Daily Signal:
Gain/Loss:
PDLB
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
OPHC vs. PDLB commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a Hold and PDLB is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Nov 20, 2025
Stock price -- (OPHC: $4.15 vs. PDLB: $15.05)
Brand notoriety: OPHC and PDLB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 35% vs. PDLB: 88%
Market capitalization -- OPHC: $47.87M vs. PDLB: $361.22M
OPHC [@Regional Banks] is valued at $47.87M. PDLB’s [@Regional Banks] market capitalization is $361.22M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whilePDLB’s FA Score has 0 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • PDLB’s FA Score: 0 green, 5 red.
According to our system of comparison, OPHC is a better buy in the long-term than PDLB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 5 TA indicator(s) are bullish while PDLB’s TA Score has 5 bullish TA indicator(s).

  • OPHC’s TA Score: 5 bullish, 3 bearish.
  • PDLB’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than PDLB.

Price Growth

OPHC (@Regional Banks) experienced а +0.48% price change this week, while PDLB (@Regional Banks) price change was -5.05% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.93%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

OPHC is expected to report earnings on Feb 11, 2026.

PDLB is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (-0.93% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
PDLB($361M) has a higher market cap than OPHC($47.9M). PDLB has higher P/E ratio than OPHC: PDLB (16.94) vs OPHC (3.03). PDLB YTD gains are higher at: 15.769 vs. OPHC (-12.815). OPHC has less debt than PDLB: OPHC (2.66M) vs PDLB (567M). PDLB has higher revenues than OPHC: PDLB (92.3M) vs OPHC (43.1M).
OPHCPDLBOPHC / PDLB
Capitalization47.9M361M13%
EBITDAN/AN/A-
Gain YTD-12.81515.769-81%
P/E Ratio3.0316.9418%
Revenue43.1M92.3M47%
Total Cash15.4MN/A-
Total Debt2.66M567M0%
FUNDAMENTALS RATINGS
OPHC vs PDLB: Fundamental Ratings
OPHC
PDLB
OUTLOOK RATING
1..100
1373
VALUATION
overvalued / fair valued / undervalued
1..100
16
Undervalued
74
Overvalued
PROFIT vs RISK RATING
1..100
7762
SMR RATING
1..100
4652
PRICE GROWTH RATING
1..100
5847
P/E GROWTH RATING
1..100
7093
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (16) in the Regional Banks industry is somewhat better than the same rating for PDLB (74). This means that OPHC’s stock grew somewhat faster than PDLB’s over the last 12 months.

PDLB's Profit vs Risk Rating (62) in the Regional Banks industry is in the same range as OPHC (77). This means that PDLB’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's SMR Rating (46) in the Regional Banks industry is in the same range as PDLB (52). This means that OPHC’s stock grew similarly to PDLB’s over the last 12 months.

PDLB's Price Growth Rating (47) in the Regional Banks industry is in the same range as OPHC (58). This means that PDLB’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's P/E Growth Rating (70) in the Regional Banks industry is in the same range as PDLB (93). This means that OPHC’s stock grew similarly to PDLB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCPDLB
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
55%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 1 day ago
38%
Momentum
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 1 day ago
52%
MACD
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 1 day ago
66%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 1 day ago
46%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 1 day ago
58%
Advances
ODDS (%)
Bullish Trend 8 days ago
66%
Bullish Trend 10 days ago
56%
Declines
ODDS (%)
Bearish Trend 15 days ago
59%
Bearish Trend 3 days ago
47%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 1 day ago
54%
Aroon
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 1 day ago
43%
View a ticker or compare two or three
Interact to see
Advertisement
OPHC
Daily Signal:
Gain/Loss:
PDLB
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
FBSFF16.95N/A
N/A
Fabasoft AG
YSHLF2.49N/A
N/A
Yangzijiang Shipbuilding Holdings, Ltd.
NTSGF1.39N/A
N/A
NATIONAL STORAGE REIT
ENFD1.95N/A
N/A
ENERGYFUNDERS YIELD FD I LLC
WMLLF0.05-0.01
-13.71%
Wealth Minerals Ltd.

OPHC and

Correlation & Price change

A.I.dvisor tells us that OPHC and LSBK have been poorly correlated (+32% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that OPHC and LSBK's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
N/A
LSBK - OPHC
32%
Poorly correlated
-0.50%
PDLB - OPHC
31%
Poorly correlated
-0.27%
VLYPP - OPHC
30%
Poorly correlated
N/A
CFBK - OPHC
29%
Poorly correlated
-0.31%
MBINN - OPHC
28%
Poorly correlated
+0.31%
More