OPHC
Price
$4.53
Change
+$0.01 (+0.22%)
Updated
Jul 3 closing price
Capitalization
33.75M
37 days until earnings call
THVB
Price
$82.00
Change
+$2.00 (+2.50%)
Updated
Jul 1 closing price
Capitalization
387.6M
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OPHC vs THVB

Header iconOPHC vs THVB Comparison
Open Charts OPHC vs THVBBanner chart's image
OptimumBank Holdings
Price$4.53
Change+$0.01 (+0.22%)
Volume$2.91K
Capitalization33.75M
Thomasville Bancshares
Price$82.00
Change+$2.00 (+2.50%)
Volume$771
Capitalization387.6M
OPHC vs THVB Comparison Chart in %
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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THVB
Daily Signalchanged days ago
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OPHC vs. THVB commentary
Jul 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a Hold and THVB is a Buy.

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COMPARISON
Comparison
Jul 06, 2025
Stock price -- (OPHC: $4.53 vs. THVB: $82.00)
Brand notoriety: OPHC and THVB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 22% vs. THVB: 252%
Market capitalization -- OPHC: $33.75M vs. THVB: $387.6M
OPHC [@Regional Banks] is valued at $33.75M. THVB’s [@Regional Banks] market capitalization is $387.6M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whileTHVB’s FA Score has 2 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • THVB’s FA Score: 2 green, 3 red.
According to our system of comparison, THVB is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 3 TA indicator(s) are bullish while THVB’s TA Score has 6 bullish TA indicator(s).

  • OPHC’s TA Score: 3 bullish, 4 bearish.
  • THVB’s TA Score: 6 bullish, 2 bearish.
According to our system of comparison, THVB is a better buy in the short-term than OPHC.

Price Growth

OPHC (@Regional Banks) experienced а +1.80% price change this week, while THVB (@Regional Banks) price change was +7.19% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.85%, and the average quarterly price growth was +11.72%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
THVB($388M) has a higher market cap than OPHC($33.8M). THVB has higher P/E ratio than OPHC: THVB (16.03) vs OPHC (4.74). THVB YTD gains are higher at: 17.324 vs. OPHC (-4.832). THVB has less debt than OPHC: THVB (24.3M) vs OPHC (64.2M). THVB has higher revenues than OPHC: THVB (47.2M) vs OPHC (27.2M).
OPHCTHVBOPHC / THVB
Capitalization33.8M388M9%
EBITDAN/AN/A-
Gain YTD-4.83217.324-28%
P/E Ratio4.7416.0330%
Revenue27.2M47.2M58%
Total CashN/AN/A-
Total Debt64.2M24.3M264%
FUNDAMENTALS RATINGS
OPHC vs THVB: Fundamental Ratings
OPHC
THVB
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
10
Undervalued
95
Overvalued
PROFIT vs RISK RATING
1..100
5713
SMR RATING
1..100
4126
PRICE GROWTH RATING
1..100
5247
P/E GROWTH RATING
1..100
8044
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (10) in the Regional Banks industry is significantly better than the same rating for THVB (95) in the null industry. This means that OPHC’s stock grew significantly faster than THVB’s over the last 12 months.

THVB's Profit vs Risk Rating (13) in the null industry is somewhat better than the same rating for OPHC (57) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

THVB's SMR Rating (26) in the null industry is in the same range as OPHC (41) in the Regional Banks industry. This means that THVB’s stock grew similarly to OPHC’s over the last 12 months.

THVB's Price Growth Rating (47) in the null industry is in the same range as OPHC (52) in the Regional Banks industry. This means that THVB’s stock grew similarly to OPHC’s over the last 12 months.

THVB's P/E Growth Rating (44) in the null industry is somewhat better than the same rating for OPHC (80) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCTHVB
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
10%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
69%
Bearish Trend 3 days ago
13%
Momentum
ODDS (%)
Bullish Trend 3 days ago
75%
Bullish Trend 3 days ago
24%
MACD
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 3 days ago
23%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
74%
Bullish Trend 3 days ago
28%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
70%
Bullish Trend 3 days ago
33%
Advances
ODDS (%)
Bullish Trend 3 days ago
73%
N/A
Declines
ODDS (%)
Bearish Trend 20 days ago
59%
N/A
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
66%
Bullish Trend 3 days ago
8%
Aroon
ODDS (%)
Bearish Trend 3 days ago
61%
Bullish Trend 3 days ago
35%
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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THVB
Daily Signalchanged days ago
Gain/Loss if bought
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THVB and

Correlation & Price change

A.I.dvisor tells us that THVB and MLYNF have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that THVB and MLYNF's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To THVB
1D Price
Change %
THVB100%
N/A
MLYNF - THVB
30%
Poorly correlated
N/A
OPHC - THVB
22%
Poorly correlated
+0.22%
AFBI - THVB
21%
Poorly correlated
-0.60%
FINW - THVB
20%
Poorly correlated
-0.32%
TDCB - THVB
9%
Poorly correlated
+4.46%
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