OPHC
Price
$4.26
Change
+$0.03 (+0.71%)
Updated
Sep 8, 04:50 PM (EDT)
Capitalization
49.94M
60 days until earnings call
THVB
Price
$90.61
Change
-$0.04 (-0.04%)
Updated
Sep 5 closing price
Capitalization
571.93M
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OPHC vs THVB

Header iconOPHC vs THVB Comparison
Open Charts OPHC vs THVBBanner chart's image
OptimumBank Holdings
Price$4.26
Change+$0.03 (+0.71%)
Volume$100
Capitalization49.94M
Thomasville Bancshares
Price$90.61
Change-$0.04 (-0.04%)
Volume$221
Capitalization571.93M
OPHC vs THVB Comparison Chart in %
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OPHC
Daily Signalchanged days ago
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THVB
Daily Signalchanged days ago
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OPHC vs. THVB commentary
Sep 09, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a StrongBuy and THVB is a Buy.

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COMPARISON
Comparison
Sep 09, 2025
Stock price -- (OPHC: $4.23 vs. THVB: $90.61)
Brand notoriety: OPHC and THVB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 10% vs. THVB: 33%
Market capitalization -- OPHC: $49.71M vs. THVB: $571.99M
OPHC [@Regional Banks] is valued at $49.71M. THVB’s [@Regional Banks] market capitalization is $571.99M. The market cap for tickers in the [@Regional Banks] industry ranges from $167.72B to $0. The average market capitalization across the [@Regional Banks] industry is $7.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whileTHVB’s FA Score has 3 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • THVB’s FA Score: 3 green, 2 red.
According to our system of comparison, THVB is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 6 TA indicator(s) are bullish while THVB’s TA Score has 4 bullish TA indicator(s).

  • OPHC’s TA Score: 6 bullish, 4 bearish.
  • THVB’s TA Score: 4 bullish, 2 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than THVB.

Price Growth

OPHC (@Regional Banks) experienced а -0.47% price change this week, while THVB (@Regional Banks) price change was -0.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.34%. For the same industry, the average monthly price growth was +4.59%, and the average quarterly price growth was +14.50%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+0.34% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
THVB($572M) has a higher market cap than OPHC($49.9M). THVB has higher P/E ratio than OPHC: THVB (15.30) vs OPHC (3.32). THVB YTD gains are higher at: 29.643 vs. OPHC (-11.134). OPHC has less debt than THVB: OPHC (2.66M) vs THVB (24.3M). THVB has higher revenues than OPHC: THVB (90.1M) vs OPHC (43.1M).
OPHCTHVBOPHC / THVB
Capitalization49.9M572M9%
EBITDAN/AN/A-
Gain YTD-11.13429.643-38%
P/E Ratio3.3215.3022%
Revenue43.1M90.1M48%
Total Cash15.4MN/A-
Total Debt2.66M24.3M11%
FUNDAMENTALS RATINGS
OPHC vs THVB: Fundamental Ratings
OPHC
THVB
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
72
Overvalued
PROFIT vs RISK RATING
1..100
7411
SMR RATING
1..100
4630
PRICE GROWTH RATING
1..100
7743
P/E GROWTH RATING
1..100
6730
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (18) in the Regional Banks industry is somewhat better than the same rating for THVB (72) in the null industry. This means that OPHC’s stock grew somewhat faster than THVB’s over the last 12 months.

THVB's Profit vs Risk Rating (11) in the null industry is somewhat better than the same rating for OPHC (74) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

THVB's SMR Rating (30) in the null industry is in the same range as OPHC (46) in the Regional Banks industry. This means that THVB’s stock grew similarly to OPHC’s over the last 12 months.

THVB's Price Growth Rating (43) in the null industry is somewhat better than the same rating for OPHC (77) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

THVB's P/E Growth Rating (30) in the null industry is somewhat better than the same rating for OPHC (67) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCTHVB
RSI
ODDS (%)
Bullish Trend 4 days ago
73%
Bearish Trend 4 days ago
17%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
79%
Bearish Trend 4 days ago
15%
Momentum
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 4 days ago
23%
MACD
ODDS (%)
Bearish Trend 4 days ago
68%
Bullish Trend 4 days ago
30%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
61%
Bullish Trend 4 days ago
30%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
59%
Bullish Trend 4 days ago
35%
Advances
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 7 days ago
30%
Declines
ODDS (%)
Bearish Trend 6 days ago
58%
N/A
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
74%
N/A
Aroon
ODDS (%)
Bullish Trend 5 days ago
63%
Bullish Trend 4 days ago
37%
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OPHC
Daily Signalchanged days ago
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THVB
Daily Signalchanged days ago
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OPHC and

Correlation & Price change

A.I.dvisor tells us that OPHC and LSBK have been poorly correlated (+32% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that OPHC and LSBK's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+0.04%
LSBK - OPHC
32%
Poorly correlated
-0.45%
PDLB - OPHC
31%
Poorly correlated
-0.60%
CFBK - OPHC
29%
Poorly correlated
+1.81%
VLYPP - OPHC
29%
Poorly correlated
+0.41%
MBINN - OPHC
28%
Poorly correlated
+0.88%
More

THVB and

Correlation & Price change

A.I.dvisor tells us that THVB and MLYNF have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that THVB and MLYNF's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To THVB
1D Price
Change %
THVB100%
-0.04%
MLYNF - THVB
30%
Poorly correlated
N/A
OPHC - THVB
22%
Poorly correlated
+0.04%
AFBI - THVB
21%
Poorly correlated
+0.20%
FINW - THVB
20%
Poorly correlated
-0.51%
TDCB - THVB
9%
Poorly correlated
N/A
More