OPHC
Price
$4.29
Change
+$0.02 (+0.47%)
Updated
Aug 15 closing price
Capitalization
50.41M
83 days until earnings call
THVB
Price
$83.50
Change
+$2.94 (+3.65%)
Updated
Aug 7 closing price
Capitalization
527.11M
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OPHC vs THVB

Header iconOPHC vs THVB Comparison
Open Charts OPHC vs THVBBanner chart's image
OptimumBank Holdings
Price$4.29
Change+$0.02 (+0.47%)
Volume$12.47K
Capitalization50.41M
Thomasville Bancshares
Price$83.50
Change+$2.94 (+3.65%)
Volume$131
Capitalization527.11M
OPHC vs THVB Comparison Chart in %
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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THVB
Daily Signalchanged days ago
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OPHC vs. THVB commentary
Aug 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a Hold and THVB is a StrongBuy.

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COMPARISON
Comparison
Aug 17, 2025
Stock price -- (OPHC: $4.29 vs. THVB: $83.50)
Brand notoriety: OPHC and THVB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 69% vs. THVB: 27%
Market capitalization -- OPHC: $50.41M vs. THVB: $527.11M
OPHC [@Regional Banks] is valued at $50.41M. THVB’s [@Regional Banks] market capitalization is $527.11M. The market cap for tickers in the [@Regional Banks] industry ranges from $174.7B to $0. The average market capitalization across the [@Regional Banks] industry is $7.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whileTHVB’s FA Score has 2 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • THVB’s FA Score: 2 green, 3 red.
According to our system of comparison, THVB is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 5 TA indicator(s) are bullish while THVB’s TA Score has 3 bullish TA indicator(s).

  • OPHC’s TA Score: 5 bullish, 5 bearish.
  • THVB’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than THVB.

Price Growth

OPHC (@Regional Banks) experienced а +0.94% price change this week, while THVB (@Regional Banks) price change was 0.00% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.72%. For the same industry, the average monthly price growth was +2.56%, and the average quarterly price growth was +8.87%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+1.72% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
THVB($527M) has a higher market cap than OPHC($50.4M). THVB has higher P/E ratio than OPHC: THVB (14.10) vs OPHC (3.35). THVB YTD gains are higher at: 19.470 vs. OPHC (-9.874). OPHC has less debt than THVB: OPHC (12.7M) vs THVB (24.3M). THVB has higher revenues than OPHC: THVB (90.1M) vs OPHC (41M).
OPHCTHVBOPHC / THVB
Capitalization50.4M527M10%
EBITDAN/AN/A-
Gain YTD-9.87419.470-51%
P/E Ratio3.3514.1024%
Revenue41M90.1M46%
Total Cash15.4MN/A-
Total Debt12.7M24.3M52%
FUNDAMENTALS RATINGS
OPHC vs THVB: Fundamental Ratings
OPHC
THVB
OUTLOOK RATING
1..100
384
VALUATION
overvalued / fair valued / undervalued
1..100
20
Undervalued
67
Overvalued
PROFIT vs RISK RATING
1..100
6515
SMR RATING
1..100
4730
PRICE GROWTH RATING
1..100
7749
P/E GROWTH RATING
1..100
7236
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (20) in the Regional Banks industry is somewhat better than the same rating for THVB (67) in the null industry. This means that OPHC’s stock grew somewhat faster than THVB’s over the last 12 months.

THVB's Profit vs Risk Rating (15) in the null industry is somewhat better than the same rating for OPHC (65) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

THVB's SMR Rating (30) in the null industry is in the same range as OPHC (47) in the Regional Banks industry. This means that THVB’s stock grew similarly to OPHC’s over the last 12 months.

THVB's Price Growth Rating (49) in the null industry is in the same range as OPHC (77) in the Regional Banks industry. This means that THVB’s stock grew similarly to OPHC’s over the last 12 months.

THVB's P/E Growth Rating (36) in the null industry is somewhat better than the same rating for OPHC (72) in the Regional Banks industry. This means that THVB’s stock grew somewhat faster than OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCTHVB
RSI
ODDS (%)
Bullish Trend 2 days ago
87%
Bearish Trend 2 days ago
18%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 2 days ago
14%
Momentum
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
27%
MACD
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
22%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
30%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
59%
Bullish Trend 2 days ago
35%
Advances
ODDS (%)
Bullish Trend 13 days ago
72%
Bullish Trend 26 days ago
30%
Declines
ODDS (%)
Bearish Trend 20 days ago
58%
Bearish Trend 11 days ago
14%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
83%
Bearish Trend 4 days ago
19%
Aroon
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
39%
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OPHC
Daily Signalchanged days ago
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THVB
Daily Signalchanged days ago
Gain/Loss if bought
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THVB and

Correlation & Price change

A.I.dvisor tells us that THVB and MLYNF have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that THVB and MLYNF's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To THVB
1D Price
Change %
THVB100%
N/A
MLYNF - THVB
30%
Poorly correlated
N/A
OPHC - THVB
22%
Poorly correlated
+0.47%
AFBI - THVB
21%
Poorly correlated
N/A
FINW - THVB
20%
Poorly correlated
-1.91%
TDCB - THVB
9%
Poorly correlated
N/A
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