OPHC
Price
$4.19
Change
+$0.04 (+0.96%)
Updated
Oct 8, 01:03 PM (EDT)
Capitalization
48.77M
30 days until earnings call
VLYPP
Price
$25.40
Change
+$0.09 (+0.36%)
Updated
Oct 8, 12:24 PM (EDT)
Capitalization
N/A
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OPHC vs VLYPP

Header iconOPHC vs VLYPP Comparison
Open Charts OPHC vs VLYPPBanner chart's image
OptimumBank Holdings
Price$4.19
Change+$0.04 (+0.96%)
VolumeN/A
Capitalization48.77M
Valley National Ban
Price$25.40
Change+$0.09 (+0.36%)
Volume$100
CapitalizationN/A
OPHC vs VLYPP Comparison Chart in %
OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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VLYPP
Daily Signalchanged days ago
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OPHC vs. VLYPP commentary
Oct 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a Hold and VLYPP is a Hold.

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COMPARISON
Comparison
Oct 08, 2025
Stock price -- (OPHC: $4.15 vs. VLYPP: $25.31)
Brand notoriety: OPHC and VLYPP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 37% vs. VLYPP: 89%
Market capitalization -- OPHC: $48.77M vs. VLYPP: $0
OPHC [@Regional Banks] is valued at $48.77M. VLYPP’s [@Regional Banks] market capitalization is $0. The market cap for tickers in the [@Regional Banks] industry ranges from $170.11B to $0. The average market capitalization across the [@Regional Banks] industry is $7.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whileVLYPP’s FA Score has 2 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • VLYPP’s FA Score: 2 green, 3 red.
According to our system of comparison, both OPHC and VLYPP are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 5 TA indicator(s) are bullish while VLYPP’s TA Score has 4 bullish TA indicator(s).

  • OPHC’s TA Score: 5 bullish, 3 bearish.
  • VLYPP’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than VLYPP.

Price Growth

OPHC (@Regional Banks) experienced а +1.22% price change this week, while VLYPP (@Regional Banks) price change was -0.43% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +0.16%, and the average quarterly price growth was +20.57%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
VLYPP YTD gains are higher at: 3.867 vs. OPHC (-12.815). VLYPP has more cash in the bank: 441M vs. OPHC (15.4M). OPHC has less debt than VLYPP: OPHC (2.66M) vs VLYPP (3.45B). VLYPP has higher revenues than OPHC: VLYPP (1.91B) vs OPHC (43.1M).
OPHCVLYPPOPHC / VLYPP
Capitalization48.8MN/A-
EBITDAN/AN/A-
Gain YTD-12.8153.867-331%
P/E Ratio3.24N/A-
Revenue43.1M1.91B2%
Total Cash15.4M441M3%
Total Debt2.66M3.45B0%
FUNDAMENTALS RATINGS
OPHC vs VLYPP: Fundamental Ratings
OPHC
VLYPP
OUTLOOK RATING
1..100
8082
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
3
Undervalued
PROFIT vs RISK RATING
1..100
7078
SMR RATING
1..100
471
PRICE GROWTH RATING
1..100
6153
P/E GROWTH RATING
1..100
75100
SEASONALITY SCORE
1..100
501

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VLYPP's Valuation (3) in the Regional Banks industry is in the same range as OPHC (18). This means that VLYPP’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's Profit vs Risk Rating (70) in the Regional Banks industry is in the same range as VLYPP (78). This means that OPHC’s stock grew similarly to VLYPP’s over the last 12 months.

VLYPP's SMR Rating (1) in the Regional Banks industry is somewhat better than the same rating for OPHC (47). This means that VLYPP’s stock grew somewhat faster than OPHC’s over the last 12 months.

VLYPP's Price Growth Rating (53) in the Regional Banks industry is in the same range as OPHC (61). This means that VLYPP’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's P/E Growth Rating (75) in the Regional Banks industry is in the same range as VLYPP (100). This means that OPHC’s stock grew similarly to VLYPP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCVLYPP
RSI
ODDS (%)
Bullish Trend 1 day ago
56%
Bearish Trend 1 day ago
33%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
45%
Momentum
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
41%
MACD
ODDS (%)
Bullish Trend 1 day ago
73%
Bearish Trend 1 day ago
45%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
70%
Bearish Trend 1 day ago
42%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
59%
Bullish Trend 1 day ago
41%
Advances
ODDS (%)
Bullish Trend 17 days ago
69%
Bullish Trend 16 days ago
52%
Declines
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
39%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
89%
Bullish Trend 1 day ago
68%
Aroon
ODDS (%)
Bearish Trend 1 day ago
58%
Bullish Trend 1 day ago
37%
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
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VLYPP and

Correlation & Price change

A.I.dvisor indicates that over the last year, VLYPP has been loosely correlated with FFIC. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if VLYPP jumps, then FFIC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VLYPP
1D Price
Change %
VLYPP100%
-0.22%
FFIC - VLYPP
49%
Loosely correlated
-0.29%
FHB - VLYPP
47%
Loosely correlated
-0.40%
DCOM - VLYPP
46%
Loosely correlated
-0.69%
HTBK - VLYPP
44%
Loosely correlated
-1.20%
BMRC - VLYPP
44%
Loosely correlated
-1.03%
More