OSBC
Price
$16.30
Change
-$0.08 (-0.49%)
Updated
Mar 11, 03:02 PM (EDT)
Capitalization
607.51M
36 days until earnings call
TOWN
Price
$33.79
Change
-$0.00 (-0.00%)
Updated
Mar 11, 03:34 PM (EDT)
Capitalization
2.06B
44 days until earnings call
Ad is loading...

OSBC vs TOWN

Header iconOSBC vs TOWN Comparison
Open Charts OSBC vs TOWNBanner chart's image
Old Second Ban
Price$16.30
Change-$0.08 (-0.49%)
Volume$500
Capitalization607.51M
TowneBank
Price$33.79
Change-$0.00 (-0.00%)
Volume$100
Capitalization2.06B
OSBC vs TOWN Comparison Chart
Loading...
OSBC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
OSBC vs. TOWN commentary
Mar 11, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a StrongBuy and TOWN is a StrongBuy.

Ad is loading...
COMPARISON
Comparison
Mar 11, 2025
Stock price -- (OSBC: $16.38 vs. TOWN: $33.82)
Brand notoriety: OSBC and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 115% vs. TOWN: 145%
Market capitalization -- OSBC: $607.51M vs. TOWN: $2.06B
OSBC [@Regional Banks] is valued at $607.51M. TOWN’s [@Regional Banks] market capitalization is $2.06B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 2 FA rating(s) are green whileTOWN’s FA Score has 3 green FA rating(s).

  • OSBC’s FA Score: 2 green, 3 red.
  • TOWN’s FA Score: 3 green, 2 red.
According to our system of comparison, OSBC is a better buy in the long-term than TOWN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 4 TA indicator(s) are bullish while TOWN’s TA Score has 5 bullish TA indicator(s).

  • OSBC’s TA Score: 4 bullish, 6 bearish.
  • TOWN’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than OSBC.

Price Growth

OSBC (@Regional Banks) experienced а -10.34% price change this week, while TOWN (@Regional Banks) price change was -8.45% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.40%. For the same industry, the average monthly price growth was -2.66%, and the average quarterly price growth was +7.65%.

Reported Earning Dates

OSBC is expected to report earnings on Apr 16, 2025.

TOWN is expected to report earnings on Apr 24, 2025.

Industries' Descriptions

@Regional Banks (-1.40% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
TOWN($2.06B) has a higher market cap than OSBC($608M). TOWN has higher P/E ratio than OSBC: TOWN (13.37) vs OSBC (6.71). TOWN YTD gains are higher at: -0.705 vs. OSBC (-7.580). TOWN has more cash in the bank: 83.9M vs. OSBC (59.5M). TOWN has less debt than OSBC: TOWN (460M) vs OSBC (490M). TOWN has higher revenues than OSBC: TOWN (695M) vs OSBC (281M).
OSBCTOWNOSBC / TOWN
Capitalization608M2.06B29%
EBITDAN/AN/A-
Gain YTD-7.580-0.7051,076%
P/E Ratio6.7113.3750%
Revenue281M695M40%
Total Cash59.5M83.9M71%
Total Debt490M460M107%
FUNDAMENTALS RATINGS
OSBC vs TOWN: Fundamental Ratings
OSBC
TOWN
OUTLOOK RATING
1..100
7459
VALUATION
overvalued / fair valued / undervalued
1..100
55
Fair valued
75
Overvalued
PROFIT vs RISK RATING
1..100
4032
SMR RATING
1..100
1713
PRICE GROWTH RATING
1..100
9494
P/E GROWTH RATING
1..100
2228
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (55) in the Regional Banks industry is in the same range as TOWN (75). This means that OSBC’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Profit vs Risk Rating (32) in the Regional Banks industry is in the same range as OSBC (40). This means that TOWN’s stock grew similarly to OSBC’s over the last 12 months.

TOWN's SMR Rating (13) in the Regional Banks industry is in the same range as OSBC (17). This means that TOWN’s stock grew similarly to OSBC’s over the last 12 months.

TOWN's Price Growth Rating (94) in the Regional Banks industry is in the same range as OSBC (94). This means that TOWN’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (22) in the Regional Banks industry is in the same range as TOWN (28). This means that OSBC’s stock grew similarly to TOWN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCTOWN
RSI
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
81%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
64%
Momentum
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
64%
MACD
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
56%
Bearish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 12 days ago
70%
Bullish Trend 12 days ago
60%
Declines
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
56%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
79%
Aroon
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
61%
View a ticker or compare two or three
Ad is loading...
OSBC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
NRCFX12.40N/A
N/A
Natixis AEW Global Focused Real Estate C
OGLNX90.91N/A
N/A
Invesco Global R
JEQIX36.41N/A
N/A
Johnson Equity Income
IEMLX9.74N/A
N/A
Voya Multi-Manager Emerging Markets Eq W
BVALX14.72N/A
N/A
Brown Advisory BeutelGoodmanLg-CpValInst

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with FFBC. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then FFBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-3.87%
FFBC - OSBC
83%
Closely correlated
-3.08%
THFF - OSBC
83%
Closely correlated
-0.92%
BANR - OSBC
83%
Closely correlated
-1.52%
BUSE - OSBC
82%
Closely correlated
-4.30%
EBC - OSBC
82%
Closely correlated
-5.73%
More

TOWN and

Correlation & Price change

A.I.dvisor indicates that over the last year, TOWN has been closely correlated with UBSI. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if TOWN jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TOWN
1D Price
Change %
TOWN100%
-2.93%
UBSI - TOWN
89%
Closely correlated
-1.85%
UCB - TOWN
88%
Closely correlated
-4.26%
NWBI - TOWN
88%
Closely correlated
-1.40%
FMBH - TOWN
87%
Closely correlated
-3.28%
HFWA - TOWN
87%
Closely correlated
-1.05%
More