OSBC
Price
$18.20
Change
-$0.03 (-0.16%)
Updated
Jan 17 closing price
Capitalization
607.51M
3 days until earnings call
TOWN
Price
$34.29
Change
+$0.28 (+0.82%)
Updated
Jan 17 closing price
Capitalization
2.06B
4 days until earnings call
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OSBC vs TOWN

Header iconOSBC vs TOWN Comparison
Open Charts OSBC vs TOWNBanner chart's image
Old Second Ban
Price$18.20
Change-$0.03 (-0.16%)
Volume$132.16K
Capitalization607.51M
TowneBank
Price$34.29
Change+$0.28 (+0.82%)
Volume$242.36K
Capitalization2.06B
OSBC vs TOWN Comparison Chart
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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TOWN
Daily Signalchanged days ago
Gain/Loss if bought
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OSBC vs. TOWN commentary
Jan 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a Hold and TOWN is a Hold.

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COMPARISON
Comparison
Jan 19, 2025
Stock price -- (OSBC: $18.20 vs. TOWN: $34.29)
Brand notoriety: OSBC and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 56% vs. TOWN: 98%
Market capitalization -- OSBC: $607.51M vs. TOWN: $2.06B
OSBC [@Regional Banks] is valued at $607.51M. TOWN’s [@Regional Banks] market capitalization is $2.06B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 2 FA rating(s) are green whileTOWN’s FA Score has 3 green FA rating(s).

  • OSBC’s FA Score: 2 green, 3 red.
  • TOWN’s FA Score: 3 green, 2 red.
According to our system of comparison, OSBC is a better buy in the long-term than TOWN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 3 TA indicator(s) are bullish while TOWN’s TA Score has 3 bullish TA indicator(s).

  • OSBC’s TA Score: 3 bullish, 5 bearish.
  • TOWN’s TA Score: 3 bullish, 3 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than OSBC.

Price Growth

OSBC (@Regional Banks) experienced а +5.39% price change this week, while TOWN (@Regional Banks) price change was +6.72% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.11%. For the same industry, the average monthly price growth was +1.42%, and the average quarterly price growth was +11.25%.

Reported Earning Dates

OSBC is expected to report earnings on Apr 16, 2025.

TOWN is expected to report earnings on Apr 24, 2025.

Industries' Descriptions

@Regional Banks (+3.11% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TOWN($2.06B) has a higher market cap than OSBC($608M). TOWN has higher P/E ratio than OSBC: TOWN (13.37) vs OSBC (6.71). OSBC YTD gains are higher at: 2.362 vs. TOWN (0.675). TOWN has more cash in the bank: 83.9M vs. OSBC (59.5M). TOWN has less debt than OSBC: TOWN (460M) vs OSBC (490M). TOWN has higher revenues than OSBC: TOWN (695M) vs OSBC (281M).
OSBCTOWNOSBC / TOWN
Capitalization608M2.06B29%
EBITDAN/AN/A-
Gain YTD2.3620.675350%
P/E Ratio6.7113.3750%
Revenue281M695M40%
Total Cash59.5M83.9M71%
Total Debt490M460M107%
FUNDAMENTALS RATINGS
OSBC vs TOWN: Fundamental Ratings
OSBC
TOWN
OUTLOOK RATING
1..100
3411
VALUATION
overvalued / fair valued / undervalued
1..100
62
Fair valued
70
Overvalued
PROFIT vs RISK RATING
1..100
3733
SMR RATING
1..100
1713
PRICE GROWTH RATING
1..100
4447
P/E GROWTH RATING
1..100
1818
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (62) in the Regional Banks industry is in the same range as TOWN (70). This means that OSBC’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Profit vs Risk Rating (33) in the Regional Banks industry is in the same range as OSBC (37). This means that TOWN’s stock grew similarly to OSBC’s over the last 12 months.

TOWN's SMR Rating (13) in the Regional Banks industry is in the same range as OSBC (17). This means that TOWN’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (44) in the Regional Banks industry is in the same range as TOWN (47). This means that OSBC’s stock grew similarly to TOWN’s over the last 12 months.

OSBC's P/E Growth Rating (18) in the Regional Banks industry is in the same range as TOWN (18). This means that OSBC’s stock grew similarly to TOWN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCTOWN
RSI
ODDS (%)
Bullish Trend 12 days ago
83%
Bullish Trend 12 days ago
53%
Stochastic
ODDS (%)
Bullish Trend 12 days ago
82%
Bullish Trend 12 days ago
58%
Momentum
ODDS (%)
Bearish Trend 12 days ago
65%
N/A
MACD
ODDS (%)
N/A
N/A
TrendWeek
ODDS (%)
Bullish Trend 12 days ago
70%
Bearish Trend 12 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 12 days ago
58%
Bearish Trend 12 days ago
61%
Advances
ODDS (%)
Bullish Trend 14 days ago
69%
Bullish Trend 14 days ago
58%
Declines
ODDS (%)
Bearish Trend 21 days ago
60%
Bearish Trend 12 days ago
58%
BollingerBands
ODDS (%)
N/A
N/A
Aroon
ODDS (%)
Bearish Trend 12 days ago
53%
Bearish Trend 12 days ago
66%
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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TOWN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with FRME. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then FRME could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.16%
FRME - OSBC
83%
Closely correlated
+0.80%
FFBC - OSBC
82%
Closely correlated
+1.45%
BANR - OSBC
82%
Closely correlated
+0.40%
WASH - OSBC
81%
Closely correlated
+1.36%
TOWN - OSBC
81%
Closely correlated
+0.82%
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