PRAA
Price
$16.20
Change
-$0.08 (-0.49%)
Updated
Nov 28 closing price
Capitalization
632.05M
93 days until earnings call
Intraday BUY SELL Signals
PYPL
Price
$62.69
Change
+$0.86 (+1.39%)
Updated
Nov 28 closing price
Capitalization
58.66B
73 days until earnings call
Intraday BUY SELL Signals
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PRAA vs PYPL

Header iconPRAA vs PYPL Comparison
Open Charts PRAA vs PYPLBanner chart's image
PRA Group
Price$16.20
Change-$0.08 (-0.49%)
Volume$159.27K
Capitalization632.05M
PayPal Holdings
Price$62.69
Change+$0.86 (+1.39%)
Volume$7.88M
Capitalization58.66B
PRAA vs PYPL Comparison Chart in %
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VS
PRAA vs. PYPL commentary
Nov 30, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PRAA is a StrongBuy and PYPL is a StrongBuy.

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COMPARISON
Comparison
Nov 30, 2025
Stock price -- (PRAA: $16.20 vs. PYPL: $62.69)
Brand notoriety: PRAA: Not notable vs. PYPL: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: PRAA: 43% vs. PYPL: 46%
Market capitalization -- PRAA: $632.05M vs. PYPL: $58.66B
PRAA [@Savings Banks] is valued at $632.05M. PYPL’s [@Savings Banks] market capitalization is $58.66B. The market cap for tickers in the [@Savings Banks] industry ranges from $645.43B to $0. The average market capitalization across the [@Savings Banks] industry is $21.55B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PRAA’s FA Score shows that 1 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).

  • PRAA’s FA Score: 1 green, 4 red.
  • PYPL’s FA Score: 0 green, 5 red.
According to our system of comparison, both PRAA and PYPL are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PRAA’s TA Score shows that 4 TA indicator(s) are bullish while PYPL’s TA Score has 4 bullish TA indicator(s).

  • PRAA’s TA Score: 4 bullish, 4 bearish.
  • PYPL’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, PRAA is a better buy in the short-term than PYPL.

Price Growth

PRAA (@Savings Banks) experienced а +4.25% price change this week, while PYPL (@Savings Banks) price change was +3.50% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +3.95%. For the same industry, the average monthly price growth was -1.50%, and the average quarterly price growth was +8.30%.

Reported Earning Dates

PRAA is expected to report earnings on Mar 02, 2026.

PYPL is expected to report earnings on Feb 11, 2026.

Industries' Descriptions

@Savings Banks (+3.95% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PYPL($58.7B) has a higher market cap than PRAA($632M). PYPL has higher P/E ratio than PRAA: PYPL (12.59) vs PRAA (5.90). PRAA YTD gains are higher at: -22.451 vs. PYPL (-26.380). PYPL has higher annual earnings (EBITDA): 7.48B vs. PRAA (246M). PRAA has less debt than PYPL: PRAA (3.64B) vs PYPL (11.3B). PYPL has higher revenues than PRAA: PYPL (32.9B) vs PRAA (1.14B).
PRAAPYPLPRAA / PYPL
Capitalization632M58.7B1%
EBITDA246M7.48B3%
Gain YTD-22.451-26.38085%
P/E Ratio5.9012.5947%
Revenue1.14B32.9B3%
Total Cash196MN/A-
Total Debt3.64B11.3B32%
FUNDAMENTALS RATINGS
PRAA vs PYPL: Fundamental Ratings
PRAA
PYPL
OUTLOOK RATING
1..100
1752
VALUATION
overvalued / fair valued / undervalued
1..100
27
Undervalued
77
Overvalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
7438
PRICE GROWTH RATING
1..100
5264
P/E GROWTH RATING
1..100
10087
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (27) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for PYPL (77) in the Data Processing Services industry. This means that PRAA’s stock grew somewhat faster than PYPL’s over the last 12 months.

PRAA's Profit vs Risk Rating (100) in the Miscellaneous Commercial Services industry is in the same range as PYPL (100) in the Data Processing Services industry. This means that PRAA’s stock grew similarly to PYPL’s over the last 12 months.

PYPL's SMR Rating (38) in the Data Processing Services industry is somewhat better than the same rating for PRAA (74) in the Miscellaneous Commercial Services industry. This means that PYPL’s stock grew somewhat faster than PRAA’s over the last 12 months.

PRAA's Price Growth Rating (52) in the Miscellaneous Commercial Services industry is in the same range as PYPL (64) in the Data Processing Services industry. This means that PRAA’s stock grew similarly to PYPL’s over the last 12 months.

PYPL's P/E Growth Rating (87) in the Data Processing Services industry is in the same range as PRAA (100) in the Miscellaneous Commercial Services industry. This means that PYPL’s stock grew similarly to PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PRAAPYPL
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
67%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bullish Trend 2 days ago
71%
Momentum
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
72%
MACD
ODDS (%)
N/A
Bearish Trend 2 days ago
70%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
71%
Advances
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 2 days ago
67%
Declines
ODDS (%)
Bearish Trend 10 days ago
72%
Bearish Trend 10 days ago
73%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
73%
Bullish Trend 2 days ago
77%
Aroon
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
71%
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PRAA
Daily Signal:
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Daily Signal:
Gain/Loss:
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