QFIN
Price
$39.51
Change
+$0.53 (+1.36%)
Updated
Jan 22, 04:59 PM (EDT)
Capitalization
2.96B
55 days until earnings call
XYF
Price
$7.87
Change
+$0.24 (+3.15%)
Updated
Jan 22, 04:49 PM (EDT)
Capitalization
185.86M
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QFIN vs XYF

Header iconQFIN vs XYF Comparison
Open Charts QFIN vs XYFBanner chart's image
Qifu Technology
Price$39.51
Change+$0.53 (+1.36%)
Volume$10.82K
Capitalization2.96B
X Financial
Price$7.87
Change+$0.24 (+3.15%)
Volume$745
Capitalization185.86M
QFIN vs XYF Comparison Chart
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QFIN
Daily Signalchanged days ago
Gain/Loss if bought
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XYF
Daily Signalchanged days ago
Gain/Loss if bought
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QFIN vs. XYF commentary
Jan 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is QFIN is a Hold and XYF is a Hold.

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COMPARISON
Comparison
Jan 23, 2025
Stock price -- (QFIN: $38.98 vs. XYF: $7.63)
Brand notoriety: QFIN and XYF are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: QFIN: 90% vs. XYF: 34%
Market capitalization -- QFIN: $2.96B vs. XYF: $185.86M
QFIN [@Finance/Rental/Leasing] is valued at $2.96B. XYF’s [@Finance/Rental/Leasing] market capitalization is $185.86M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

QFIN’s FA Score shows that 4 FA rating(s) are green whileXYF’s FA Score has 3 green FA rating(s).

  • QFIN’s FA Score: 4 green, 1 red.
  • XYF’s FA Score: 3 green, 2 red.
According to our system of comparison, QFIN is a better buy in the long-term than XYF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

QFIN’s TA Score shows that 3 TA indicator(s) are bullish while XYF’s TA Score has 3 bullish TA indicator(s).

  • QFIN’s TA Score: 3 bullish, 2 bearish.
  • XYF’s TA Score: 3 bullish, 2 bearish.
According to our system of comparison, both QFIN and XYF are a good buy in the short-term.

Price Growth

QFIN (@Finance/Rental/Leasing) experienced а +6.36% price change this week, while XYF (@Finance/Rental/Leasing) price change was +7.31% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +1.63%. For the same industry, the average monthly price growth was +7.92%, and the average quarterly price growth was +23.17%.

Reported Earning Dates

QFIN is expected to report earnings on May 21, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+1.63% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
QFIN($2.96B) has a higher market cap than XYF($186M). QFIN has higher P/E ratio than XYF: QFIN (5.40) vs XYF (1.08). QFIN YTD gains are higher at: 1.563 vs. XYF (-8.403). XYF has less debt than QFIN: XYF (663M) vs QFIN (756M). QFIN has higher revenues than XYF: QFIN (13.1B) vs XYF (1.75B).
QFINXYFQFIN / XYF
Capitalization2.96B186M1,589%
EBITDAN/AN/A-
Gain YTD1.563-8.403-19%
P/E Ratio5.401.08501%
Revenue13.1B1.75B750%
Total CashN/AN/A-
Total Debt756M663M114%
FUNDAMENTALS RATINGS
QFIN vs XYF: Fundamental Ratings
QFIN
XYF
OUTLOOK RATING
1..100
2672
VALUATION
overvalued / fair valued / undervalued
1..100
21
Undervalued
20
Undervalued
PROFIT vs RISK RATING
1..100
3074
SMR RATING
1..100
610
PRICE GROWTH RATING
1..100
3638
P/E GROWTH RATING
1..100
1212
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

XYF's Valuation (20) in the Finance Or Rental Or Leasing industry is in the same range as QFIN (21). This means that XYF’s stock grew similarly to QFIN’s over the last 12 months.

QFIN's Profit vs Risk Rating (30) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for XYF (74). This means that QFIN’s stock grew somewhat faster than XYF’s over the last 12 months.

QFIN's SMR Rating (6) in the Finance Or Rental Or Leasing industry is in the same range as XYF (10). This means that QFIN’s stock grew similarly to XYF’s over the last 12 months.

QFIN's Price Growth Rating (36) in the Finance Or Rental Or Leasing industry is in the same range as XYF (38). This means that QFIN’s stock grew similarly to XYF’s over the last 12 months.

QFIN's P/E Growth Rating (12) in the Finance Or Rental Or Leasing industry is in the same range as XYF (12). This means that QFIN’s stock grew similarly to XYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
QFINXYF
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 15 days ago
72%
Bullish Trend 15 days ago
90%
Momentum
ODDS (%)
Bearish Trend 15 days ago
85%
Bearish Trend 15 days ago
81%
MACD
ODDS (%)
N/A
N/A
TrendWeek
ODDS (%)
Bearish Trend 15 days ago
79%
Bearish Trend 15 days ago
80%
TrendMonth
ODDS (%)
Bullish Trend 15 days ago
81%
Bullish Trend 15 days ago
81%
Advances
ODDS (%)
Bullish Trend 15 days ago
83%
Bullish Trend 20 days ago
82%
Declines
ODDS (%)
Bearish Trend 17 days ago
75%
Bearish Trend 16 days ago
78%
BollingerBands
ODDS (%)
Bullish Trend 15 days ago
90%
N/A
Aroon
ODDS (%)
N/A
Bullish Trend 15 days ago
82%
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QFIN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
XYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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QFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, QFIN has been loosely correlated with FINV. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if QFIN jumps, then FINV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To QFIN
1D Price
Change %
QFIN100%
+1.59%
FINV - QFIN
59%
Loosely correlated
+2.85%
LX - QFIN
49%
Loosely correlated
-3.53%
LU - QFIN
45%
Loosely correlated
+7.94%
YRD - QFIN
34%
Loosely correlated
+4.67%
GDOT - QFIN
31%
Poorly correlated
-0.79%
More

XYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, XYF has been loosely correlated with LX. These tickers have moved in lockstep 39% of the time. This A.I.-generated data suggests there is some statistical probability that if XYF jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
+2.69%
LX - XYF
39%
Loosely correlated
-3.53%
YRD - XYF
32%
Poorly correlated
+4.67%
QFIN - XYF
27%
Poorly correlated
+1.59%
FINV - XYF
26%
Poorly correlated
+2.85%
WU - XYF
22%
Poorly correlated
-0.29%
More