R
Price
$150.59
Change
+$2.38 (+1.61%)
Updated
Jun 6 closing price
Capitalization
5.32B
46 days until earnings call
UPST
Price
$54.33
Change
+$2.95 (+5.74%)
Updated
Jun 6 closing price
Capitalization
2.28B
65 days until earnings call
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R vs UPST

Header iconR vs UPST Comparison
Open Charts R vs UPSTBanner chart's image
Ryder System
Price$150.59
Change+$2.38 (+1.61%)
Volume$169.46K
Capitalization5.32B
Upstart Holdings
Price$54.33
Change+$2.95 (+5.74%)
Volume$5.24M
Capitalization2.28B
R vs UPST Comparison Chart
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Daily Signalchanged days ago
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UPST
Daily Signalchanged days ago
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R vs. UPST commentary
Jun 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is R is a Buy and UPST is a Buy.

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COMPARISON
Comparison
Jun 08, 2025
Stock price -- (R: $150.59 vs. UPST: $54.33)
Brand notoriety: R and UPST are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: R: 42% vs. UPST: 78%
Market capitalization -- R: $5.32B vs. UPST: $2.28B
R [@Finance/Rental/Leasing] is valued at $5.32B. UPST’s [@Finance/Rental/Leasing] market capitalization is $2.28B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

R’s FA Score shows that 1 FA rating(s) are green whileUPST’s FA Score has 1 green FA rating(s).

  • R’s FA Score: 1 green, 4 red.
  • UPST’s FA Score: 1 green, 4 red.
According to our system of comparison, R is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

R’s TA Score shows that 5 TA indicator(s) are bullish while UPST’s TA Score has 6 bullish TA indicator(s).

  • R’s TA Score: 5 bullish, 4 bearish.
  • UPST’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, UPST is a better buy in the short-term than R.

Price Growth

R (@Finance/Rental/Leasing) experienced а +2.35% price change this week, while UPST (@Finance/Rental/Leasing) price change was +15.18% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.32%. For the same industry, the average monthly price growth was +7.59%, and the average quarterly price growth was +13.10%.

Reported Earning Dates

R is expected to report earnings on Jul 24, 2025.

UPST is expected to report earnings on Aug 12, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.32% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
R($5.32B) has a higher market cap than UPST($2.28B). UPST has higher P/E ratio than R: UPST (20.04) vs R (13.76). R YTD gains are higher at: -3.031 vs. UPST (-11.759). UPST has less debt than R: UPST (1.1B) vs R (8.15B). R has higher revenues than UPST: R (11.8B) vs UPST (508M).
RUPSTR / UPST
Capitalization5.32B2.28B233%
EBITDA2.73BN/A-
Gain YTD-3.031-11.75926%
P/E Ratio13.7620.0469%
Revenue11.8B508M2,323%
Total Cash204MN/A-
Total Debt8.15B1.1B739%
FUNDAMENTALS RATINGS
R: Fundamental Ratings
R
OUTLOOK RATING
1..100
67
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
PROFIT vs RISK RATING
1..100
8
SMR RATING
1..100
51
PRICE GROWTH RATING
1..100
50
P/E GROWTH RATING
1..100
72
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
RUPST
RSI
ODDS (%)
Bearish Trend 2 days ago
54%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
84%
Bearish Trend 2 days ago
89%
Momentum
ODDS (%)
Bullish Trend 2 days ago
84%
Bullish Trend 2 days ago
84%
MACD
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
82%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
76%
Bullish Trend 2 days ago
88%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
88%
Advances
ODDS (%)
Bullish Trend 25 days ago
74%
Bullish Trend 2 days ago
88%
Declines
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 10 days ago
90%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
83%
Aroon
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
88%
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Daily Signalchanged days ago
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UPST
Daily Signalchanged days ago
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UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
+5.74%
SOFI - UPST
62%
Loosely correlated
N/A
SEZL - UPST
59%
Loosely correlated
+6.76%
LC - UPST
54%
Loosely correlated
+4.33%
R - UPST
51%
Loosely correlated
+1.61%
OMF - UPST
50%
Loosely correlated
+2.81%
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