SBCF
Price
$32.65
Change
-$0.53 (-1.60%)
Updated
Jul 7, 04:59 PM (EDT)
Capitalization
3.23B
16 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$35.48
Change
-$0.18 (-0.50%)
Updated
Jul 7, 04:16 PM (EDT)
Capitalization
4.27B
14 days until earnings call
Intraday BUY SELL Signals
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SBCF vs UCB

SBCF vs UCB Comparison Chart in %
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SBCF vs. UCB commentary
Jul 07, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SBCF is a Hold and UCB is a StrongBuy.

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COMPARISON
Comparison
Jul 07, 2026
Stock price -- (SBCF: $33.28 vs. UCB: $35.65)
Brand notoriety: SBCF and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SBCF: 45% vs. UCB: 71%
Market capitalization -- SBCF: $3.23B vs. UCB: $4.27B
SBCF [@Regional Banks] is valued at $3.23B. UCB’s [@Regional Banks] market capitalization is $4.27B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.48B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SBCF’s FA Score shows that 0 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • SBCF’s FA Score: 0 green, 5 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, both SBCF and UCB are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SBCF’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 6 bullish TA indicator(s).

  • SBCF’s TA Score: 6 bullish, 3 bearish.
  • UCB’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, SBCF is a better buy in the short-term than UCB.

Price Growth

SBCF (@Regional Banks) experienced а +0.54% price change this week, while UCB (@Regional Banks) price change was +0.82% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.02%. For the same industry, the average monthly price growth was +6.04%, and the average quarterly price growth was +14.45%.

Reported Earning Dates

SBCF is expected to report earnings on Jul 23, 2026.

UCB is expected to report earnings on Jul 21, 2026.

Industries' Descriptions

@Regional Banks (-0.02% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($4.27B) has a higher market cap than SBCF($3.23B). SBCF has higher P/E ratio than UCB: SBCF (20.92) vs UCB (12.23). UCB YTD gains are higher at: 15.981 vs. SBCF (7.226). SBCF has more cash in the bank: 201M vs. UCB (177M). UCB has less debt than SBCF: UCB (120M) vs SBCF (888M). UCB has higher revenues than SBCF: UCB (1.07B) vs SBCF (676M).
SBCFUCBSBCF / UCB
Capitalization3.23B4.27B76%
EBITDAN/AN/A-
Gain YTD7.22615.98145%
P/E Ratio20.9212.23171%
Revenue676M1.07B63%
Total Cash201M177M114%
Total Debt888M120M740%
FUNDAMENTALS RATINGS
SBCF vs UCB: Fundamental Ratings
SBCF
UCB
OUTLOOK RATING
1..100
4430
VALUATION
overvalued / fair valued / undervalued
1..100
65
Fair valued
45
Fair valued
PROFIT vs RISK RATING
1..100
9786
SMR RATING
1..100
4228
PRICE GROWTH RATING
1..100
4746
P/E GROWTH RATING
1..100
3461
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UCB's Valuation (45) in the Regional Banks industry is in the same range as SBCF (65). This means that UCB’s stock grew similarly to SBCF’s over the last 12 months.

UCB's Profit vs Risk Rating (86) in the Regional Banks industry is in the same range as SBCF (97). This means that UCB’s stock grew similarly to SBCF’s over the last 12 months.

UCB's SMR Rating (28) in the Regional Banks industry is in the same range as SBCF (42). This means that UCB’s stock grew similarly to SBCF’s over the last 12 months.

UCB's Price Growth Rating (46) in the Regional Banks industry is in the same range as SBCF (47). This means that UCB’s stock grew similarly to SBCF’s over the last 12 months.

SBCF's P/E Growth Rating (34) in the Regional Banks industry is in the same range as UCB (61). This means that SBCF’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SBCFUCB
RSI
ODDS (%)
Bearish Trend 2 days ago
83%
Bearish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
80%
Bearish Trend 2 days ago
62%
Momentum
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
64%
MACD
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
73%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
54%
Advances
ODDS (%)
Bullish Trend 12 days ago
61%
Bullish Trend 12 days ago
57%
Declines
ODDS (%)
N/A
Bearish Trend 8 days ago
68%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
75%
Bearish Trend 2 days ago
61%
Aroon
ODDS (%)
Bullish Trend 2 days ago
48%
Bullish Trend 2 days ago
46%
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SBCF
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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SBCF and

Correlation & Price change

A.I.dvisor indicates that over the last year, SBCF has been closely correlated with UBSI. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if SBCF jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SBCF
1D Price
Change %
SBCF100%
N/A
UBSI - SBCF
87%
Closely correlated
N/A
ASB - SBCF
86%
Closely correlated
+0.03%
FULT - SBCF
85%
Closely correlated
N/A
UCB - SBCF
85%
Closely correlated
+0.45%
AUB - SBCF
85%
Closely correlated
-0.14%
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