SBFG
Price
$19.21
Change
-$0.24 (-1.23%)
Updated
Oct 7, 01:26 PM (EDT)
Capitalization
123.14M
22 days until earnings call
UBFO
Price
$9.24
Change
-$0.03 (-0.32%)
Updated
Oct 7, 01:24 PM (EDT)
Capitalization
162.01M
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SBFG vs UBFO

Header iconSBFG vs UBFO Comparison
Open Charts SBFG vs UBFOBanner chart's image
SB Financial Group
Price$19.21
Change-$0.24 (-1.23%)
Volume$200
Capitalization123.14M
United Security Bancshares
Price$9.24
Change-$0.03 (-0.32%)
Volume$400
Capitalization162.01M
SBFG vs UBFO Comparison Chart in %
SBFG
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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SBFG vs. UBFO commentary
Oct 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SBFG is a Hold and UBFO is a StrongBuy.

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COMPARISON
Comparison
Oct 07, 2025
Stock price -- (SBFG: $19.45 vs. UBFO: $9.27)
Brand notoriety: SBFG and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SBFG: 47% vs. UBFO: 88%
Market capitalization -- SBFG: $123.14M vs. UBFO: $162.01M
SBFG [@Regional Banks] is valued at $123.14M. UBFO’s [@Regional Banks] market capitalization is $162.01M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.54B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SBFG’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • SBFG’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, SBFG is a better buy in the long-term than UBFO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SBFG’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • SBFG’s TA Score: 5 bullish, 6 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than SBFG.

Price Growth

SBFG (@Regional Banks) experienced а -0.46% price change this week, while UBFO (@Regional Banks) price change was +1.10% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.47%. For the same industry, the average monthly price growth was +0.58%, and the average quarterly price growth was +21.11%.

Reported Earning Dates

SBFG is expected to report earnings on Oct 29, 2025.

Industries' Descriptions

@Regional Banks (+0.47% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($162M) has a higher market cap than SBFG($123M). UBFO has higher P/E ratio than SBFG: UBFO (14.26) vs SBFG (10.63). UBFO YTD gains are higher at: -3.199 vs. SBFG (-5.034). SBFG has more cash in the bank: 105M vs. UBFO (44M). UBFO has less debt than SBFG: UBFO (14.6M) vs SBFG (54.7M). SBFG has higher revenues than UBFO: SBFG (62.3M) vs UBFO (52.3M).
SBFGUBFOSBFG / UBFO
Capitalization123M162M76%
EBITDAN/AN/A-
Gain YTD-5.034-3.199157%
P/E Ratio10.6314.2675%
Revenue62.3M52.3M119%
Total Cash105M44M239%
Total Debt54.7M14.6M375%
FUNDAMENTALS RATINGS
SBFG vs UBFO: Fundamental Ratings
SBFG
UBFO
OUTLOOK RATING
1..100
5376
VALUATION
overvalued / fair valued / undervalued
1..100
29
Undervalued
69
Overvalued
PROFIT vs RISK RATING
1..100
4422
SMR RATING
1..100
5657
PRICE GROWTH RATING
1..100
6253
P/E GROWTH RATING
1..100
5711
SEASONALITY SCORE
1..100
31n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SBFG's Valuation (29) in the Financial Conglomerates industry is somewhat better than the same rating for UBFO (69) in the Regional Banks industry. This means that SBFG’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (22) in the Regional Banks industry is in the same range as SBFG (44) in the Financial Conglomerates industry. This means that UBFO’s stock grew similarly to SBFG’s over the last 12 months.

SBFG's SMR Rating (56) in the Financial Conglomerates industry is in the same range as UBFO (57) in the Regional Banks industry. This means that SBFG’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Price Growth Rating (53) in the Regional Banks industry is in the same range as SBFG (62) in the Financial Conglomerates industry. This means that UBFO’s stock grew similarly to SBFG’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is somewhat better than the same rating for SBFG (57) in the Financial Conglomerates industry. This means that UBFO’s stock grew somewhat faster than SBFG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SBFGUBFO
RSI
ODDS (%)
Bullish Trend 1 day ago
90%
Bearish Trend 1 day ago
42%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
54%
Momentum
ODDS (%)
Bearish Trend 1 day ago
51%
Bearish Trend 1 day ago
43%
MACD
ODDS (%)
Bearish Trend 1 day ago
55%
Bearish Trend 1 day ago
38%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
54%
Bullish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
48%
Bearish Trend 1 day ago
43%
Advances
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
62%
Declines
ODDS (%)
Bearish Trend 6 days ago
59%
Bearish Trend 6 days ago
44%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
71%
Bearish Trend 1 day ago
44%
Aroon
ODDS (%)
Bearish Trend 1 day ago
36%
Bullish Trend 1 day ago
67%
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SBFG
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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SBFG and

Correlation & Price change

A.I.dvisor indicates that over the last year, SBFG has been loosely correlated with EBC. These tickers have moved in lockstep 44% of the time. This A.I.-generated data suggests there is some statistical probability that if SBFG jumps, then EBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SBFG
1D Price
Change %
SBFG100%
+1.35%
EBC - SBFG
44%
Loosely correlated
+2.47%
FUNC - SBFG
43%
Loosely correlated
+1.00%
WNEB - SBFG
43%
Loosely correlated
+0.09%
CZWI - SBFG
43%
Loosely correlated
+0.69%
UBFO - SBFG
42%
Loosely correlated
+1.09%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with SHBI. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+1.09%
SHBI - UBFO
67%
Closely correlated
+0.98%
VLY - UBFO
66%
Loosely correlated
+2.54%
WTFC - UBFO
66%
Loosely correlated
+1.72%
FIBK - UBFO
66%
Loosely correlated
+0.34%
HBNC - UBFO
65%
Loosely correlated
+1.89%
More