SHBI
Price
$15.91
Change
+$0.36 (+2.32%)
Updated
Nov 19 closing price
Capitalization
531.82M
70 days until earnings call
Intraday BUY SELL Signals
UBFO
Price
$9.50
Change
+$0.13 (+1.39%)
Updated
Nov 19 closing price
Capitalization
166.97M
Intraday BUY SELL Signals
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SHBI vs UBFO

Header iconSHBI vs UBFO Comparison
Open Charts SHBI vs UBFOBanner chart's image
Shore Bancshares
Price$15.91
Change+$0.36 (+2.32%)
Volume$211.97K
Capitalization531.82M
United Security Bancshares
Price$9.50
Change+$0.13 (+1.39%)
Volume$17.57K
Capitalization166.97M
SHBI vs UBFO Comparison Chart in %
SHBI
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
SHBI vs. UBFO commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SHBI is a Hold and UBFO is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (SHBI: $15.91 vs. UBFO: $9.50)
Brand notoriety: SHBI and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SHBI: 142% vs. UBFO: 68%
Market capitalization -- SHBI: $531.82M vs. UBFO: $166.97M
SHBI [@Regional Banks] is valued at $531.82M. UBFO’s [@Regional Banks] market capitalization is $166.97M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $7.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SHBI’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • SHBI’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than SHBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SHBI’s TA Score shows that 3 TA indicator(s) are bullish while UBFO’s TA Score has 5 bullish TA indicator(s).

  • SHBI’s TA Score: 3 bullish, 5 bearish.
  • UBFO’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than SHBI.

Price Growth

SHBI (@Regional Banks) experienced а -2.03% price change this week, while UBFO (@Regional Banks) price change was -2.76% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.93%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

SHBI is expected to report earnings on Jan 29, 2026.

Industries' Descriptions

@Regional Banks (-0.93% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SHBI($532M) has a higher market cap than UBFO($167M). UBFO has higher P/E ratio than SHBI: UBFO (14.62) vs SHBI (9.30). SHBI YTD gains are higher at: 3.516 vs. UBFO (-0.797). SHBI has more cash in the bank: 54.5M vs. UBFO (44M). UBFO has less debt than SHBI: UBFO (14.6M) vs SHBI (136M). SHBI has higher revenues than UBFO: SHBI (219M) vs UBFO (52.3M).
SHBIUBFOSHBI / UBFO
Capitalization532M167M319%
EBITDAN/AN/A-
Gain YTD3.516-0.797-441%
P/E Ratio9.3014.6264%
Revenue219M52.3M419%
Total Cash54.5M44M124%
Total Debt136M14.6M932%
FUNDAMENTALS RATINGS
SHBI vs UBFO: Fundamental Ratings
SHBI
UBFO
OUTLOOK RATING
1..100
576
VALUATION
overvalued / fair valued / undervalued
1..100
55
Fair valued
71
Overvalued
PROFIT vs RISK RATING
1..100
5821
SMR RATING
1..100
3056
PRICE GROWTH RATING
1..100
5449
P/E GROWTH RATING
1..100
7310
SEASONALITY SCORE
1..100
7575

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SHBI's Valuation (55) in the Regional Banks industry is in the same range as UBFO (71). This means that SHBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (21) in the Regional Banks industry is somewhat better than the same rating for SHBI (58). This means that UBFO’s stock grew somewhat faster than SHBI’s over the last 12 months.

SHBI's SMR Rating (30) in the Regional Banks industry is in the same range as UBFO (56). This means that SHBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Price Growth Rating (49) in the Regional Banks industry is in the same range as SHBI (54). This means that UBFO’s stock grew similarly to SHBI’s over the last 12 months.

UBFO's P/E Growth Rating (10) in the Regional Banks industry is somewhat better than the same rating for SHBI (73). This means that UBFO’s stock grew somewhat faster than SHBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SHBIUBFO
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
56%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
71%
Bullish Trend 1 day ago
68%
Momentum
ODDS (%)
Bearish Trend 1 day ago
67%
Bearish Trend 1 day ago
42%
MACD
ODDS (%)
Bullish Trend 1 day ago
59%
Bearish Trend 1 day ago
36%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
57%
Bearish Trend 1 day ago
45%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
57%
Advances
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 10 days ago
60%
Declines
ODDS (%)
Bearish Trend 4 days ago
56%
Bearish Trend 3 days ago
46%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
54%
Aroon
ODDS (%)
Bearish Trend 1 day ago
49%
Bullish Trend 1 day ago
58%
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SHBI
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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SHBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SHBI has been closely correlated with AX. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if SHBI jumps, then AX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SHBI
1D Price
Change %
SHBI100%
+2.32%
AX - SHBI
85%
Closely correlated
+1.02%
FMBH - SHBI
85%
Closely correlated
+1.20%
STBA - SHBI
85%
Closely correlated
+0.99%
TRMK - SHBI
84%
Closely correlated
+1.21%
FRME - SHBI
84%
Closely correlated
+0.68%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with SHBI. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+1.39%
SHBI - UBFO
70%
Closely correlated
+2.32%
WBS - UBFO
69%
Closely correlated
+1.75%
WTFC - UBFO
68%
Closely correlated
+2.05%
FNB - UBFO
68%
Closely correlated
+1.82%
ABCB - UBFO
68%
Closely correlated
+0.39%
More