SHBI
Price
$17.13
Change
+$0.03 (+0.18%)
Updated
Aug 28, 11:40 AM (EDT)
Capitalization
565.09M
56 days until earnings call
UBFO
Price
$9.52
Change
+$0.03 (+0.32%)
Updated
Aug 28, 11:24 AM (EDT)
Capitalization
165.85M
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SHBI vs UBFO

Header iconSHBI vs UBFO Comparison
Open Charts SHBI vs UBFOBanner chart's image
Shore Bancshares
Price$17.13
Change+$0.03 (+0.18%)
Volume$100
Capitalization565.09M
United Security Bancshares
Price$9.52
Change+$0.03 (+0.32%)
Volume$100
Capitalization165.85M
SHBI vs UBFO Comparison Chart in %
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SHBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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SHBI vs. UBFO commentary
Aug 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SHBI is a Buy and UBFO is a Buy.

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COMPARISON
Comparison
Aug 28, 2025
Stock price -- (SHBI: $17.10 vs. UBFO: $9.49)
Brand notoriety: SHBI and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SHBI: 58% vs. UBFO: 32%
Market capitalization -- SHBI: $565.09M vs. UBFO: $165.85M
SHBI [@Regional Banks] is valued at $565.09M. UBFO’s [@Regional Banks] market capitalization is $165.85M. The market cap for tickers in the [@Regional Banks] industry ranges from $170.51B to $0. The average market capitalization across the [@Regional Banks] industry is $7.87B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SHBI’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • SHBI’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, both SHBI and UBFO are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SHBI’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • SHBI’s TA Score: 5 bullish, 5 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, SHBI is a better buy in the short-term than UBFO.

Price Growth

SHBI (@Regional Banks) experienced а +7.41% price change this week, while UBFO (@Regional Banks) price change was +6.27% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.12%. For the same industry, the average monthly price growth was +4.01%, and the average quarterly price growth was +11.64%.

Reported Earning Dates

SHBI is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+2.12% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SHBI($565M) has a higher market cap than UBFO($166M). UBFO has higher P/E ratio than SHBI: UBFO (14.60) vs SHBI (10.56). SHBI YTD gains are higher at: 10.442 vs. UBFO (-2.190). SHBI has more cash in the bank: 46.9M vs. UBFO (44M). UBFO has less debt than SHBI: UBFO (14.6M) vs SHBI (136M). SHBI has higher revenues than UBFO: SHBI (213M) vs UBFO (52.3M).
SHBIUBFOSHBI / UBFO
Capitalization565M166M340%
EBITDAN/AN/A-
Gain YTD10.442-2.190-477%
P/E Ratio10.5614.6072%
Revenue213M52.3M407%
Total Cash46.9M44M107%
Total Debt136M14.6M932%
FUNDAMENTALS RATINGS
SHBI vs UBFO: Fundamental Ratings
SHBI
UBFO
OUTLOOK RATING
1..100
674
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
70
Overvalued
PROFIT vs RISK RATING
1..100
4622
SMR RATING
1..100
3256
PRICE GROWTH RATING
1..100
4549
P/E GROWTH RATING
1..100
9710
SEASONALITY SCORE
1..100
5044

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SHBI's Valuation (59) in the Regional Banks industry is in the same range as UBFO (70). This means that SHBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (22) in the Regional Banks industry is in the same range as SHBI (46). This means that UBFO’s stock grew similarly to SHBI’s over the last 12 months.

SHBI's SMR Rating (32) in the Regional Banks industry is in the same range as UBFO (56). This means that SHBI’s stock grew similarly to UBFO’s over the last 12 months.

SHBI's Price Growth Rating (45) in the Regional Banks industry is in the same range as UBFO (49). This means that SHBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (10) in the Regional Banks industry is significantly better than the same rating for SHBI (97). This means that UBFO’s stock grew significantly faster than SHBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SHBIUBFO
RSI
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 1 day ago
58%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
49%
Bearish Trend 1 day ago
49%
Momentum
ODDS (%)
Bullish Trend 1 day ago
64%
Bullish Trend 1 day ago
59%
MACD
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
64%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
64%
Bullish Trend 1 day ago
60%
Advances
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
63%
Declines
ODDS (%)
Bearish Trend 14 days ago
54%
Bearish Trend 11 days ago
44%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
56%
Bearish Trend 1 day ago
59%
Aroon
ODDS (%)
Bearish Trend 1 day ago
51%
Bearish Trend 1 day ago
47%
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SHBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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SHBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SHBI has been closely correlated with NWBI. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if SHBI jumps, then NWBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SHBI
1D Price
Change %
SHBI100%
+1.12%
NWBI - SHBI
88%
Closely correlated
+0.95%
FMBH - SHBI
88%
Closely correlated
+0.35%
THFF - SHBI
87%
Closely correlated
+1.20%
UBSI - SHBI
87%
Closely correlated
+0.47%
STBA - SHBI
87%
Closely correlated
+1.11%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+2.15%
UCB - UBFO
64%
Loosely correlated
+1.69%
SHBI - UBFO
63%
Loosely correlated
+1.12%
BRKL - UBFO
63%
Loosely correlated
-0.54%
ISTR - UBFO
63%
Loosely correlated
+0.69%
WTFC - UBFO
62%
Loosely correlated
+0.98%
More