UBAB
Price
$55.68
Change
-$0.00 (-0.00%)
Updated
Sep 26 closing price
Capitalization
183.09M
VBNK
Price
$12.76
Change
+$0.23 (+1.84%)
Updated
Sep 26 closing price
Capitalization
407.44M
72 days until earnings call
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UBAB vs VBNK

Header iconUBAB vs VBNK Comparison
Open Charts UBAB vs VBNKBanner chart's image
United Bancorporation of Alabama
Price$55.68
Change-$0.00 (-0.00%)
Volume$500
Capitalization183.09M
VersaBank
Price$12.76
Change+$0.23 (+1.84%)
Volume$45.98K
Capitalization407.44M
UBAB vs VBNK Comparison Chart in %
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UBAB
Daily Signalchanged days ago
Gain/Loss if bought
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VBNK
Daily Signalchanged days ago
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UBAB vs. VBNK commentary
Sep 29, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBAB is a Hold and VBNK is a Buy.

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COMPARISON
Comparison
Sep 29, 2025
Stock price -- (UBAB: $55.68 vs. VBNK: $12.76)
Brand notoriety: UBAB and VBNK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBAB: 22% vs. VBNK: 52%
Market capitalization -- UBAB: $183.09M vs. VBNK: $407.44M
UBAB [@Regional Banks] is valued at $183.09M. VBNK’s [@Regional Banks] market capitalization is $407.44M. The market cap for tickers in the [@Regional Banks] industry ranges from $163.52B to $0. The average market capitalization across the [@Regional Banks] industry is $7.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBAB’s FA Score shows that 2 FA rating(s) are green whileVBNK’s FA Score has 1 green FA rating(s).

  • UBAB’s FA Score: 2 green, 3 red.
  • VBNK’s FA Score: 1 green, 4 red.
According to our system of comparison, UBAB is a better buy in the long-term than VBNK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBAB’s TA Score shows that 4 TA indicator(s) are bullish while VBNK’s TA Score has 6 bullish TA indicator(s).

  • UBAB’s TA Score: 4 bullish, 5 bearish.
  • VBNK’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, VBNK is a better buy in the short-term than UBAB.

Price Growth

UBAB (@Regional Banks) experienced а -0.22% price change this week, while VBNK (@Regional Banks) price change was +0.47% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.90%.

Reported Earning Dates

VBNK is expected to report earnings on Dec 10, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
VBNK($407M) has a higher market cap than UBAB($183M). VBNK has higher P/E ratio than UBAB: VBNK (18.87) vs UBAB (8.87). UBAB YTD gains are higher at: -0.991 vs. VBNK (-7.870). UBAB has less debt than VBNK: UBAB (33.3M) vs VBNK (105M). VBNK has higher revenues than UBAB: VBNK (117M) vs UBAB (76.7M).
UBABVBNKUBAB / VBNK
Capitalization183M407M45%
EBITDAN/AN/A-
Gain YTD-0.991-7.87013%
P/E Ratio8.8718.8747%
Revenue76.7M117M66%
Total Cash31.4MN/A-
Total Debt33.3M105M32%
FUNDAMENTALS RATINGS
UBAB vs VBNK: Fundamental Ratings
UBAB
VBNK
OUTLOOK RATING
1..100
5042
VALUATION
overvalued / fair valued / undervalued
1..100
46
Fair valued
73
Overvalued
PROFIT vs RISK RATING
1..100
851
SMR RATING
1..100
4248
PRICE GROWTH RATING
1..100
5345
P/E GROWTH RATING
1..100
1310
SEASONALITY SCORE
1..100
6550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBAB's Valuation (46) in the null industry is in the same range as VBNK (73). This means that UBAB’s stock grew similarly to VBNK’s over the last 12 months.

UBAB's Profit vs Risk Rating (8) in the null industry is somewhat better than the same rating for VBNK (51). This means that UBAB’s stock grew somewhat faster than VBNK’s over the last 12 months.

UBAB's SMR Rating (42) in the null industry is in the same range as VBNK (48). This means that UBAB’s stock grew similarly to VBNK’s over the last 12 months.

VBNK's Price Growth Rating (45) in the null industry is in the same range as UBAB (53). This means that VBNK’s stock grew similarly to UBAB’s over the last 12 months.

VBNK's P/E Growth Rating (10) in the null industry is in the same range as UBAB (13). This means that VBNK’s stock grew similarly to UBAB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBABVBNK
RSI
ODDS (%)
Bearish Trend 3 days ago
42%
Bearish Trend 3 days ago
56%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
31%
Bearish Trend 3 days ago
52%
Momentum
ODDS (%)
Bullish Trend 3 days ago
45%
Bullish Trend 6 days ago
60%
MACD
ODDS (%)
Bearish Trend 3 days ago
41%
Bullish Trend 6 days ago
65%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
34%
Bullish Trend 3 days ago
57%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
39%
Bullish Trend 3 days ago
61%
Advances
ODDS (%)
Bullish Trend 10 days ago
52%
Bullish Trend 11 days ago
61%
Declines
ODDS (%)
Bearish Trend 17 days ago
42%
Bearish Trend 17 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 5 days ago
26%
Bearish Trend 3 days ago
55%
Aroon
ODDS (%)
Bullish Trend 3 days ago
41%
Bullish Trend 3 days ago
48%
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UBAB
Daily Signalchanged days ago
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VBNK
Daily Signalchanged days ago
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UBAB and

Correlation & Price change

A.I.dvisor tells us that UBAB and VBNK have been poorly correlated (+26% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that UBAB and VBNK's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBAB
1D Price
Change %
UBAB100%
N/A
VBNK - UBAB
26%
Poorly correlated
+1.84%
AMTB - UBAB
25%
Poorly correlated
-0.80%
CFG - UBAB
22%
Poorly correlated
+0.93%
BOKF - UBAB
22%
Poorly correlated
+0.14%
HBAN - UBAB
22%
Poorly correlated
+0.58%
More

VBNK and

Correlation & Price change

A.I.dvisor indicates that over the last year, VBNK has been loosely correlated with FNB. These tickers have moved in lockstep 51% of the time. This A.I.-generated data suggests there is some statistical probability that if VBNK jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VBNK
1D Price
Change %
VBNK100%
+1.84%
FNB - VBNK
51%
Loosely correlated
+0.93%
HBAN - VBNK
50%
Loosely correlated
+0.58%
SSB - VBNK
49%
Loosely correlated
+1.07%
RF - VBNK
49%
Loosely correlated
+0.11%
ABCB - VBNK
49%
Loosely correlated
+0.12%
More