UBFO
Price
$9.20
Change
-$0.10 (-1.08%)
Updated
Aug 25 closing price
Capitalization
160.78M
UCB
Price
$32.66
Change
-$0.09 (-0.27%)
Updated
Aug 25 closing price
Capitalization
3.97B
56 days until earnings call
Interact to see
Advertisement

UBFO vs UCB

Header iconUBFO vs UCB Comparison
Open Charts UBFO vs UCBBanner chart's image
United Security Bancshares
Price$9.20
Change-$0.10 (-1.08%)
Volume$15.38K
Capitalization160.78M
United Community Banks
Price$32.66
Change-$0.09 (-0.27%)
Volume$521.95K
Capitalization3.97B
UBFO vs UCB Comparison Chart in %
Loading...
UBFO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UCB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
UBFO vs. UCB commentary
Aug 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBFO is a Buy and UCB is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Aug 26, 2025
Stock price -- (UBFO: $9.20 vs. UCB: $32.66)
Brand notoriety: UBFO and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBFO: 26% vs. UCB: 81%
Market capitalization -- UBFO: $160.78M vs. UCB: $3.97B
UBFO [@Regional Banks] is valued at $160.78M. UCB’s [@Regional Banks] market capitalization is $3.97B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.57B to $0. The average market capitalization across the [@Regional Banks] industry is $8.02B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBFO’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • UBFO’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, UCB is a better buy in the long-term than UBFO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBFO’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 6 bullish TA indicator(s).

  • UBFO’s TA Score: 4 bullish, 4 bearish.
  • UCB’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, UCB is a better buy in the short-term than UBFO.

Price Growth

UBFO (@Regional Banks) experienced а +3.49% price change this week, while UCB (@Regional Banks) price change was +4.55% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.89%. For the same industry, the average monthly price growth was +3.37%, and the average quarterly price growth was +11.69%.

Reported Earning Dates

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+1.89% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UCB($3.97B) has a higher market cap than UBFO($161M). UCB (14.85) and UBFO (14.15) have similar P/E ratio . UCB YTD gains are higher at: 2.808 vs. UBFO (-5.179). UCB has more cash in the bank: 198M vs. UBFO (44M). UBFO has less debt than UCB: UBFO (14.6M) vs UCB (155M). UCB has higher revenues than UBFO: UCB (953M) vs UBFO (52.3M).
UBFOUCBUBFO / UCB
Capitalization161M3.97B4%
EBITDAN/AN/A-
Gain YTD-5.1792.808-184%
P/E Ratio14.1514.8595%
Revenue52.3M953M5%
Total Cash44M198M22%
Total Debt14.6M155M9%
FUNDAMENTALS RATINGS
UBFO vs UCB: Fundamental Ratings
UBFO
UCB
OUTLOOK RATING
1..100
756
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
81
Overvalued
PROFIT vs RISK RATING
1..100
2550
SMR RATING
1..100
5613
PRICE GROWTH RATING
1..100
5149
P/E GROWTH RATING
1..100
1181
SEASONALITY SCORE
1..100
44n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (68) in the Regional Banks industry is in the same range as UCB (81). This means that UBFO’s stock grew similarly to UCB’s over the last 12 months.

UBFO's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as UCB (50). This means that UBFO’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is somewhat better than the same rating for UBFO (56). This means that UCB’s stock grew somewhat faster than UBFO’s over the last 12 months.

UCB's Price Growth Rating (49) in the Regional Banks industry is in the same range as UBFO (51). This means that UCB’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is significantly better than the same rating for UCB (81). This means that UBFO’s stock grew significantly faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBFOUCB
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
62%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
40%
Bearish Trend 1 day ago
65%
Momentum
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
54%
MACD
ODDS (%)
Bullish Trend 1 day ago
59%
Bullish Trend 1 day ago
68%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
60%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
58%
Advances
ODDS (%)
Bullish Trend 14 days ago
62%
Bullish Trend 5 days ago
60%
Declines
ODDS (%)
Bearish Trend 9 days ago
44%
Bearish Trend 12 days ago
70%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
49%
Bearish Trend 1 day ago
69%
Aroon
ODDS (%)
Bearish Trend 1 day ago
45%
Bullish Trend 1 day ago
58%
View a ticker or compare two or three
Interact to see
Advertisement
UBFO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UCB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
BAREX15.13N/A
N/A
BlackRock Real Estate Securities Inv A
MXINX15.55N/A
N/A
Empower International Index Inv
WDIIX14.50N/A
N/A
Wilmington Enhanced Div Inc Strat I
DLDCX37.91N/A
N/A
BNY Mellon Natural Resources C
GFBLX40.42-0.17
-0.42%
American Funds Global Balanced F3

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
-1.08%
UCB - UBFO
64%
Loosely correlated
-0.27%
SHBI - UBFO
63%
Loosely correlated
-0.48%
ISTR - UBFO
63%
Loosely correlated
-1.32%
AUB - UBFO
62%
Loosely correlated
-0.96%
BRKL - UBFO
62%
Loosely correlated
-1.16%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.27%
FNB - UCB
92%
Closely correlated
-0.36%
HWC - UCB
92%
Closely correlated
-1.28%
WSFS - UCB
92%
Closely correlated
-0.80%
UBSI - UCB
91%
Closely correlated
-1.52%
ABCB - UCB
91%
Closely correlated
-0.26%
More