UBFO
Price
$8.64
Change
+$0.05 (+0.58%)
Updated
Jul 17, 02:57 PM (EDT)
Capitalization
133.04M
WAL
Price
$84.45
Change
+$2.09 (+2.54%)
Updated
Jul 17, 03:05 PM (EDT)
Capitalization
6.88B
Earnings call today
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UBFO vs WAL

Header iconUBFO vs WAL Comparison
Open Charts UBFO vs WALBanner chart's image
United Security Bancshares
Price$8.64
Change+$0.05 (+0.58%)
Volume$100
Capitalization133.04M
Western Alliance Ban
Price$84.45
Change+$2.09 (+2.54%)
Volume$1.35K
Capitalization6.88B
UBFO vs WAL Comparison Chart in %
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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WAL
Daily Signalchanged days ago
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UBFO vs. WAL commentary
Jul 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBFO is a Hold and WAL is a StrongBuy.

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COMPARISON
Comparison
Jul 17, 2025
Stock price -- (UBFO: $8.60 vs. WAL: $82.36)
Brand notoriety: UBFO and WAL are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBFO: 33% vs. WAL: 117%
Market capitalization -- UBFO: $133.04M vs. WAL: $6.88B
UBFO [@Regional Banks] is valued at $133.04M. WAL’s [@Regional Banks] market capitalization is $6.88B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBFO’s FA Score shows that 2 FA rating(s) are green whileWAL’s FA Score has 1 green FA rating(s).

  • UBFO’s FA Score: 2 green, 3 red.
  • WAL’s FA Score: 1 green, 4 red.
According to our system of comparison, UBFO is a better buy in the long-term than WAL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBFO’s TA Score shows that 3 TA indicator(s) are bullish while WAL’s TA Score has 5 bullish TA indicator(s).

  • UBFO’s TA Score: 3 bullish, 7 bearish.
  • WAL’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, WAL is a better buy in the short-term than UBFO.

Price Growth

UBFO (@Regional Banks) experienced а -3.37% price change this week, while WAL (@Regional Banks) price change was -2.68% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.46%. For the same industry, the average monthly price growth was +4.56%, and the average quarterly price growth was +9.93%.

Reported Earning Dates

UBFO is expected to report earnings on May 08, 2025.

WAL is expected to report earnings on Oct 16, 2025.

Industries' Descriptions

@Regional Banks (-0.46% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
WAL($6.88B) has a higher market cap than UBFO($133M). WAL has higher P/E ratio than UBFO: WAL (9.55) vs UBFO (6.49). WAL YTD gains are higher at: -0.509 vs. UBFO (-11.363). WAL has more cash in the bank: 289M vs. UBFO (33.2M). UBFO has less debt than WAL: UBFO (74.6M) vs WAL (8.12B). WAL has higher revenues than UBFO: WAL (2.13B) vs UBFO (54.8M).
UBFOWALUBFO / WAL
Capitalization133M6.88B2%
EBITDAN/AN/A-
Gain YTD-11.363-0.5092,233%
P/E Ratio6.499.5568%
Revenue54.8M2.13B3%
Total Cash33.2M289M11%
Total Debt74.6M8.12B1%
FUNDAMENTALS RATINGS
UBFO vs WAL: Fundamental Ratings
UBFO
WAL
OUTLOOK RATING
1..100
2911
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
77
Overvalued
PROFIT vs RISK RATING
1..100
2463
SMR RATING
1..100
468
PRICE GROWTH RATING
1..100
5245
P/E GROWTH RATING
1..100
1541
SEASONALITY SCORE
1..100
n/a95

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (59) in the Regional Banks industry is in the same range as WAL (77). This means that UBFO’s stock grew similarly to WAL’s over the last 12 months.

UBFO's Profit vs Risk Rating (24) in the Regional Banks industry is somewhat better than the same rating for WAL (63). This means that UBFO’s stock grew somewhat faster than WAL’s over the last 12 months.

WAL's SMR Rating (8) in the Regional Banks industry is somewhat better than the same rating for UBFO (46). This means that WAL’s stock grew somewhat faster than UBFO’s over the last 12 months.

WAL's Price Growth Rating (45) in the Regional Banks industry is in the same range as UBFO (52). This means that WAL’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (15) in the Regional Banks industry is in the same range as WAL (41). This means that UBFO’s stock grew similarly to WAL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBFOWAL
RSI
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
65%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
69%
Momentum
ODDS (%)
Bearish Trend 2 days ago
40%
Bullish Trend 2 days ago
79%
MACD
ODDS (%)
Bearish Trend 2 days ago
35%
Bullish Trend 2 days ago
70%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
45%
Bearish Trend 2 days ago
71%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
72%
Advances
ODDS (%)
Bullish Trend 15 days ago
61%
Bullish Trend 15 days ago
74%
Declines
ODDS (%)
Bearish Trend about 1 month ago
45%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
49%
Bearish Trend 2 days ago
73%
Aroon
ODDS (%)
Bearish Trend 2 days ago
46%
Bullish Trend 2 days ago
80%
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UBFO
Daily Signalchanged days ago
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WAL
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with EWBC. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then EWBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.35%
EWBC - UBFO
63%
Loosely correlated
+0.84%
WNEB - UBFO
63%
Loosely correlated
+0.31%
AUB - UBFO
63%
Loosely correlated
+1.47%
WAL - UBFO
62%
Loosely correlated
+1.69%
PNC - UBFO
62%
Loosely correlated
+0.93%
More

WAL and

Correlation & Price change

A.I.dvisor indicates that over the last year, WAL has been closely correlated with SNV. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if WAL jumps, then SNV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To WAL
1D Price
Change %
WAL100%
+1.69%
SNV - WAL
88%
Closely correlated
+0.65%
FNB - WAL
88%
Closely correlated
+0.98%
EWBC - WAL
87%
Closely correlated
+0.84%
ZION - WAL
86%
Closely correlated
+1.03%
PNFP - WAL
86%
Closely correlated
+1.41%
More