UBFO
Price
$9.50
Change
+$0.13 (+1.39%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
166.97M
Intraday BUY SELL Signals
WTFC
Price
$127.78
Change
+$2.57 (+2.05%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
8.56B
62 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

UBFO vs WTFC

Header iconUBFO vs WTFC Comparison
Open Charts UBFO vs WTFCBanner chart's image
United Security Bancshares
Price$9.50
Change+$0.13 (+1.39%)
Volume$200
Capitalization166.97M
Wintrust Financial
Price$127.78
Change+$2.57 (+2.05%)
Volume$14.88K
Capitalization8.56B
UBFO vs WTFC Comparison Chart in %
UBFO
Daily Signal:
Gain/Loss:
WTFC
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
UBFO vs. WTFC commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBFO is a Hold and WTFC is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Nov 20, 2025
Stock price -- (UBFO: $9.50 vs. WTFC: $127.78)
Brand notoriety: UBFO and WTFC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBFO: 68% vs. WTFC: 149%
Market capitalization -- UBFO: $166.97M vs. WTFC: $8.56B
UBFO [@Regional Banks] is valued at $166.97M. WTFC’s [@Regional Banks] market capitalization is $8.56B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBFO’s FA Score shows that 2 FA rating(s) are green whileWTFC’s FA Score has 2 green FA rating(s).

  • UBFO’s FA Score: 2 green, 3 red.
  • WTFC’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than WTFC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBFO’s TA Score shows that 6 TA indicator(s) are bullish while WTFC’s TA Score has 5 bullish TA indicator(s).

  • UBFO’s TA Score: 6 bullish, 4 bearish.
  • WTFC’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than WTFC.

Price Growth

UBFO (@Regional Banks) experienced а -2.76% price change this week, while WTFC (@Regional Banks) price change was -2.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.93%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

WTFC is expected to report earnings on Jan 21, 2026.

Industries' Descriptions

@Regional Banks (-0.93% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
WTFC($8.56B) has a higher market cap than UBFO($167M). UBFO has higher P/E ratio than WTFC: UBFO (14.62) vs WTFC (11.73). WTFC YTD gains are higher at: 4.126 vs. UBFO (-0.797). WTFC has more cash in the bank: 696M vs. UBFO (44M). UBFO has less debt than WTFC: UBFO (14.6M) vs WTFC (4.33B). WTFC has higher revenues than UBFO: WTFC (2.57B) vs UBFO (52.3M).
UBFOWTFCUBFO / WTFC
Capitalization167M8.56B2%
EBITDAN/AN/A-
Gain YTD-0.7974.126-19%
P/E Ratio14.6211.73125%
Revenue52.3M2.57B2%
Total Cash44M696M6%
Total Debt14.6M4.33B0%
FUNDAMENTALS RATINGS
UBFO vs WTFC: Fundamental Ratings
UBFO
WTFC
OUTLOOK RATING
1..100
6015
VALUATION
overvalued / fair valued / undervalued
1..100
71
Overvalued
52
Fair valued
PROFIT vs RISK RATING
1..100
2224
SMR RATING
1..100
5610
PRICE GROWTH RATING
1..100
5057
P/E GROWTH RATING
1..100
1165
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

WTFC's Valuation (52) in the Regional Banks industry is in the same range as UBFO (71). This means that WTFC’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (22) in the Regional Banks industry is in the same range as WTFC (24). This means that UBFO’s stock grew similarly to WTFC’s over the last 12 months.

WTFC's SMR Rating (10) in the Regional Banks industry is somewhat better than the same rating for UBFO (56). This means that WTFC’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Price Growth Rating (50) in the Regional Banks industry is in the same range as WTFC (57). This means that UBFO’s stock grew similarly to WTFC’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is somewhat better than the same rating for WTFC (65). This means that UBFO’s stock grew somewhat faster than WTFC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBFOWTFC
RSI
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
58%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
47%
Bullish Trend 2 days ago
62%
Momentum
ODDS (%)
Bullish Trend 2 days ago
55%
Bearish Trend 2 days ago
66%
MACD
ODDS (%)
Bullish Trend 2 days ago
54%
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
45%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 9 days ago
60%
Bullish Trend 10 days ago
69%
Declines
ODDS (%)
Bearish Trend 2 days ago
46%
Bearish Trend 7 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
50%
Bullish Trend 2 days ago
65%
Aroon
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
61%
View a ticker or compare two or three
Interact to see
Advertisement
UBFO
Daily Signal:
Gain/Loss:
WTFC
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
VTSMX157.75N/A
N/A
Vanguard Total Stock Mkt Idx Inv
ANOIX22.24N/A
N/A
American Century Small Cap Growth Inv
TFFCX71.53N/A
N/A
Touchstone Focused C
PMYRX12.59N/A
N/A
Victory Pioneer Equ Premium Income Y
ADGGX26.14N/A
N/A
American Century Disciplined Growth R5