UBFO
Price
$8.60
Change
+$0.24 (+2.87%)
Updated
Aug 7, 04:57 PM (EDT)
Capitalization
133.04M
WTFC
Price
$122.89
Change
-$2.13 (-1.70%)
Updated
Aug 7, 04:59 PM (EDT)
Capitalization
6.42B
75 days until earnings call
Interact to see
Advertisement

UBFO vs WTFC

Header iconUBFO vs WTFC Comparison
Open Charts UBFO vs WTFCBanner chart's image
United Security Bancshares
Price$8.60
Change+$0.24 (+2.87%)
Volume$159
Capitalization133.04M
Wintrust Financial
Price$122.89
Change-$2.13 (-1.70%)
Volume$2.1K
Capitalization6.42B
UBFO vs WTFC Comparison Chart in %
Loading...
UBFO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
WTFC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
UBFO vs. WTFC commentary
Aug 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBFO is a Buy and WTFC is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Aug 07, 2025
Stock price -- (UBFO: $8.29 vs. WTFC: $125.02)
Brand notoriety: UBFO and WTFC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBFO: 17% vs. WTFC: 90%
Market capitalization -- UBFO: $133.04M vs. WTFC: $6.42B
UBFO [@Regional Banks] is valued at $133.04M. WTFC’s [@Regional Banks] market capitalization is $6.42B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBFO’s FA Score shows that 2 FA rating(s) are green whileWTFC’s FA Score has 3 green FA rating(s).

  • UBFO’s FA Score: 2 green, 3 red.
  • WTFC’s FA Score: 3 green, 2 red.
According to our system of comparison, WTFC is a better buy in the long-term than UBFO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBFO’s TA Score shows that 4 TA indicator(s) are bullish while WTFC’s TA Score has 5 bullish TA indicator(s).

  • UBFO’s TA Score: 4 bullish, 5 bearish.
  • WTFC’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both UBFO and WTFC are a good buy in the short-term.

Price Growth

UBFO (@Regional Banks) experienced а -4.93% price change this week, while WTFC (@Regional Banks) price change was -4.21% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.20%. For the same industry, the average monthly price growth was -0.02%, and the average quarterly price growth was +6.89%.

Reported Earning Dates

WTFC is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+0.20% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
WTFC($6.42B) has a higher market cap than UBFO($133M). WTFC has higher P/E ratio than UBFO: WTFC (10.76) vs UBFO (6.49). WTFC YTD gains are higher at: 1.079 vs. UBFO (-14.558). WTFC has more cash in the bank: 423M vs. UBFO (33.2M). UBFO has less debt than WTFC: UBFO (74.6M) vs WTFC (3.65B). WTFC has higher revenues than UBFO: WTFC (2.27B) vs UBFO (54.8M).
UBFOWTFCUBFO / WTFC
Capitalization133M6.42B2%
EBITDAN/AN/A-
Gain YTD-14.5581.079-1,349%
P/E Ratio6.4910.7660%
Revenue54.8M2.27B2%
Total Cash33.2M423M8%
Total Debt74.6M3.65B2%
FUNDAMENTALS RATINGS
UBFO vs WTFC: Fundamental Ratings
UBFO
WTFC
OUTLOOK RATING
1..100
1168
VALUATION
overvalued / fair valued / undervalued
1..100
61
Fair valued
75
Overvalued
PROFIT vs RISK RATING
1..100
2819
SMR RATING
1..100
5310
PRICE GROWTH RATING
1..100
6152
P/E GROWTH RATING
1..100
1233
SEASONALITY SCORE
1..100
5075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (61) in the Regional Banks industry is in the same range as WTFC (75). This means that UBFO’s stock grew similarly to WTFC’s over the last 12 months.

WTFC's Profit vs Risk Rating (19) in the Regional Banks industry is in the same range as UBFO (28). This means that WTFC’s stock grew similarly to UBFO’s over the last 12 months.

WTFC's SMR Rating (10) in the Regional Banks industry is somewhat better than the same rating for UBFO (53). This means that WTFC’s stock grew somewhat faster than UBFO’s over the last 12 months.

WTFC's Price Growth Rating (52) in the Regional Banks industry is in the same range as UBFO (61). This means that WTFC’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (12) in the Regional Banks industry is in the same range as WTFC (33). This means that UBFO’s stock grew similarly to WTFC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBFOWTFC
RSI
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
44%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
76%
Momentum
ODDS (%)
Bearish Trend 2 days ago
40%
Bearish Trend 2 days ago
68%
MACD
ODDS (%)
Bearish Trend 2 days ago
42%
Bearish Trend 2 days ago
51%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
43%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
43%
Bearish Trend 2 days ago
62%
Advances
ODDS (%)
Bullish Trend 10 days ago
61%
Bullish Trend 3 days ago
72%
Declines
ODDS (%)
Bearish Trend 2 days ago
45%
Bearish Trend 7 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
68%
Aroon
ODDS (%)
N/A
Bullish Trend 2 days ago
69%
View a ticker or compare two or three
Interact to see
Advertisement
UBFO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
WTFC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
CAFFX45.040.36
+0.81%
American Funds AMCAP 529F1
EMGYX31.62N/A
N/A
Allspring Emerging Markets Equity Adm
MINVX28.31N/A
N/A
Madison Large Cap Y
PSMJX10.75N/A
N/A
Principal SmallCap Value II J
AMALX9.98N/A
N/A
American Century Small Cap Dividend G

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with WTFC. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then WTFC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
-0.84%
WTFC - UBFO
63%
Loosely correlated
-0.64%
SHBI - UBFO
62%
Loosely correlated
-0.71%
CFG - UBFO
62%
Loosely correlated
-0.78%
ISTR - UBFO
62%
Loosely correlated
-0.14%
EWBC - UBFO
62%
Loosely correlated
-0.78%
More