UCB
Price
$31.59
Change
+$0.69 (+2.23%)
Updated
Aug 13, 04:59 PM (EDT)
Capitalization
3.83B
69 days until earnings call
VBTX
Price
$32.30
Change
+$0.52 (+1.64%)
Updated
Aug 13, 04:59 PM (EDT)
Capitalization
1.77B
76 days until earnings call
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UCB vs VBTX

Header iconUCB vs VBTX Comparison
Open Charts UCB vs VBTXBanner chart's image
United Community Banks
Price$31.59
Change+$0.69 (+2.23%)
Volume$7.99K
Capitalization3.83B
Veritex Holdings
Price$32.30
Change+$0.52 (+1.64%)
Volume$25.61K
Capitalization1.77B
UCB vs VBTX Comparison Chart in %
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UCB
Daily Signalchanged days ago
Gain/Loss if bought
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VBTX
Daily Signalchanged days ago
Gain/Loss if bought
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UCB vs. VBTX commentary
Aug 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UCB is a Hold and VBTX is a StrongBuy.

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COMPARISON
Comparison
Aug 14, 2025
Stock price -- (UCB: $30.90 vs. VBTX: $31.77)
Brand notoriety: UCB: Not notable vs. VBTX: Notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UCB: 66% vs. VBTX: 50%
Market capitalization -- UCB: $3.75B vs. VBTX: $1.74B
UCB [@Regional Banks] is valued at $3.75B. VBTX’s [@Regional Banks] market capitalization is $1.74B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.77B to $0. The average market capitalization across the [@Regional Banks] industry is $7.85B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UCB’s FA Score shows that 1 FA rating(s) are green whileVBTX’s FA Score has 1 green FA rating(s).

  • UCB’s FA Score: 1 green, 4 red.
  • VBTX’s FA Score: 1 green, 4 red.
According to our system of comparison, VBTX is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UCB’s TA Score shows that 6 TA indicator(s) are bullish while VBTX’s TA Score has 4 bullish TA indicator(s).

  • UCB’s TA Score: 6 bullish, 4 bearish.
  • VBTX’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UCB is a better buy in the short-term than VBTX.

Price Growth

UCB (@Regional Banks) experienced а +2.56% price change this week, while VBTX (@Regional Banks) price change was +1.18% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.54%. For the same industry, the average monthly price growth was +2.35%, and the average quarterly price growth was +9.09%.

Reported Earning Dates

UCB is expected to report earnings on Oct 21, 2025.

VBTX is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (+2.54% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.84B) has a higher market cap than VBTX($1.77B). VBTX has higher P/E ratio than UCB: VBTX (15.38) vs UCB (14.35). VBTX YTD gains are higher at: 19.832 vs. UCB (-2.732). UCB has more cash in the bank: 198M vs. VBTX (81.1M). VBTX has less debt than UCB: VBTX (156M) vs UCB (254M). UCB has higher revenues than VBTX: UCB (939M) vs VBTX (439M).
UCBVBTXUCB / VBTX
Capitalization3.84B1.77B217%
EBITDAN/AN/A-
Gain YTD-2.73219.832-14%
P/E Ratio14.3515.3893%
Revenue939M439M214%
Total Cash198M81.1M244%
Total Debt254M156M163%
FUNDAMENTALS RATINGS
UCB vs VBTX: Fundamental Ratings
UCB
VBTX
OUTLOOK RATING
1..100
5776
VALUATION
overvalued / fair valued / undervalued
1..100
81
Overvalued
64
Fair valued
PROFIT vs RISK RATING
1..100
5454
SMR RATING
1..100
1319
PRICE GROWTH RATING
1..100
5941
P/E GROWTH RATING
1..100
7837
SEASONALITY SCORE
1..100
85n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VBTX's Valuation (64) in the Regional Banks industry is in the same range as UCB (81). This means that VBTX’s stock grew similarly to UCB’s over the last 12 months.

VBTX's Profit vs Risk Rating (54) in the Regional Banks industry is in the same range as UCB (54). This means that VBTX’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as VBTX (19). This means that UCB’s stock grew similarly to VBTX’s over the last 12 months.

VBTX's Price Growth Rating (41) in the Regional Banks industry is in the same range as UCB (59). This means that VBTX’s stock grew similarly to UCB’s over the last 12 months.

VBTX's P/E Growth Rating (37) in the Regional Banks industry is somewhat better than the same rating for UCB (78). This means that VBTX’s stock grew somewhat faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UCBVBTX
RSI
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
63%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
69%
Momentum
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
61%
MACD
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
71%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
72%
Advances
ODDS (%)
Bullish Trend 28 days ago
61%
Bullish Trend 28 days ago
68%
Declines
ODDS (%)
Bearish Trend 7 days ago
70%
Bearish Trend 7 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
80%
Aroon
ODDS (%)
Bullish Trend 2 days ago
50%
Bullish Trend 2 days ago
68%
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UCB
Daily Signalchanged days ago
Gain/Loss if bought
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VBTX
Daily Signalchanged days ago
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UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+4.36%
FNB - UCB
92%
Closely correlated
+4.02%
HWC - UCB
92%
Closely correlated
+3.50%
UBSI - UCB
91%
Closely correlated
+3.34%
WSFS - UCB
91%
Closely correlated
+3.75%
ABCB - UCB
91%
Closely correlated
+4.26%
More

VBTX and

Correlation & Price change

A.I.dvisor indicates that over the last year, VBTX has been closely correlated with STEL. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if VBTX jumps, then STEL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VBTX
1D Price
Change %
VBTX100%
+3.05%
STEL - VBTX
82%
Closely correlated
+2.77%
EFSC - VBTX
81%
Closely correlated
+4.17%
UCB - VBTX
80%
Closely correlated
+4.36%
THFF - VBTX
80%
Closely correlated
+4.59%
FULT - VBTX
80%
Closely correlated
+3.70%
More