UCB
Price
$30.49
Change
+$0.53 (+1.77%)
Updated
Oct 20 closing price
Capitalization
3.7B
One day until earnings call
Intraday Buy/Sell Signals
VLY
Price
$10.22
Change
+$0.42 (+4.29%)
Updated
Oct 20 closing price
Capitalization
5.72B
2 days until earnings call
Intraday Buy/Sell Signals
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UCB vs VLY

Header iconUCB vs VLY Comparison
Open Charts UCB vs VLYBanner chart's image
United Community Banks
Price$30.49
Change+$0.53 (+1.77%)
Volume$565.83K
Capitalization3.7B
Valley National Ban
Price$10.22
Change+$0.42 (+4.29%)
Volume$15.76M
Capitalization5.72B
UCB vs VLY Comparison Chart in %
UCB
Daily Signalchanged days ago
Gain/Loss if bought
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VLY
Daily Signalchanged days ago
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UCB vs. VLY commentary
Oct 21, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UCB is a Hold and VLY is a Buy.

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COMPARISON
Comparison
Oct 21, 2025
Stock price -- (UCB: $30.49 vs. VLY: $10.22)
Brand notoriety: UCB and VLY are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UCB: 95% vs. VLY: 154%
Market capitalization -- UCB: $3.7B vs. VLY: $5.72B
UCB [@Regional Banks] is valued at $3.7B. VLY’s [@Regional Banks] market capitalization is $5.72B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.08B to $0. The average market capitalization across the [@Regional Banks] industry is $7.78B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UCB’s FA Score shows that 1 FA rating(s) are green whileVLY’s FA Score has 1 green FA rating(s).

  • UCB’s FA Score: 1 green, 4 red.
  • VLY’s FA Score: 1 green, 4 red.
According to our system of comparison, VLY is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UCB’s TA Score shows that 3 TA indicator(s) are bullish while VLY’s TA Score has 5 bullish TA indicator(s).

  • UCB’s TA Score: 3 bullish, 6 bearish.
  • VLY’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, VLY is a better buy in the short-term than UCB.

Price Growth

UCB (@Regional Banks) experienced а -3.18% price change this week, while VLY (@Regional Banks) price change was -3.13% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +5.67%. For the same industry, the average monthly price growth was +4.67%, and the average quarterly price growth was +22.99%.

Reported Earning Dates

UCB is expected to report earnings on Oct 22, 2025.

VLY is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+5.67% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
VLY($5.72B) has a higher market cap than UCB($3.7B). UCB has higher P/E ratio than VLY: UCB (13.86) vs VLY (13.10). VLY YTD gains are higher at: 16.890 vs. UCB (-3.277). VLY has more cash in the bank: 441M vs. UCB (202M). UCB has less debt than VLY: UCB (155M) vs VLY (3.45B). VLY has higher revenues than UCB: VLY (1.91B) vs UCB (953M).
UCBVLYUCB / VLY
Capitalization3.7B5.72B65%
EBITDAN/AN/A-
Gain YTD-3.27716.890-19%
P/E Ratio13.8613.10106%
Revenue953M1.91B50%
Total Cash202M441M46%
Total Debt155M3.45B4%
FUNDAMENTALS RATINGS
UCB vs VLY: Fundamental Ratings
UCB
VLY
OUTLOOK RATING
1..100
1110
VALUATION
overvalued / fair valued / undervalued
1..100
81
Overvalued
38
Fair valued
PROFIT vs RISK RATING
1..100
4955
SMR RATING
1..100
1311
PRICE GROWTH RATING
1..100
5654
P/E GROWTH RATING
1..100
8065
SEASONALITY SCORE
1..100
8590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VLY's Valuation (38) in the Regional Banks industry is somewhat better than the same rating for UCB (81). This means that VLY’s stock grew somewhat faster than UCB’s over the last 12 months.

UCB's Profit vs Risk Rating (49) in the Regional Banks industry is in the same range as VLY (55). This means that UCB’s stock grew similarly to VLY’s over the last 12 months.

VLY's SMR Rating (11) in the Regional Banks industry is in the same range as UCB (13). This means that VLY’s stock grew similarly to UCB’s over the last 12 months.

VLY's Price Growth Rating (54) in the Regional Banks industry is in the same range as UCB (56). This means that VLY’s stock grew similarly to UCB’s over the last 12 months.

VLY's P/E Growth Rating (65) in the Regional Banks industry is in the same range as UCB (80). This means that VLY’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UCBVLY
RSI
ODDS (%)
N/A
Bullish Trend 1 day ago
84%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
65%
Momentum
ODDS (%)
Bearish Trend 1 day ago
72%
Bearish Trend 1 day ago
66%
MACD
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
69%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
69%
Bearish Trend 1 day ago
67%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
72%
Advances
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
63%
Declines
ODDS (%)
Bearish Trend 6 days ago
70%
Bearish Trend 6 days ago
67%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
71%
Aroon
ODDS (%)
Bearish Trend 1 day ago
64%
Bullish Trend 1 day ago
69%
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UCB
Daily Signalchanged days ago
Gain/Loss if bought
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VLY
Daily Signalchanged days ago
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