UPBD
Price
$26.22
Change
-$0.62 (-2.31%)
Updated
Jul 11 closing price
Capitalization
1.92B
18 days until earnings call
UPST
Price
$75.62
Change
-$3.41 (-4.31%)
Updated
Jul 11 closing price
Capitalization
2.28B
23 days until earnings call
Interact to see
Advertisement

UPBD vs UPST

Header iconUPBD vs UPST Comparison
Open Charts UPBD vs UPSTBanner chart's image
Upbound Group
Price$26.22
Change-$0.62 (-2.31%)
Volume$453.08K
Capitalization1.92B
Upstart Holdings
Price$75.62
Change-$3.41 (-4.31%)
Volume$5.37M
Capitalization2.28B
UPBD vs UPST Comparison Chart in %
Loading...
UPBD
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
UPBD vs. UPST commentary
Jul 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UPBD is a Hold and UPST is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 13, 2025
Stock price -- (UPBD: $26.22 vs. UPST: $75.62)
Brand notoriety: UPBD and UPST are both not notable
UPBD represents the Packaged Software, while UPST is part of the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: UPBD: 88% vs. UPST: 85%
Market capitalization -- UPBD: $1.92B vs. UPST: $2.28B
UPBD [@Packaged Software] is valued at $1.92B. UPST’s [@Finance/Rental/Leasing] market capitalization is $2.28B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Packaged Software] industry is $12.76B. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UPBD’s FA Score shows that 1 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • UPBD’s FA Score: 1 green, 4 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, UPBD is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UPBD’s TA Score shows that 4 TA indicator(s) are bullish while UPST’s TA Score has 4 bullish TA indicator(s).

  • UPBD’s TA Score: 4 bullish, 4 bearish.
  • UPST’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both UPBD and UPST are a good buy in the short-term.

Price Growth

UPBD (@Packaged Software) experienced а -0.49% price change this week, while UPST (@Finance/Rental/Leasing) price change was +3.04% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was -0.86%. For the same industry, the average monthly price growth was +4.27%, and the average quarterly price growth was +12.52%.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.11%. For the same industry, the average monthly price growth was +5.31%, and the average quarterly price growth was +18.26%.

Reported Earning Dates

UPBD is expected to report earnings on Oct 29, 2025.

UPST is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Packaged Software (-0.86% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

@Finance/Rental/Leasing (+0.11% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UPST($2.28B) has a higher market cap than UPBD($1.92B). UPBD has higher P/E ratio than UPST: UPBD (210.50) vs UPST (20.04). UPST YTD gains are higher at: 22.820 vs. UPBD (-7.226). UPST has less debt than UPBD: UPST (1.1B) vs UPBD (1.6B). UPBD has higher revenues than UPST: UPBD (3.99B) vs UPST (508M).
UPBDUPSTUPBD / UPST
Capitalization1.92B2.28B84%
EBITDA1.46BN/A-
Gain YTD-7.22622.820-32%
P/E Ratio210.5020.041,050%
Revenue3.99B508M786%
Total Cash93.7MN/A-
Total Debt1.6B1.1B145%
FUNDAMENTALS RATINGS
UPBD: Fundamental Ratings
UPBD
OUTLOOK RATING
1..100
13
VALUATION
overvalued / fair valued / undervalued
1..100
3
Undervalued
PROFIT vs RISK RATING
1..100
85
SMR RATING
1..100
46
PRICE GROWTH RATING
1..100
51
P/E GROWTH RATING
1..100
98
SEASONALITY SCORE
1..100
95

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
UPBDUPST
RSI
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
88%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
83%
Bearish Trend 2 days ago
87%
Momentum
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 6 days ago
86%
MACD
ODDS (%)
Bullish Trend 2 days ago
82%
Bullish Trend 6 days ago
87%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
71%
Bullish Trend 2 days ago
89%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
89%
Advances
ODDS (%)
Bullish Trend 4 days ago
72%
Bullish Trend 3 days ago
88%
Declines
ODDS (%)
Bearish Trend 20 days ago
70%
Bearish Trend about 1 month ago
90%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
85%
Aroon
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
89%
View a ticker or compare two or three
Interact to see
Advertisement
UPBD
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
FMXSX8.01N/A
N/A
Federated Hermes Max-Cap Index Svc
WESWX11.38N/A
N/A
TETON Westwood Equity AAA
IARCX16.72N/A
N/A
Invesco Real Estate C
HGIIX55.95N/A
N/A
Hartford Core Equity I
MNDKX32.58-0.45
-1.36%
MFS New Discovery R6

UPBD and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPBD has been closely correlated with PRG. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UPBD jumps, then PRG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPBD
1D Price
Change %
UPBD100%
-2.31%
PRG - UPBD
67%
Closely correlated
-1.99%
ALLY - UPBD
53%
Loosely correlated
-0.20%
OMF - UPBD
52%
Loosely correlated
-1.52%
SYF - UPBD
52%
Loosely correlated
-0.75%
CPAY - UPBD
51%
Loosely correlated
-3.36%
More