CPAY
Price
$362.06
Change
+$8.42 (+2.38%)
Updated
Jul 13 closing price
Capitalization
23.66B
29 days until earnings call
Intraday BUY SELL Signals
UPBD
Price
$21.15
Change
-$0.01 (-0.05%)
Updated
Jul 13 closing price
Capitalization
1.23B
16 days until earnings call
Intraday BUY SELL Signals
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CPAY vs UPBD

CPAY vs UPBD Comparison Chart in %
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CPAY vs. UPBD commentary
Jul 14, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPAY is a Buy and UPBD is a StrongBuy.

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COMPARISON
Comparison
Jul 14, 2026
Stock price -- (CPAY: $362.06 vs. UPBD: $21.15)
Brand notoriety: CPAY and UPBD are both not notable
CPAY represents the Computer Communications, while UPBD is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: CPAY: 64% vs. UPBD: 52%
Market capitalization -- CPAY: $23.66B vs. UPBD: $1.23B
CPAY [@Computer Communications] is valued at $23.66B. UPBD’s [@Packaged Software] market capitalization is $1.23B. The market cap for tickers in the [@Computer Communications] industry ranges from $2.9T to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $195.82B to $0. The average market capitalization across the [@Computer Communications] industry is $29.47B. The average market capitalization across the [@Packaged Software] industry is $9.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPAY’s FA Score shows that 1 FA rating(s) are green whileUPBD’s FA Score has 2 green FA rating(s).

  • CPAY’s FA Score: 1 green, 4 red.
  • UPBD’s FA Score: 2 green, 3 red.
According to our system of comparison, CPAY is a better buy in the long-term than UPBD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPAY’s TA Score shows that 5 TA indicator(s) are bullish while UPBD’s TA Score has 6 bullish TA indicator(s).

  • CPAY’s TA Score: 5 bullish, 3 bearish.
  • UPBD’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, both CPAY and UPBD are a good buy in the short-term.

Price Growth

CPAY (@Computer Communications) experienced а +1.55% price change this week, while UPBD (@Packaged Software) price change was +3.02% for the same time period.

The average weekly price growth across all stocks in the @Computer Communications industry was -4.12%. For the same industry, the average monthly price growth was +3.18%, and the average quarterly price growth was +4.06%.

The average weekly price growth across all stocks in the @Packaged Software industry was -2.53%. For the same industry, the average monthly price growth was +2.62%, and the average quarterly price growth was -9.13%.

Reported Earning Dates

CPAY is expected to report earnings on Aug 12, 2026.

UPBD is expected to report earnings on Jul 30, 2026.

Industries' Descriptions

@Computer Communications (-4.12% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

@Packaged Software (-2.53% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CPAY($23.7B) has a higher market cap than UPBD($1.23B). CPAY has higher P/E ratio than UPBD: CPAY (21.68) vs UPBD (14.68). UPBD YTD gains are higher at: 25.697 vs. CPAY (20.314). CPAY has higher annual earnings (EBITDA): 2.56B vs. UPBD (1.76B). UPBD has less debt than CPAY: UPBD (1.73B) vs CPAY (10.4B). CPAY (4.78B) and UPBD (4.74B) have equivalent revenues.
CPAYUPBDCPAY / UPBD
Capitalization23.7B1.23B1,924%
EBITDA2.56B1.76B145%
Gain YTD20.31425.69779%
P/E Ratio21.6814.68148%
Revenue4.78B4.74B101%
Total Cash2.54BN/A-
Total Debt10.4B1.73B602%
FUNDAMENTALS RATINGS
CPAY vs UPBD: Fundamental Ratings
CPAY
UPBD
OUTLOOK RATING
1..100
2141
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
3
Undervalued
PROFIT vs RISK RATING
1..100
61100
SMR RATING
1..100
3065
PRICE GROWTH RATING
1..100
4844
P/E GROWTH RATING
1..100
5731
SEASONALITY SCORE
1..100
5085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UPBD's Valuation (3) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for CPAY (49) in the Miscellaneous Commercial Services industry. This means that UPBD’s stock grew somewhat faster than CPAY’s over the last 12 months.

CPAY's Profit vs Risk Rating (61) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for UPBD (100) in the Finance Or Rental Or Leasing industry. This means that CPAY’s stock grew somewhat faster than UPBD’s over the last 12 months.

CPAY's SMR Rating (30) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for UPBD (65) in the Finance Or Rental Or Leasing industry. This means that CPAY’s stock grew somewhat faster than UPBD’s over the last 12 months.

UPBD's Price Growth Rating (44) in the Finance Or Rental Or Leasing industry is in the same range as CPAY (48) in the Miscellaneous Commercial Services industry. This means that UPBD’s stock grew similarly to CPAY’s over the last 12 months.

UPBD's P/E Growth Rating (31) in the Finance Or Rental Or Leasing industry is in the same range as CPAY (57) in the Miscellaneous Commercial Services industry. This means that UPBD’s stock grew similarly to CPAY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPAYUPBD
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
88%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
57%
Bearish Trend 1 day ago
80%
Momentum
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
81%
MACD
ODDS (%)
Bullish Trend 1 day ago
69%
N/A
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
69%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
70%
Advances
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 4 days ago
69%
Declines
ODDS (%)
Bearish Trend 26 days ago
66%
Bearish Trend 12 days ago
73%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
71%
Bearish Trend 1 day ago
90%
Aroon
ODDS (%)
Bearish Trend 1 day ago
51%
Bullish Trend 1 day ago
67%
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CPAY
Daily Signal:
Gain/Loss:
UPBD
Daily Signal:
Gain/Loss:
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UPBD and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPBD has been closely correlated with PRG. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UPBD jumps, then PRG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPBD
1D Price
Change %
UPBD100%
-0.05%
PRG - UPBD
67%
Closely correlated
+0.88%
ALLY - UPBD
53%
Loosely correlated
-1.03%
OMF - UPBD
52%
Loosely correlated
N/A
SYF - UPBD
52%
Loosely correlated
+1.06%
CPAY - UPBD
51%
Loosely correlated
+2.38%
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