CIB
Price
$51.88
Change
+$0.01 (+0.02%)
Updated
Sep 15, 03:54 PM (EDT)
Capitalization
13.45B
PAR
Price
$43.09
Change
-$0.93 (-2.11%)
Updated
Sep 15, 03:53 PM (EDT)
Capitalization
1.79B
53 days until earnings call
SPOT
Price
$706.11
Change
+$9.71 (+1.39%)
Updated
Sep 15, 03:58 PM (EDT)
Capitalization
143.3B
43 days until earnings call
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CIB or PAR or SPOT

Header iconCIB vs PAR vs SPOT Comparison
Open Charts CIB vs PAR vs SPOTBanner chart's image
Grupo Cibest SA
Price$51.88
Change+$0.01 (+0.02%)
Volume$636
Capitalization13.45B
PAR Technology
Price$43.09
Change-$0.93 (-2.11%)
Volume$100
Capitalization1.79B
Spotify Technology SA
Price$706.11
Change+$9.71 (+1.39%)
Volume$2.19K
Capitalization143.3B
CIB vs PAR vs SPOT Comparison Chart in %
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CIB
Daily Signalchanged days ago
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PAR
Daily Signalchanged days ago
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SPOT
Daily Signalchanged days ago
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COMPARISON
Comparison
Sep 15, 2025
Stock price -- (CIB: $51.87PAR: $44.02SPOT: $696.40)
Brand notoriety: CIB and PAR are not notable and SPOT is notable
CIB represents the Regional Banks industry, PAR is part of the Packaged Software industry, and SPOT is in the Internet Software/Services industry.
Current volume relative to the 65-day Moving Average: CIB: 135%, PAR: 168%, SPOT: 59%
Market capitalization -- CIB: $13.45B, PAR: $1.79B, SPOT: $143.3B
CIB [@Regional Banks] is valued at $13.45B. PAR’s [@Packaged Software] market capitalization is $1.79B. SPOT [@Internet Software/Services] has a market capitalization of $143.3B. The market cap for tickers in the [@Regional Banks] industry ranges from $168.26B to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $301.86B to $0. The market cap for tickers in the [@Internet Software/Services] industry ranges from $2.92T to $0. The average market capitalization across the [@Regional Banks] industry is $7.99B. The average market capitalization across the [@Packaged Software] industry is $8.94B. The average market capitalization across the [@Packaged Software] industry is $82.99B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CIB’s FA Score shows that 4 FA rating(s) are green whilePAR’s FA Score has 0 green FA rating(s), and SPOT’s FA Score reflects 1 green FA rating(s).

  • CIB’s FA Score: 4 green, 1 red.
  • PAR’s FA Score: 0 green, 5 red.
  • SPOT’s FA Score: 1 green, 4 red.
According to our system of comparison, CIB is a better buy in the long-term than SPOT, which in turn is a better option than PAR.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CIB’s TA Score shows that 3 TA indicator(s) are bullish while PAR’s TA Score has 4 bullish TA indicator(s), and SPOT’s TA Score reflects 5 bullish TA indicator(s).

  • CIB’s TA Score: 3 bullish, 4 bearish.
  • PAR’s TA Score: 4 bullish, 4 bearish.
  • SPOT’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, SPOT is a better buy in the short-term than PAR, which in turn is a better option than CIB.

Price Growth

CIB (@Regional Banks) experienced а -0.48% price change this week, while PAR (@Packaged Software) price change was -8.86% , and SPOT (@Internet Software/Services) price fluctuated -1.53% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.16%. For the same industry, the average monthly price growth was +3.09%, and the average quarterly price growth was +13.11%.

The average weekly price growth across all stocks in the @Packaged Software industry was +2.78%. For the same industry, the average monthly price growth was +3.69%, and the average quarterly price growth was +44.30%.

The average weekly price growth across all stocks in the @Internet Software/Services industry was +2.59%. For the same industry, the average monthly price growth was +6.81%, and the average quarterly price growth was +31.17%.

Reported Earning Dates

PAR is expected to report earnings on Nov 07, 2025.

SPOT is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (+0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

@Packaged Software (+2.78% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

@Internet Software/Services (+2.59% weekly)

Companies in this industry typically license software on a subscription basis and it is centrally hosted. Such products usually go by the names web-based software, on-demand software and hosted software. Cloud computing has emerged as a major force in this space, making it possible to save files to a remote database (without requiring them to be saved on local storage device); as long as a device has access to the web, it can access the data and the software programs to run it. This has in many cases facilitated cost efficiency, speed and security of data for businesses and consumers. Alphabet Inc., Facebook, Inc. and Yahoo! Inc. are some well-known names in the internet software/services industry.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SPOT($143B) has a higher market cap than CIB($13.4B) and PAR($1.79B). CIB YTD gains are higher at: 82.791 vs. SPOT (55.662) and PAR (-39.425). PAR has less debt than SPOT and CIB: PAR (400M) vs SPOT (2.38B) and CIB (23.46T). CIB has higher revenues than SPOT and PAR: CIB (28.11T) vs SPOT (16.6B) and PAR (418M).
CIBPARSPOT
Capitalization13.4B1.79B143B
EBITDAN/A-30.97M1.42B
Gain YTD82.791-39.42555.662
P/E Ratio7.32N/A154.16
Revenue28.11T418M16.6B
Total CashN/A85.7M8.34B
Total Debt23.46T400M2.38B
FUNDAMENTALS RATINGS
CIB vs PAR vs SPOT: Fundamental Ratings
CIB
PAR
SPOT
OUTLOOK RATING
1..100
306929
VALUATION
overvalued / fair valued / undervalued
1..100
8
Undervalued
75
Overvalued
86
Overvalued
PROFIT vs RISK RATING
1..100
18831
SMR RATING
1..100
19554
PRICE GROWTH RATING
1..100
408944
P/E GROWTH RATING
1..100
214934
SEASONALITY SCORE
1..100
4485n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CIB's Valuation (8) in the Regional Banks industry is significantly better than the same rating for PAR (75) in the Computer Processing Hardware industry, and is significantly better than the same rating for SPOT (86) in the Internet Software Or Services industry. This means that CIB's stock grew significantly faster than PAR’s and significantly faster than SPOT’s over the last 12 months.

CIB's Profit vs Risk Rating (1) in the Regional Banks industry is in the same range as SPOT (31) in the Internet Software Or Services industry, and is significantly better than the same rating for PAR (88) in the Computer Processing Hardware industry. This means that CIB's stock grew similarly to SPOT’s and significantly faster than PAR’s over the last 12 months.

CIB's SMR Rating (1) in the Regional Banks industry is somewhat better than the same rating for SPOT (54) in the Internet Software Or Services industry, and is significantly better than the same rating for PAR (95) in the Computer Processing Hardware industry. This means that CIB's stock grew somewhat faster than SPOT’s and significantly faster than PAR’s over the last 12 months.

CIB's Price Growth Rating (40) in the Regional Banks industry is in the same range as SPOT (44) in the Internet Software Or Services industry, and is somewhat better than the same rating for PAR (89) in the Computer Processing Hardware industry. This means that CIB's stock grew similarly to SPOT’s and somewhat faster than PAR’s over the last 12 months.

CIB's P/E Growth Rating (21) in the Regional Banks industry is in the same range as SPOT (34) in the Internet Software Or Services industry, and is in the same range as PAR (49) in the Computer Processing Hardware industry. This means that CIB's stock grew similarly to SPOT’s and similarly to PAR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CIBPARSPOT
RSI
ODDS (%)
Bearish Trend 4 days ago
68%
Bullish Trend 4 days ago
90%
N/A
Stochastic
ODDS (%)
Bearish Trend 4 days ago
67%
Bullish Trend 4 days ago
86%
Bearish Trend 4 days ago
60%
Momentum
ODDS (%)
N/A
Bearish Trend 4 days ago
80%
Bullish Trend 4 days ago
86%
MACD
ODDS (%)
Bullish Trend 4 days ago
66%
Bearish Trend 4 days ago
88%
Bearish Trend 4 days ago
69%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
57%
Bearish Trend 4 days ago
80%
Bearish Trend 4 days ago
67%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
68%
Bearish Trend 4 days ago
79%
Bullish Trend 4 days ago
82%
Advances
ODDS (%)
Bullish Trend 6 days ago
72%
Bullish Trend 19 days ago
82%
Bullish Trend 7 days ago
83%
Declines
ODDS (%)
Bearish Trend 4 days ago
58%
Bearish Trend 6 days ago
80%
Bearish Trend 5 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
61%
Bullish Trend 4 days ago
82%
N/A
Aroon
ODDS (%)
Bullish Trend 4 days ago
60%
Bearish Trend 4 days ago
80%
Bullish Trend 4 days ago
77%
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CIB
Daily Signalchanged days ago
Gain/Loss if bought
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PAR
Daily Signalchanged days ago
Gain/Loss if bought
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SPOT
Daily Signalchanged days ago
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