DFS
Price
$200.05
Change
-$0.43 (-0.21%)
Updated
May 16 closing price
Capitalization
32.42B
52 days until earnings call
PHH
Price
$14.53
Change
-$0.03 (-0.21%)
Updated
May 23 closing price
Capitalization
358.35M
XYF
Price
$17.27
Change
-$0.35 (-1.99%)
Updated
May 23 closing price
Capitalization
185.86M
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DFS or PHH or XYF

Header iconDFS vs PHH vs XYF Comparison
Open Charts DFS vs PHH vs XYFBanner chart's image
Discover Financial Services
Price$200.05
Change-$0.43 (-0.21%)
Volume$31.29M
Capitalization32.42B
Park Ha Biological Technology
Price$14.53
Change-$0.03 (-0.21%)
Volume$320.77K
Capitalization358.35M
X Financial
Price$17.27
Change-$0.35 (-1.99%)
Volume$239.99K
Capitalization185.86M
DFS vs PHH vs XYF Comparison Chart
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DFS
Daily Signalchanged days ago
Gain/Loss if bought
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PHH
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
XYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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COMPARISON
Comparison
May 26, 2025
Stock price -- (DFS: $199.35 vs. XYF: $17.27)
Brand notoriety: DFS: Notable vs. XYF: Not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: DFS: 521% vs. XYF: 73%
Market capitalization -- DFS: $32.42B vs. XYF: $185.86M
DFS [@Finance/Rental/Leasing] is valued at $32.42B. XYF’s [@Finance/Rental/Leasing] market capitalization is $185.86M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

DFS’s FA Score shows that 3 FA rating(s) are green whileXYF’s FA Score has 2 green FA rating(s).

  • DFS’s FA Score: 3 green, 2 red.
  • XYF’s FA Score: 2 green, 3 red.
According to our system of comparison, XYF is a better buy in the long-term than DFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

DFS’s TA Score shows that 3 TA indicator(s) are bullish while PHH’s TA Score has 0 bullish TA indicator(s), and XYF’s TA Score reflects 6 bullish TA indicator(s).

  • DFS’s TA Score: 3 bullish, 3 bearish.
  • PHH’s TA Score: 0 bullish, 3 bearish.
  • XYF’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, XYF is a better buy in the short-term than DFS, which in turn is a better option than PHH.

Price Growth

DFS (@Finance/Rental/Leasing) experienced а 0.00% price change this week, while XYF (@Finance/Rental/Leasing) price change was +15.13% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +3.26%. For the same industry, the average monthly price growth was +14.17%, and the average quarterly price growth was +15.20%.

Reported Earning Dates

DFS is expected to report earnings on Jul 16, 2025.

XYF is expected to report earnings on Mar 19, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+3.26% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
DFS($32.4B) has a higher market cap than PHH($358M) and XYF($186M). PHH has higher P/E ratio than DFS and XYF: PHH (54.27) vs DFS (11.49) and XYF (1.08). PHH YTD gains are higher at: 131.002 vs. XYF (107.323) and DFS (15.881). DFS has more cash in the bank: 794M vs. PHH (494M) and XYF (). XYF has less debt than PHH and DFS: XYF (663M) vs PHH (808M) and DFS (21.3B). DFS has higher revenues than XYF and PHH: DFS (15.9B) vs XYF (1.75B) and PHH (54M).
DFSPHHXYF
Capitalization32.4B358M186M
EBITDAN/A-19MN/A
Gain YTD15.881131.002107.323
P/E Ratio11.4954.271.08
Revenue15.9B54M1.75B
Total Cash794M494MN/A
Total Debt21.3B808M663M
FUNDAMENTALS RATINGS
DFS vs PHH vs XYF: Fundamental Ratings
DFS
PHH
XYF
OUTLOOK RATING
1..100
473244
VALUATION
overvalued / fair valued / undervalued
1..100
92
Overvalued
98
Overvalued
35
Fair valued
PROFIT vs RISK RATING
1..100
810035
SMR RATING
1..100
31008
PRICE GROWTH RATING
1..100
133634
P/E GROWTH RATING
1..100
7944
SEASONALITY SCORE
1..100
853085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

XYF's Valuation (35) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for DFS (92) and is somewhat better than the same rating for PHH (98). This means that XYF's stock grew somewhat faster than DFS’s and somewhat faster than PHH’s over the last 12 months.

DFS's Profit vs Risk Rating (8) in the Finance Or Rental Or Leasing industry is in the same range as XYF (35) and is significantly better than the same rating for PHH (100). This means that DFS's stock grew similarly to XYF’s and significantly faster than PHH’s over the last 12 months.

DFS's SMR Rating (3) in the Finance Or Rental Or Leasing industry is in the same range as XYF (8) and is significantly better than the same rating for PHH (100). This means that DFS's stock grew similarly to XYF’s and significantly faster than PHH’s over the last 12 months.

DFS's Price Growth Rating (13) in the Finance Or Rental Or Leasing industry is in the same range as XYF (34) and is in the same range as PHH (36). This means that DFS's stock grew similarly to XYF’s and similarly to PHH’s over the last 12 months.

XYF's P/E Growth Rating (4) in the Finance Or Rental Or Leasing industry is in the same range as PHH (4) and is significantly better than the same rating for DFS (79). This means that XYF's stock grew similarly to PHH’s and significantly faster than DFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
DFSPHHXYF
RSI
ODDS (%)
Bearish Trend 10 days ago
75%
N/A
Bearish Trend 3 days ago
66%
Stochastic
ODDS (%)
N/A
Bearish Trend 3 days ago
90%
Bearish Trend 3 days ago
70%
Momentum
ODDS (%)
N/A
Bearish Trend 3 days ago
89%
Bullish Trend 3 days ago
82%
MACD
ODDS (%)
N/A
N/A
Bullish Trend 3 days ago
82%
TrendWeek
ODDS (%)
Bullish Trend 10 days ago
72%
Bearish Trend 3 days ago
80%
Bullish Trend 3 days ago
80%
TrendMonth
ODDS (%)
Bullish Trend 10 days ago
69%
Bearish Trend 3 days ago
82%
Bullish Trend 3 days ago
81%
Advances
ODDS (%)
Bullish Trend 13 days ago
65%
N/A
Bullish Trend 4 days ago
81%
Declines
ODDS (%)
Bearish Trend 20 days ago
61%
N/A
Bearish Trend 11 days ago
76%
BollingerBands
ODDS (%)
Bearish Trend 10 days ago
67%
Bearish Trend 3 days ago
90%
Bearish Trend 3 days ago
81%
Aroon
ODDS (%)
Bullish Trend 10 days ago
73%
N/A
Bullish Trend 3 days ago
80%
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DFS
Daily Signalchanged days ago
Gain/Loss if bought
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PHH
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
XYF
Daily Signalchanged days ago
Gain/Loss if bought
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XYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, XYF has been loosely correlated with LX. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if XYF jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To XYF
1D Price
Change %
XYF100%
-1.99%
LX - XYF
52%
Loosely correlated
-9.80%
YRD - XYF
47%
Loosely correlated
-0.64%
QFIN - XYF
45%
Loosely correlated
-1.02%
FINV - XYF
40%
Loosely correlated
+0.23%
AER - XYF
32%
Poorly correlated
+0.33%
More