FB Financial Corp is a bank holding company... Show more
FB Financial Corporation (FBK) is a bank holding company for FirstBank, offering commercial and consumer banking services including deposits, loans, and mortgage products across Tennessee, Alabama, and surrounding states. Its business model emphasizes relationship banking, with segments in banking and mortgage origination. Operating in the competitive regional banking industry, FBK holds a strong position in the Southeast, bolstered by its recent merger with Southern States Bancshares, expanding assets to about $16 billion and branch network to 93 locations. These fundamentals, including robust loan growth and NII expansion, underpin recent stock price resilience amid sector volatility.
Over the last 30 days, FBK stock climbed from around $51.52 to $55.90, marking a gain of +8.5%. The movement was trend-driven with steady upward momentum, accelerating in early April alongside analyst upgrades. In contrast, the past quarter saw a -5% decline, with prices peaking near $58 in January before range-bound trading amid integration challenges. Volatility was moderate, influenced by sector trends rather than sharp intraday swings.
The 30-day uptick in FBK's stock price stemmed primarily from positive analyst sentiment. On April 7, Raymond James upgraded FBK to Strong Buy from Market Perform, initiating a $62 price target and citing the stock's compelling valuation after a sector pullback. Piper Sandler followed on April 2 with an upgrade to Overweight from Neutral at $65, emphasizing FBK's attractive franchise post-merger. These actions boosted market confidence in FBK's growth and profitability. Additionally, anticipation for Q1 earnings, expected April 13, contributed, with forecasts of $1.15 EPS amid stable NII. Product launches, like FirstBank's FX solution with Derivative Path and Wells Fargo on March 31, further enhanced sentiment by showcasing innovation.
The quarterly -5% dip reflected integration costs from the July 2025 merger with Southern States Bancshares, which added $2.9 billion in assets but elevated non-interest expenses and temporarily pressured organic growth. Q4 2025 earnings in January showed revenue beats at $178.6 million (+37% YoY) and EPS of $1.16, yet shares fell 13% post-report due to merger-related costs and regional bank sector weakness from elevated interest rates compressing margins. Broader macroeconomic factors, including persistent high rates impacting loan demand and deposit competition, weighed on performance. Institutional focus on capital deployment, like share repurchases, provided some offset, but cumulative sector pressures dominated.
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Investors should monitor Q1 2026 earnings on April 13 for updates on NII, loan growth, and merger synergies. Industry trends in regional banking, including deposit betas (sensitivity to rate changes) and CRE (commercial real estate) exposure, remain critical amid potential rate cuts. Macroeconomic shifts like Federal Reserve policy on inflation and employment will influence funding costs. Strategic developments, such as further M&A (mergers and acquisitions) integration or new partnerships, could drive sentiment. Risks include credit quality deterioration or regulatory changes, alongside catalysts like dividend hikes—recently up 11% to $0.21 quarterly.
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FBK saw its Momentum Indicator move above the 0 level on May 26, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 81 similar instances where the indicator turned positive. In of the 81 cases, the stock moved higher in the following days. The odds of a move higher are at .
The Moving Average Convergence Divergence (MACD) for FBK just turned positive on May 26, 2026. Looking at past instances where FBK's MACD turned positive, the stock continued to rise in of 41 cases over the following month. The odds of a continued upward trend are .
FBK moved above its 50-day moving average on June 09, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where FBK advanced for three days, in of 305 cases, the price rose further within the following month. The odds of a continued upward trend are .
FBK may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
The 10-day moving average for FBK crossed bearishly below the 50-day moving average on May 15, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In of 16 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FBK declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
The Aroon Indicator for FBK entered a downward trend on May 27, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. FBK’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 62, placing this stock slightly better than average.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.413) is normal, around the industry mean (1.300). P/E Ratio (19.970) is within average values for comparable stocks, (17.633). FBK's Projected Growth (PEG Ratio) (0.000) is very low in comparison to the industry average of (1.809). Dividend Yield (0.015) settles around the average of (0.032) among similar stocks. P/S Ratio (4.613) is also within normal values, averaging (3.751).
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
a major bank
Industry RegionalBanks