GWRE stock forecast, quote, news & analysis
Guidewire Software provides cloud-based software solutions for property and casualty insurers... Show more
Why Guidewire Software (GWRE) Stock Is Up +23% in the Last 30 Days
Key Takeaways
- GWRE closed at $205.85 on August 28, 2026, rising roughly 23% from $167.26 on July 29, 2026.
- The advance was fueled by a wave of bullish analyst initiations and price-target increases, growing AI-native product momentum, and cloud migration demand.
- Over the last three months the stock is up approximately 45% from about $142 in late May, though the path was volatile and included a 52-week low near $102 in late June.
- Fiscal third-quarter revenue grew 27% year over year to about $373 million, with annual recurring revenue (ARR) up 19% to $1.147 billion.
- Investors are positioning ahead of the company's September 3, 2026 fourth-quarter earnings report and initial fiscal 2027 guidance.
Guidewire Software (GWRE) Company Overview and Market Position
Guidewire Software is a leading provider of cloud-based platform software built specifically for the property and casualty (P&C) insurance industry. More than 570 insurers across 43 countries rely on its products to manage the full insurance lifecycle, including policy administration, underwriting, billing, and claims. Its core offerings include InsuranceSuite Cloud (PolicyCenter, BillingCenter, and ClaimCenter), the cloud-native InsuranceNow platform, and newer solutions such as PricingCenter, UnderwritingCenter, and the ProNavigator AI assistant.
The company operates primarily on a subscription model, with pricing in many cases tied to a percentage of insurers' direct written premium. Guidewire's competitive strengths include high customer switching costs, long-term contracts, and an industry-specific platform that addresses the regulatory complexity of insurance markets. Investors follow the stock closely because subscription revenue has been growing more than 30%, supported by the conversion of Guidewire's on-premises installed base to the cloud.
Guidewire Software (GWRE) Stock Price Performance: Last 30 Days vs. Quarter
Over the 30 days through the latest close of $205.85 on August 28, 2026, GWRE gained approximately 23%, rising from $167.26 on July 29, 2026. The move was broad-based and steady, with the stock breaking above $200 for the first time during the period.
The longer-term picture is more complex. Over the last three months, GWRE advanced roughly 45% from about $142 in late May. That gain, however, masked significant interim volatility: shares climbed to around $171 in early June, then retreated sharply to a 52-week low near $102 in late June before staging a sustained recovery through July and August. The stock remains below its 52-week high of roughly $272.
What Drove GWRE Stock Price in the Last 30 Days
The recent 30-day rally was driven less by a single catalyst than by a cluster of positive analyst actions and growing confidence in Guidewire's AI and cloud strategy.
On the analyst front, Piper Sandler initiated coverage with an Overweight rating and a $210 price target, citing subscription revenue growth above 30% and the cross-sell opportunity from PricingCenter and UnderwritingCenter. Stifel raised its price target to $225 from $200 while reiterating a Buy rating, pointing to sustained cloud demand and expected ARR upside in the seasonally strong fourth quarter. Guggenheim initiated coverage with a Buy rating, RBC Capital maintained an Outperform rating, and other firms issued favorable notes. The consensus rating remains a Moderate Buy, with an average price target above $220.
AI momentum was a central theme. Guidewire launched an Agentic Framework in its latest Qusar release, enabling insurers to build and manage AI agents, and continued to add ProNavigator AI assistant deployments, including at Germania Mutual Insurance and Peel Mutual Insurance. These developments reinforced the view that Guidewire is positioned as a trusted AI delivery layer for an industry with high regulatory barriers.
Finally, the stock rallied into the company's September 3 fiscal fourth-quarter earnings report, with analysts anticipating a record quarter and an ARR beat driven by cloud wins and new product adoption.
What Drove GWRE Stock Performance Over the Last Quarter
The quarterly story is one of a sharp selloff followed by a strong recovery. When Guidewire reported fiscal third-quarter results in early June, revenue and adjusted earnings exceeded expectations, but ARR came in at the midpoint of guidance and slightly below some analysts' higher projections. That prompted several firms to trim price targets, and combined with broader anxiety about how artificial intelligence might disrupt traditional software vendors, the shares slid to a 52-week low near $102 in late June.
The rebound reflected a shift in sentiment. Analysts increasingly argued that insurance's regulatory complexity protects Guidewire from do-it-yourself AI disruption and that the company is instead a primary beneficiary of insurers' AI investment. Renewed confidence in cloud migration, recurring revenue growth, and new AI-native products helped the stock recover roughly all of its June losses and push toward the $200 level by late August.
Trending AI Robots
Tickeron's Trending AI Robots page highlights a curated selection of AI-driven trading bots that are currently among the top performers in Tickeron's marketplace. While Tickeron offers hundreds of AI trading bots that monitor thousands of tickers, only the most relevant and consistently strong performers are featured in this section. Each bot operates with its own strategy, timeframe, and performance profile, giving traders a range of approaches to explore. The page is designed to help users identify automated trading strategies that align with their own objectives, whether they prefer short-term momentum or longer-horizon positioning. For those interested in data-driven trading tools, the Trending AI Robots section offers a practical starting point.
GWRE Stock Forecast Drivers: What Investors Should Watch Next
The most immediate catalyst is Guidewire's fiscal fourth-quarter and full-year earnings report on September 3, 2026, alongside initial fiscal 2027 guidance. Analysts will focus on closing ARR relative to the company's $1.229 billion to $1.237 billion full-year target, the pace of subscription revenue growth, and any early read on next year's outlook.
Beyond earnings, investors should monitor cloud migration activity, the adoption and monetization of AI products such as ProNavigator, PricingCenter, and UnderwritingCenter, and whether ARR growth can sustain a roughly 18% to 19% pace. Broader factors include insurance technology spending trends, interest-rate conditions, and valuation sensitivity given the stock's premium multiple. Competitive dynamics around AI-enabled alternatives and execution on large, discrete cloud deals also remain key watch items. As always, these are factors to monitor rather than predictions of future performance.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
GWRE sees MACD Histogram crosses below signal line
GWRE saw its Moving Average Convergence Divergence Histogram (MACD) turn negative on September 04, 2026. This is a bearish signal that suggests the stock could decline going forward. Tickeron's A.I.dvisor looked at 45 instances where the indicator turned negative. In of the 45 cases the stock moved lower in the days that followed. This puts the odds of a downward move at .
Technical Analysis (Indicators)
Bearish Trend Analysis
The 10-day RSI Indicator for GWRE moved out of overbought territory on September 02, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 40 similar instances where the indicator moved out of overbought territory. In of the 40 cases, the stock moved lower in the following days. This puts the odds of a move lower at .
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In of 62 cases where GWRE's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are .
The Momentum Indicator moved below the 0 level on September 04, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on GWRE as a result. In of 78 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where GWRE declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
Bullish Trend Analysis
The 50-day moving average for GWRE moved above the 200-day moving average on September 02, 2026. This could be a long-term bullish signal for the stock as the stock shifts to an upward trend.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where GWRE advanced for three days, in of 313 cases, the price rose further within the following month. The odds of a continued upward trend are .
GWRE may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In of 209 cases where GWRE Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. GWRE’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (10.267) is normal, around the industry mean (28.665). P/E Ratio (87.323) is within average values for comparable stocks, (78.353). Projected Growth (PEG Ratio) (0.891) is also within normal values, averaging (1.664). Dividend Yield (0.000) settles around the average of (0.046) among similar stocks. P/S Ratio (9.843) is also within normal values, averaging (76.156).
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. GWRE’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock better than average.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
Notable companies
Industry description
Market Cap
High and low price notable news
Volume
Fundamental Analysis Ratings
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
Advertisement
General Information
a provider of software products for property and casualty insurers
Industry PackagedSoftware