OPRT Oportun Financial Corp Forecast, Technical & Fundamental Analysis
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history... Show more
OPRT is expected to report earnings to rise 56.19% to 32 cents per share on August 05
Q2'26
Est.
$0.33
Q1'26
Beat
by $0.01
Q4'25
Missed
by $0.01
Q3'25
Beat
by $0.11
Q2'25
Beat
by $0.08
The last earnings report on May 07 showed earnings per share of 20 cents, beating the estimate of 20 cents. With 194.08K shares outstanding, the current market capitalization sits at 254.56M.
A.I. Advisor
published General Information
General Information
a holding company, which engages in the provision of financial services for customers with credit invisibles
A.I.dvisor indicates that over the last year, OPRT has been loosely correlated with ALLY. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if OPRT jumps, then ALLY could also see price increases.
OPRT in upward trend: 10-day moving average moved above 50-day moving average on June 29, 2026
The 10-day moving average for OPRT crossed bullishly above the 50-day moving average on June 29, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In of 15 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are .
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. of 69 cases where OPRT's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are .
OPRT moved above its 50-day moving average on July 24, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where OPRT advanced for three days, in of 268 cases, the price rose further within the following month. The odds of a continued upward trend are .
The Aroon Indicator entered an Uptrend today. In of 135 cases where OPRT Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
Bearish Trend Analysis
The 10-day RSI Indicator for OPRT moved out of overbought territory on July 06, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 33 similar instances where the indicator moved out of overbought territory. In of the 33 cases, the stock moved lower in the following days. This puts the odds of a move lower at .
The Momentum Indicator moved below the 0 level on July 30, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on OPRT as a result. In of 79 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .
The Moving Average Convergence Divergence Histogram (MACD) for OPRT turned negative on July 22, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 41 similar instances when the indicator turned negative. In of the 41 cases the stock turned lower in the days that followed. This puts the odds of success at .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where OPRT declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
OPRT broke above its upper Bollinger Band on July 16, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.642) is normal, around the industry mean (4.658). P/E Ratio (14.973) is within average values for comparable stocks, (17.970). OPRT's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.171). Dividend Yield (0.000) settles around the average of (0.071) among similar stocks. P/S Ratio (0.677) is also within normal values, averaging (5.852).
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. OPRT’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. OPRT’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 76, placing this stock worse than average.
