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XYF
Stock ticker: NYSE
AS OF
Oct 8, 04:59 PM (EDT)
Price
$14.60
Change
+$0.35 (+2.46%)
Capitalization
582.59M

XYF stock forecast, quote, news & analysis

X Financial is a Cayman Islands-based technology-driven personal finance company... Show more

XYF
Daily Signalchanged days ago
Gain/Loss if bought
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A.I.Advisor
published price charts
These past five trading days, the stock lost 0.00% with an average daily volume of 0 shares traded.The stock tracked a drawdown of 0% for this period.
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A.I.Advisor
a Summary for XYF with price predictions
Oct 07, 2025

XYF in upward trend: price rose above 50-day moving average on October 02, 2025

XYF moved above its 50-day moving average on October 02, 2025 date and that indicates a change from a downward trend to an upward trend. In of 61 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are .

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. of 54 cases where XYF's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are .

The Moving Average Convergence Divergence (MACD) for XYF just turned positive on October 02, 2025. Looking at past instances where XYF's MACD turned positive, the stock continued to rise in of 47 cases over the following month. The odds of a continued upward trend are .

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where XYF advanced for three days, in of 267 cases, the price rose further within the following month. The odds of a continued upward trend are .

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on October 07, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on XYF as a result. In of 101 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .

Following a 3-day decline, the stock is projected to fall further. Considering past instances where XYF declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.537) is normal, around the industry mean (13.263). P/E Ratio (2.642) is within average values for comparable stocks, (44.054). XYF's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.399). Dividend Yield (0.037) settles around the average of (0.038) among similar stocks. P/S Ratio (1.478) is also within normal values, averaging (130.745).

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 71, placing this stock slightly better than average.

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. XYF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Seasonality Score of (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

A.I.Advisor
published Dividends

XYF is expected to pay dividends on October 15, 2025

X Financial XYF Stock Dividends
A dividend of $0.28 per share will be paid with a record date of October 15, 2025, and an ex-dividend date of September 26, 2025. The last dividend of $0.25 was paid on July 02. Read more...
A.I.Advisor
published Highlights

Notable companies

The most notable companies in this group are VISA (NYSE:V), Mastercard (NYSE:MA), American Express Company (NYSE:AXP), Capital One Financial (NYSE:COF), PayPal Holdings (NASDAQ:PYPL), Synchrony Financial (NYSE:SYF), SLM Corp (NASDAQ:SLM), Bread Financial Holdings (NYSE:BFH), LexinFintech Holdings Ltd (NASDAQ:LX), Qudian (NYSE:QD).

Industry description

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

Market Cap

The average market capitalization across the Savings Banks Industry is 22.26B. The market cap for tickers in the group ranges from 4.54M to 684.03B. V holds the highest valuation in this group at 684.03B. The lowest valued company is DXF at 4.54M.

High and low price notable news

The average weekly price growth across all stocks in the Savings Banks Industry was 0%. For the same Industry, the average monthly price growth was -1%, and the average quarterly price growth was 49%. SPST experienced the highest price growth at 17%, while EDNMF experienced the biggest fall at -20%.

Volume

The average weekly volume growth across all stocks in the Savings Banks Industry was 9%. For the same stocks of the Industry, the average monthly volume growth was 57% and the average quarterly volume growth was 33%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 53
P/E Growth Rating: 55
Price Growth Rating: 55
SMR Rating: 56
Profit Risk Rating: 70
Seasonality Score: 14 (-100 ... +100)
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XYF
Daily Signalchanged days ago
Gain/Loss if bought
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published General Information

General Information

a chinese personal finance company

Industry SavingsBanks

Profile
Fundamentals
Details
Industry
Finance Or Rental Or Leasing
Address
No. 168, Haide Third Avenue
Phone
+86 75586282977
Employees
461
Web
https://ir.xiaoyinggroup.com