Zions Bancorp is a US regional bank with around $90 billion in total assets as of Dec... Show more
Zions Bancorporation, National Association, is a Salt Lake City-based regional bank with approximately $90 billion in total assets as of March 31, 2026. Operating through seven distinct affiliate brands — including Zions Bank, Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington — the company serves small- and mid-sized businesses, commercial real estate clients, and retail customers across 11 Western and Southwestern states. Zions generates revenue through commercial and small business lending, capital markets and investment banking services, retail banking, and wealth management. With a price-to-earnings ratio near 10.7 and a dividend yield of approximately 2.6%, the stock attracts value-oriented and income-focused investors alike.
Over the last 30 days, ZION shares advanced from an adjusted closing price of $62.45 on May 29, 2026, to $69.14 on June 26, 2026 — a gain of roughly 10.7%. The stock touched a 52-week high of $69.80 during this period, reflecting strong buying interest. The move was characterized by steady upward momentum punctuated by brief consolidation phases in early June.
Zooming out to the quarterly view, ZION has delivered an even more impressive performance, rising approximately 25% since late March 2026, when shares traded in the $55–$57 range. This multi-month rally has been fueled by a combination of better-than-expected earnings, improving credit quality metrics, and a broader rotation into regional bank stocks as interest rate expectations stabilized.
Several factors contributed to ZION's double-digit advance over the past month. The regional banking sector broadly benefited from easing recession fears and stabilizing Treasury yields, which supported net interest margin outlooks across the industry. ZION specifically benefited from residual optimism following its Q1 2026 earnings report released in late April, where the company posted earnings per share of $1.54, beating consensus estimates of $1.43, alongside revenue of $856 million.
On the analyst front, Stephens initiated coverage on ZION with an Overweight rating and a $79 price target on June 15, 2026, providing a notable sentiment boost. Morgan Stanley also maintained its Buy rating with a $77 target. However, not all signals were bullish — Robert W. Baird downgraded the stock to Neutral from Outperform on June 23, citing valuation concerns after the strong run-up, while maintaining a $68 price target. The company also announced the pricing of senior notes during the period, signaling proactive balance sheet management. Additionally, Zions received 15 Coalition Greenwich Best Bank Awards for 2026, reinforcing its reputation for operational excellence in middle-market and small business banking.
ZION's quarterly surge of approximately 25% reflects a broader recovery narrative in regional banking that began gaining traction in early 2026. The company's Q1 2026 earnings beat served as a pivotal catalyst, demonstrating resilient net interest income, disciplined expense management, and stable credit quality. Earlier in the quarter, Morgan Stanley upgraded ZION to Overweight from Equal-Weight in early March, and Baird had previously upgraded the stock to Outperform before its recent downgrade. The company also announced a share repurchase authorization and maintained its quarterly dividend of $0.45 per share, signaling confidence in its capital position. The acquisition of a Fannie Mae and Freddie Mac multifamily loan business line from Basis Investment Group further underscored ZION's strategic efforts to diversify and strengthen its commercial real estate lending capabilities.
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The most immediate catalyst for ZION is its Q2 2026 earnings report, scheduled for July 20, 2026. Analysts expect earnings per share of approximately $1.55 on revenue near $875 million. Investors will scrutinize net interest margin trends, loan growth, deposit costs, and credit quality — particularly in the commercial real estate portfolio. Macroeconomic factors, including Federal Reserve policy direction and Treasury yield movements, will continue to influence the stock. With the consensus analyst price target around $69–$70 and the stock trading near that level, further upside may depend on whether Q2 results exceed expectations and whether management raises forward guidance. The recent Baird downgrade highlights that valuation is becoming a point of debate after the stock's strong run. Additionally, any shifts in regulatory policy affecting regional banks, changes in institutional ownership, or developments in the competitive landscape across ZION's Western U.S. footprint could meaningfully impact the stock's trajectory.
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Moving higher for three straight days is viewed as a bullish sign. Keep an eye on this stock for future growth. Considering data from situations where ZION advanced for three days, in of 326 cases, the price rose further within the following month. The odds of a continued upward trend are .
The Moving Average Convergence Divergence (MACD) for ZION just turned positive on June 04, 2026. Looking at past instances where ZION's MACD turned positive, the stock continued to rise in of 49 cases over the following month. The odds of a continued upward trend are .
The Aroon Indicator entered an Uptrend today. In of 251 cases where ZION Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
The RSI Indicator demonstrates that the ticker has stayed in the overbought zone for 7 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 17 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ZION declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
ZION broke above its upper Bollinger Band on June 09, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating outstanding price growth. ZION’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.366) is normal, around the industry mean (1.302). P/E Ratio (10.422) is within average values for comparable stocks, (17.714). ZION's Projected Growth (PEG Ratio) (4.632) is very high in comparison to the industry average of (1.913). Dividend Yield (0.027) settles around the average of (0.032) among similar stocks. P/S Ratio (2.870) is also within normal values, averaging (3.755).
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. ZION’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 60, placing this stock worse than average.
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
a regional bank
Industry RegionalBanks