ACT
Price
$37.44
Change
-$0.81 (-2.12%)
Updated
Aug 15 closing price
Capitalization
5.52B
80 days until earnings call
NMIH
Price
$38.97
Change
-$0.78 (-1.96%)
Updated
Aug 15 closing price
Capitalization
3.02B
80 days until earnings call
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ACT vs NMIH

Header iconACT vs NMIH Comparison
Open Charts ACT vs NMIHBanner chart's image
Enact Holdings
Price$37.44
Change-$0.81 (-2.12%)
Volume$270.63K
Capitalization5.52B
NMI Holdings
Price$38.97
Change-$0.78 (-1.96%)
Volume$338.62K
Capitalization3.02B
ACT vs NMIH Comparison Chart in %
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ACT
Daily Signalchanged days ago
Gain/Loss if bought
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NMIH
Daily Signalchanged days ago
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ACT vs. NMIH commentary
Aug 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ACT is a Hold and NMIH is a Hold.

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COMPARISON
Comparison
Aug 16, 2025
Stock price -- (ACT: $37.44 vs. NMIH: $38.97)
Brand notoriety: ACT and NMIH are both not notable
Both companies represent the Specialty Insurance industry
Current volume relative to the 65-day Moving Average: ACT: 68% vs. NMIH: 66%
Market capitalization -- ACT: $5.52B vs. NMIH: $3.02B
ACT [@Specialty Insurance] is valued at $5.52B. NMIH’s [@Specialty Insurance] market capitalization is $3.02B. The market cap for tickers in the [@Specialty Insurance] industry ranges from $16.19B to $0. The average market capitalization across the [@Specialty Insurance] industry is $3.62B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ACT’s FA Score shows that 1 FA rating(s) are green whileNMIH’s FA Score has 1 green FA rating(s).

  • ACT’s FA Score: 1 green, 4 red.
  • NMIH’s FA Score: 1 green, 4 red.
According to our system of comparison, ACT is a better buy in the long-term than NMIH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ACT’s TA Score shows that 5 TA indicator(s) are bullish while NMIH’s TA Score has 3 bullish TA indicator(s).

  • ACT’s TA Score: 5 bullish, 4 bearish.
  • NMIH’s TA Score: 3 bullish, 7 bearish.
According to our system of comparison, ACT is a better buy in the short-term than NMIH.

Price Growth

ACT (@Specialty Insurance) experienced а +0.86% price change this week, while NMIH (@Specialty Insurance) price change was -0.03% for the same time period.

The average weekly price growth across all stocks in the @Specialty Insurance industry was +0.87%. For the same industry, the average monthly price growth was +3.88%, and the average quarterly price growth was +10.20%.

Reported Earning Dates

ACT is expected to report earnings on Nov 04, 2025.

NMIH is expected to report earnings on Nov 04, 2025.

Industries' Descriptions

@Specialty Insurance (+0.87% weekly)

Specialty insurance typically caters to niche-markets, and covers items that are special or unique and/or items that are not typically covered under other insurance policies. Restoration or purchase of a one-of-a-kind collector’s item, high-value home, recreational vehicles, sailboat or even jet skis, horses and farms, all-terrain vehicle, funerals, museums and fine art collections are some examples– one or more of which are covered by a specialty insurance provider. In some cases, a specialty insurance could also complement someone’s existing auto, home and umbrella policies. Markel Corp, for Fidelity National Financial, Inc., Assurant, Inc. and Athene Holding Ltd. are examples of specialty insurance providers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ACT($5.52B) has a higher market cap than NMIH($3.02B). ACT (8.49) and NMIH (8.27) have similar P/E ratio . ACT YTD gains are higher at: 16.945 vs. NMIH (6.012). ACT has more cash in the bank: 2.22B vs. NMIH (461M). NMIH has less debt than ACT: NMIH (416M) vs ACT (744M). ACT has higher revenues than NMIH: ACT (1.23B) vs NMIH (680M).
ACTNMIHACT / NMIH
Capitalization5.52B3.02B183%
EBITDAN/AN/A-
Gain YTD16.9456.012282%
P/E Ratio8.498.27103%
Revenue1.23B680M180%
Total Cash2.22B461M480%
Total Debt744M416M179%
FUNDAMENTALS RATINGS
ACT vs NMIH: Fundamental Ratings
ACT
NMIH
OUTLOOK RATING
1..100
2717
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
94
Overvalued
PROFIT vs RISK RATING
1..100
1618
SMR RATING
1..100
7557
PRICE GROWTH RATING
1..100
4650
P/E GROWTH RATING
1..100
4562
SEASONALITY SCORE
1..100
6529

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ACT's Valuation (68) in the null industry is in the same range as NMIH (94) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

ACT's Profit vs Risk Rating (16) in the null industry is in the same range as NMIH (18) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

NMIH's SMR Rating (57) in the Property Or Casualty Insurance industry is in the same range as ACT (75) in the null industry. This means that NMIH’s stock grew similarly to ACT’s over the last 12 months.

ACT's Price Growth Rating (46) in the null industry is in the same range as NMIH (50) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

ACT's P/E Growth Rating (45) in the null industry is in the same range as NMIH (62) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ACTNMIH
RSI
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
64%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
56%
Bearish Trend 2 days ago
65%
Momentum
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
71%
MACD
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
42%
Bearish Trend 2 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
41%
Bullish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 4 days ago
70%
Declines
ODDS (%)
N/A
Bearish Trend 2 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
71%
Aroon
ODDS (%)
Bearish Trend 2 days ago
43%
Bearish Trend 2 days ago
64%
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ACT
Daily Signalchanged days ago
Gain/Loss if bought
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NMIH
Daily Signalchanged days ago
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NMIH and

Correlation & Price change

A.I.dvisor indicates that over the last year, NMIH has been closely correlated with ESNT. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if NMIH jumps, then ESNT could also see price increases.

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Ticker /
NAME
Correlation
To NMIH
1D Price
Change %
NMIH100%
-1.96%
ESNT - NMIH
82%
Closely correlated
-1.53%
MTG - NMIH
79%
Closely correlated
-1.26%
RDN - NMIH
77%
Closely correlated
-1.79%
ACT - NMIH
74%
Closely correlated
-2.12%
FNF - NMIH
62%
Loosely correlated
-1.44%
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