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ALL vs HIG
Which Stock Would AI Choose? Allstate Corporation (ALL) vs. Hartford Financial Services Group (HIG) Stock Comparison
Key Takeaways
- Allstate Corporation (ALL) boasts a larger market capitalization of approximately $55 billion compared to Hartford Financial Services Group (HIG)'s $37.5 billion, reflecting its dominant scale in property-casualty insurance.
- ALL has delivered stronger year-to-date gains of 3.1%, outperforming HIG's near-flat 0.2% return amid recent market volatility.
- Valuation metrics favor ALL with a trailing P/E ratio (price-to-earnings ratio) of 5.61 versus HIG's 9.64, suggesting relative undervaluation.
- HIG recently reported Q1 2026 revenue of $7.23 billion and core earnings per share (EPS) of $3.09, highlighting underwriting discipline despite some expectations misses.
- Both stocks exhibit resilience in the insurance sector, but ALL benefits from anticipated EPS growth over 110% in its upcoming quarterly results.
- Investor sentiment leans toward stability in both, with ALL showing consistent outperformance relative to sector peers in recent weeks.
Introduction
Allstate Corporation (ALL) and Hartford Financial Services Group (HIG) are prominent players in the property and casualty (P&C) insurance sector, offering exposure to auto, home, and commercial lines amid fluctuating interest rates and catastrophe risks. This stock comparison analyzes their recent market positioning, financial metrics, and performance drivers, aiding traders seeking short-term momentum and long-term investors evaluating sector stability. With insurance stocks sensitive to premium growth, claims trends, and investment income, understanding relative strengths helps navigate current economic conditions characterized by moderating inflation and yield curve shifts.
ALL Overview and Recent Performance
Allstate Corporation (ALL) is a leading U.S. insurer focused on personal lines like auto and homeowners insurance, alongside protection services. In recent market activity, ALL shares have traded around $213, near the upper end of their 52-week range ($188-$219), supported by positive analyst revisions and anticipation of robust Q1 results. Year-to-date gains of 3.1% have outpaced the sector, driven by expectations of over 110% year-over-year EPS growth, bolstered by net investment income and premium rate increases. Sentiment has improved on underwriting improvements and lower catastrophe losses in recent quarters, though shares experienced minor pullbacks amid broader market upticks. Trading volumes remain steady, reflecting confidence ahead of earnings.
HIG Overview and Recent Performance
Hartford Financial Services Group (HIG) provides diversified P&C coverage, including group benefits and commercial lines, serving both personal and business clients. Shares recently hovered near $137, within a 52-week band of $119-$145, following Q1 2026 results that showed $7.23 billion in revenue and $856 million net income, with core EPS at $3.09. Despite some EPS shortfalls, strong pricing discipline and technology investments supported performance, though year-to-date returns lag at 0.2% due to competitive pressures and higher costs in personal lines. Recent weeks saw modest declines versus market gains, influenced by mixed earnings reactions, yet core underwriting gains signal resilience.
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Head-to-Head Comparison
Both ALL and HIG operate in the P&C insurance space, with ALL emphasizing personal lines and HIG balancing commercial and group benefits for broader diversification. Growth drivers differ: ALL leverages scale and premium hikes, while HIG focuses on pricing execution amid competition. Recent momentum favors ALL's steadier gains, contrasting HIG's post-earnings dips. Risk factors include catastrophe exposure for both, but HIG faces elevated personal lines costs. Sector-wise, rising rates boost investment income universally, yet market sentiment tilts toward ALL's lower valuation and upside potential.
Tickeron AI Verdict
Tickeron’s AI models currently lean toward Allstate Corporation (ALL) over Hartford Financial Services Group (HIG), citing superior trend consistency, lower P/E positioning, and stronger relative YTD performance amid favorable earnings outlook. HIG's solid core results provide stability, but ALL's momentum and valuation edge suggest higher probability of near-term outperformance in the current environment.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALL is a Buy and HIG is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALL’s FA Score shows that 1 FA rating(s) are green whileHIG’s FA Score has 1 green FA rating(s).
- ALL’s FA Score: 1 green, 4 red.
- HIG’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALL’s TA Score shows that 4 TA indicator(s) are bullish while HIG’s TA Score has 4 bullish TA indicator(s).
- ALL’s TA Score: 4 bullish, 4 bearish.
- HIG’s TA Score: 4 bullish, 5 bearish.
Price Growth
ALL (@Property/Casualty Insurance) experienced а -1.59% price change this week, while HIG (@Multi-Line Insurance) price change was -2.79% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +0.27%. For the same industry, the average monthly price growth was +1.05%, and the average quarterly price growth was -0.32%.
The average weekly price growth across all stocks in the @Multi-Line Insurance industry was +0.79%. For the same industry, the average monthly price growth was +2.25%, and the average quarterly price growth was +12.65%.
Reported Earning Dates
ALL is expected to report earnings on Aug 05, 2026.
HIG is expected to report earnings on Jul 23, 2026.
Industries' Descriptions
@Property/Casualty Insurance (+0.27% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
@Multi-Line Insurance (+0.79% weekly)A multi-line insurance contract bundles together exposures to risk and covers them under a single contract. For providers of such policies, the bundle is a potential risk diversification strategy since their exposure gets spread over several factors, which helps them mitigate a financial burden if a catastrophic event were to occur. Other potential benefits include getting more premiums from including more than one type of insurance in a bundle, and getting a competitive edge by procuring multiple insurance contracts with a customer. Examples of companies in this industry are Berkshire Hathaway (which owns several insurance companies), Chubb Limited, American International Group, Inc. and Sun Life Financial Inc.
| ALL | HIG | ALL / HIG | |
| Capitalization | 54.9B | 36.2B | 152% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 2.920 | -3.785 | -77% |
| P/E Ratio | 4.72 | 9.29 | 51% |
| Revenue | 67.6B | 28.5B | 237% |
| Total Cash | 5.4B | 21.8B | 25% |
| Total Debt | 7.49B | 4.37B | 171% |
ALL | HIG | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 52 Fair valued | 56 Fair valued | |
PROFIT vs RISK RATING 1..100 | 12 | 5 | |
SMR RATING 1..100 | 81 | 89 | |
PRICE GROWTH RATING 1..100 | 41 | 60 | |
P/E GROWTH RATING 1..100 | 98 | 80 | |
SEASONALITY SCORE 1..100 | 75 | 55 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALL's Valuation (52) in the Property Or Casualty Insurance industry is in the same range as HIG (56) in the Multi Line Insurance industry. This means that ALL’s stock grew similarly to HIG’s over the last 12 months.
HIG's Profit vs Risk Rating (5) in the Multi Line Insurance industry is in the same range as ALL (12) in the Property Or Casualty Insurance industry. This means that HIG’s stock grew similarly to ALL’s over the last 12 months.
ALL's SMR Rating (81) in the Property Or Casualty Insurance industry is in the same range as HIG (89) in the Multi Line Insurance industry. This means that ALL’s stock grew similarly to HIG’s over the last 12 months.
ALL's Price Growth Rating (41) in the Property Or Casualty Insurance industry is in the same range as HIG (60) in the Multi Line Insurance industry. This means that ALL’s stock grew similarly to HIG’s over the last 12 months.
HIG's P/E Growth Rating (80) in the Multi Line Insurance industry is in the same range as ALL (98) in the Property Or Casualty Insurance industry. This means that HIG’s stock grew similarly to ALL’s over the last 12 months.
| ALL | HIG | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 4 days ago 64% | 4 days ago 68% |
| Momentum ODDS (%) | 4 days ago 69% | 4 days ago 46% |
| MACD ODDS (%) | 4 days ago 47% | 4 days ago 43% |
| TrendWeek ODDS (%) | 4 days ago 51% | 4 days ago 41% |
| TrendMonth ODDS (%) | 4 days ago 59% | 4 days ago 39% |
| Advances ODDS (%) | 14 days ago 59% | 14 days ago 58% |
| Declines ODDS (%) | 4 days ago 49% | 4 days ago 44% |
| BollingerBands ODDS (%) | 4 days ago 60% | 4 days ago 80% |
| Aroon ODDS (%) | 4 days ago 56% | 4 days ago 62% |
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ALL and
Correlation & Price change
A.I.dvisor indicates that over the last year, ALL has been closely correlated with HIG. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALL jumps, then HIG could also see price increases.