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CB vs HIG
Which Stock Would AI Choose? Chubb Limited (CB) vs. The Hartford Financial Services Group (HIG) Stock Comparison
Key Takeaways
- CB boasts a larger market capitalization of approximately $129 billion compared to HIG's $38 billion, reflecting greater scale in global operations.
- CB has delivered stronger year-to-date (YTD) performance at 6% versus HIG's 1.3%, amid recent market activity.
- Both stocks trade at attractive valuations, with HIG's price-to-earnings (P/E) ratio of 10.4 lower than CB's 12.9, suggesting relative value in HIG.
- Upcoming Q1 earnings reports are anticipated positively for both, with CB expected at $6.47 EPS and HIG at $3.29 EPS, driving recent sentiment.
- HIG has shown stronger one-year returns around 20%, outperforming CB's 13-20% in broader comparisons.
- Insurance sector peers benefit from premium growth and underwriting discipline in recent weeks, though catastrophe risks remain a shared concern.
Introduction
Chubb Limited (CB) and The Hartford Financial Services Group (HIG) are prominent players in the property and casualty (P&C) insurance sector, offering diversified coverage including commercial, personal, and reinsurance products. This comparison is relevant for investors seeking exposure to stable insurers amid volatile markets, as both companies navigate premium growth, investment income, and underwriting challenges. Traders focused on relative performance may find value in their distinct scales and regional emphases, especially with Q1 earnings on the horizon. Understanding their recent trajectories aids in assessing sector positioning and potential trade-offs in growth versus value.
CB Overview and Recent Performance
Chubb Limited (CB) is a global leader in P&C insurance and reinsurance, operating across North America, Europe, and Asia with segments in commercial, personal, agricultural, and life insurance. In recent market activity, CB shares have traded around $330, with a 52-week range of $264 to $346. YTD gains of 6% reflect resilience, supported by strong prior-quarter results and expectations for Q1 revenue of $14.85 billion. Sentiment has been bolstered by analyst optimism on revenue growth, though valuation concerns persist amid share price momentum. Factors influencing performance include disciplined underwriting, favorable investment yields, and global premium expansion, tempered by broader sector catastrophe exposures.
HIG Overview and Recent Performance
The Hartford Financial Services Group (HIG) focuses on U.S.-centric P&C insurance through business, personal, and group benefits segments, alongside investment management via Hartford Funds. Shares recently hover near $139, within a 52-week range of $116 to $145. YTD performance stands at 1.3%, with one-year returns around 20%. Recent weeks have seen steady momentum from robust Q4 core earnings and anticipation for Q1 EPS of $3.29, driven by personal lines strength and pricing discipline. Positive analyst adjustments, like BofA's price target hike, have supported sentiment, influenced by underwriting gains and technology investments, despite shared industry risks like claims inflation.
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Head-to-Head Comparison
Both CB and HIG operate in P&C insurance but differ in scope: CB emphasizes global reinsurance and overseas general insurance, while HIG prioritizes U.S. personal and business lines with employee benefits. Growth drivers include premium rate increases and investment income for both, though CB's scale supports broader diversification. Recent momentum favors CB YTD, but HIG edges one-year returns. Risk factors like catastrophe losses and claims inflation apply equally, with HIG potentially more exposed to U.S. personal auto. Market sentiment is upbeat pre-earnings, yet HIG's lower P/E signals value trade-offs against CB's stability.
Tickeron AI Verdict
Tickeron’s AI currently leans toward CB with higher probability for near-term outperformance, based on superior YTD momentum, larger market positioning, and consistent trend strength in recent weeks. HIG offers compelling value via lower valuation multiples and solid one-year gains, potentially appealing for longer horizons. Observable factors like earnings catalysts and sector tailwinds support probabilistic edge for CB amid current conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CB is a Hold and HIG is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CB’s FA Score shows that 1 FA rating(s) are green whileHIG’s FA Score has 1 green FA rating(s).
- CB’s FA Score: 1 green, 4 red.
- HIG’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CB’s TA Score shows that 5 TA indicator(s) are bullish while HIG’s TA Score has 6 bullish TA indicator(s).
- CB’s TA Score: 5 bullish, 5 bearish.
- HIG’s TA Score: 6 bullish, 3 bearish.
Price Growth
CB (@Property/Casualty Insurance) experienced а -1.07% price change this week, while HIG (@Multi-Line Insurance) price change was -0.12% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.18%. For the same industry, the average monthly price growth was +1.08%, and the average quarterly price growth was -4.14%.
The average weekly price growth across all stocks in the @Multi-Line Insurance industry was -1.15%. For the same industry, the average monthly price growth was -2.33%, and the average quarterly price growth was -2.79%.
Reported Earning Dates
CB is expected to report earnings on Jul 28, 2026.
HIG is expected to report earnings on Jul 23, 2026.
Industries' Descriptions
@Property/Casualty Insurance (+1.18% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
@Multi-Line Insurance (-1.15% weekly)A multi-line insurance contract bundles together exposures to risk and covers them under a single contract. For providers of such policies, the bundle is a potential risk diversification strategy since their exposure gets spread over several factors, which helps them mitigate a financial burden if a catastrophic event were to occur. Other potential benefits include getting more premiums from including more than one type of insurance in a bundle, and getting a competitive edge by procuring multiple insurance contracts with a customer. Examples of companies in this industry are Berkshire Hathaway (which owns several insurance companies), Chubb Limited, American International Group, Inc. and Sun Life Financial Inc.
| CB | HIG | CB / HIG | |
| Capitalization | 125B | 35.2B | 355% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 4.244 | -6.089 | -70% |
| P/E Ratio | 11.44 | 9.03 | 127% |
| Revenue | 61.2B | 28.5B | 215% |
| Total Cash | N/A | 21.8B | - |
| Total Debt | 17.5B | 4.37B | 400% |
CB | HIG | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 5 | 10 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 68 Overvalued | 40 Fair valued | |
PROFIT vs RISK RATING 1..100 | 6 | 5 | |
SMR RATING 1..100 | 94 | 50 | |
PRICE GROWTH RATING 1..100 | 53 | 59 | |
P/E GROWTH RATING 1..100 | 69 | 79 | |
SEASONALITY SCORE 1..100 | 75 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
HIG's Valuation (40) in the Multi Line Insurance industry is in the same range as CB (68) in the Property Or Casualty Insurance industry. This means that HIG’s stock grew similarly to CB’s over the last 12 months.
HIG's Profit vs Risk Rating (5) in the Multi Line Insurance industry is in the same range as CB (6) in the Property Or Casualty Insurance industry. This means that HIG’s stock grew similarly to CB’s over the last 12 months.
HIG's SMR Rating (50) in the Multi Line Insurance industry is somewhat better than the same rating for CB (94) in the Property Or Casualty Insurance industry. This means that HIG’s stock grew somewhat faster than CB’s over the last 12 months.
CB's Price Growth Rating (53) in the Property Or Casualty Insurance industry is in the same range as HIG (59) in the Multi Line Insurance industry. This means that CB’s stock grew similarly to HIG’s over the last 12 months.
CB's P/E Growth Rating (69) in the Property Or Casualty Insurance industry is in the same range as HIG (79) in the Multi Line Insurance industry. This means that CB’s stock grew similarly to HIG’s over the last 12 months.
| CB | HIG | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 61% | 2 days ago 70% |
| Stochastic ODDS (%) | 2 days ago 43% | 2 days ago 67% |
| Momentum ODDS (%) | 2 days ago 49% | 2 days ago 60% |
| MACD ODDS (%) | 2 days ago 49% | 2 days ago 59% |
| TrendWeek ODDS (%) | 2 days ago 40% | 2 days ago 42% |
| TrendMonth ODDS (%) | 2 days ago 35% | 2 days ago 41% |
| Advances ODDS (%) | 10 days ago 50% | 4 days ago 59% |
| Declines ODDS (%) | 2 days ago 40% | 2 days ago 44% |
| BollingerBands ODDS (%) | 2 days ago 43% | 2 days ago 79% |
| Aroon ODDS (%) | 2 days ago 29% | 2 days ago 46% |
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CB and
Correlation & Price change
A.I.dvisor indicates that over the last year, CB has been closely correlated with HIG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if CB jumps, then HIG could also see price increases.
HIG and
Correlation & Price change
A.I.dvisor indicates that over the last year, HIG has been closely correlated with TRV. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if HIG jumps, then TRV could also see price increases.